Communityamerica Federal Credit Union 401(k) and pension plans

Communityamerica Federal Credit Union, Lenexa, KS. EIN 34-6541032. Annual reports 2009–2025. Also filed as Community America Credit Union; Communityamerica Credit Union; Western Federal Credit Union; Unify Financial Federal Credit Union.

Communityamerica Federal Credit Union has 3 active retirement plans on file. The largest is the Communityamerica Credit Union 401(k) Savings Plan, with 2,965 participants and $612 million in assets in 2025. Empower has been its recordkeeper since 2015.

Active plans: 3
Participants: 4,252
Plan assets: $771 million
401(k) recordkeeper: Empower
Plans on file: 3
Industry: Finance and insurance

All 3 plans

Active plans first

Communityamerica Credit Union 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 34-6541032
Participants (2025): 2,965
Net assets (2025): $612 million
Recordkeeper: EmpowerEarlier: Fidelity (2009–2014)
Plan administrator: Communityamerica Federal Credit Union
9777 Ridge Drive
Lenexa, KS 66219
(913) 905-8047As filed for 2025
In effect since: December 1, 1954

Earlier sponsors: Community America Credit Union (2009–2019); Communityamerica Credit Union (2020–2024).

Earlier plan names: Directed Account Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	2,965	$612 million	Empower
2024	2,823	$577 million	Empower
2023	3,236	$592 million	Empower
2022	3,239	$562 million	Empower
2021	3,340	$709 million	Empower
2020	3,031	$694 million	Empower
2019	2,782	$647 million	Empower
2018	2,885	$598 million	Empower
2017	3,636	$670 million	Empower
2016	2,493	$654 million	Empower
2015	2,473	$679 million	Empower
2014	2,503	$747 million	Fidelity
2013	2,226	$777 million	Fidelity
2012	2,249	$751 million	Fidelity
2011	2,447	$750 million	Fidelity
2010	2,478	$808 million	Fidelity
2009	2,510	$786 million	Fidelity

Unify Financial Federal Credit Union 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 002Employer EIN 34-6541032
Participants (2024): 703
Net assets (2024): $66.5 million
Recordkeeper: FidelityEarlier: Mercer (2009–2016)
Plan administrator: Unify Financial Federal Credit Union
740 N Watters RD
Allen, TX 75013
(310) 381-2300As filed for 2024
In effect since: January 1, 1997

Earlier sponsor: Western Federal Credit Union (2009–2015).

Earlier plan names: Western Federal Credit Union 401K Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	703	$66.5 million	Fidelity
2023	761	$59.7 million	Fidelity
2022	797	$50.5 million	Fidelity
2021	807	$57.2 million	Fidelity
2020	774	$47.9 million	Fidelity
2019	814	$40.7 million	Fidelity
2018	838	$33.3 million	Fidelity
2017	795	$34.7 million	Fidelity
2016	788	$28.5 million	Mercer
2015	666	$23.6 million	Mercer
2014	605	$23.0 million	Mercer
2013	576	$20.3 million	Mercer
2012	524	$15.5 million	Mercer
2011	489	$12.7 million	Mercer
2010	449	$13.0 million	Mercer
2009	445	$11.0 million	Mercer

Unify Financial Credit Union Pension Plan

Pension (defined benefit), frozenActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 34-6541032
Participants (2024): 584
Net assets (2024): $91.8 million
Plan administrator: Unify Financial Credit Union
740 N Watters RD
Allen, TX 75013
(310) 381-2300As filed for 2024
In effect since: July 1, 1995

Earlier sponsors: Western Federal Credit Union (2009–2014); Unify Financial Federal Credit Union (2015).

Earlier plan names: Western Federal Credit Union Pension Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	584	$91.8 million	not listed
2023	591	$87.3 million	not listed
2022	593	$79.7 million	not listed
2021	599	$101 million	not listed
2020	603	$95.8 million	not listed
2019	652	$85.7 million	not listed
2018	705	$70.3 million	not listed
2017	816	$78.3 million	not listed
2016	764	$30.6 million	not listed
2015	668	$29.7 million	not listed
2014	623	$24.3 million	not listed
2013	585	$19.4 million	not listed
2012	554	$17.8 million	not listed
2011	492	$15.9 million	not listed
2010	449	$14.6 million	not listed
2009	446	$13.9 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the Communityamerica Credit Union 401(k) Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((913) 905-8047). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.