Better Home & Finance Holding 401(k) plan

Better Home & Finance Holding Company, New York, NY. EIN 93-3029990. Annual reports 2016–2024. Also filed as Better Holdco, Inc.; Better Mortgage Corporation.

Better Home & Finance Holding Company has one active retirement plan on file, the Better Home & Finance Holding Company 401(k) Plan, with 1,950 participants and $58.0 million in assets in 2024. Vanguard has been its recordkeeper since 2020. No traditional pension plan appears in Better Home & Finance Holding's filings since 2016.

Active plans: 1
Participants: 1,950
Plan assets: $58.0 million
401(k) recordkeeper: Vanguard
Plans on file: 1
Industry: Finance and insurance

The plan

Better Home & Finance Holding Company 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 93-3029990
Participants (2024): 1,950
Net assets (2024): $58.0 million
Recordkeeper: Vanguard2020–2024
Plan administrator: Better Home & Finance Holding Company
175 Greenwich Street, 57TH Floor
New York, NY 10007
(415) 523-8837As filed for 2024
In effect since: January 1, 2016

Earlier sponsors: Better Holdco, Inc. (2016–2022); Better Mortgage Corporation (2019).

Earlier plan names: Better Mortgage 401(k) Plan; Better Holdco 401(k) Plan; Better Holdco, Inc. 401(k) Plan.

Year by year, 2016 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,950	$58.0 million	Vanguard
2023	2,035	$55.5 million	Vanguard
2022	2,730	$56.0 million	Vanguard
2021	5,992	$82.8 million	Vanguard
2020	3,509	$29.4 million	Vanguard
2019	854	$6.3 million	not listed
2018	288	$2.1 million	not listed
2017	99	$734,132	not listed
2016	53	$95,174	not listed

If you had money in one of these plans

Call Vanguard (investor.vanguard.com), which runs the Better Home & Finance Holding Company 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((415) 523-8837). That number was filed for 2024; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Better Home & Finance Holding Company 401(k) Plan

If you had money in one of these plans

What these numbers are

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