Apple 401(k) plan

Apple Inc., Cupertino, CA. EIN 94-2404110. Annual reports 2009–2025.

Apple Inc. has one active retirement plan on file, the Apple 401(k) Plan, with 147,655 participants and $30.7 billion in assets in 2025. Fidelity has been its recordkeeper since 2024. No traditional pension plan appears in Apple's filings since 2009.

Active plans: 1
Participants: 147,655
Plan assets: $30.7 billion
401(k) recordkeeper: Fidelity
Plans on file: 1
Industry: Manufacturing

The plan

Apple 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 001Employer EIN 94-2404110
Participants (2025): 147,655
Net assets (2025): $30.7 billion
Recordkeeper: FidelityEarlier: Empower (2015–2023), Schwab (2010–2014), Fidelity (2009)
Plan administrator: Apple Inc.
One Apple Park Way, MS 41-4BEN
Cupertino, CA 95014
(408) 974-3833As filed for 2025
In effect since: March 31, 1984

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	147,655	$30.7 billion	Fidelity
2024	145,428	$24.7 billion	Fidelity
2023	144,388	$19.8 billion	Empower
2022	147,753	$15.0 billion	Empower
2021	133,986	$16.7 billion	Empower
2020	128,261	$13.2 billion	Empower
2019	123,297	$10.2 billion	Empower
2018	117,688	$7.4 billion	Empower
2017	109,199	$7.0 billion	Empower
2016	99,721	$5.3 billion	Empower
2015	98,683	$4.2 billion	Empower
2014	83,489	$3.7 billion	Schwab
2013	70,692	$3.1 billion	Schwab
2012	64,333	$2.3 billion	Schwab
2011	58,791	$1.8 billion	Schwab
2010	47,607	$1.6 billion	Schwab
2009	37,778	$1.3 billion	Fidelity

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Apple 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((408) 974-3833). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Apple 401(k) Plan

If you had money in one of these plans

What these numbers are

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