Consumers Energy 401(k) and pension plans

Consumers Energy Company, Jackson, MI. EIN 38-0442310. Annual reports 2009–2024.

Consumers Energy Company has 3 active retirement plans on file. The largest is the Consumers Energy Company Employees' Savings Plan, with 23,741 participants and $2.9 billion in assets in 2024. Fidelity has been its recordkeeper since 2009.

Active plans
3
Participants
33,766
Plan assets
$6.2 billion
401(k) recordkeeper
Fidelity
Plans on file
3
Industry
Utilities

All 3 plans

Active plans first

Consumers Energy Company Employees' Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number
002Employer EIN 38-0442310
Participants (2024)
23,741
Net assets (2024)
$2.9 billion
Recordkeeper
Fidelity2009–2024
Plan administrator
Consumers Energy Company
One Energy Plaza
Jackson, MI 49201
(517) 247-9634As filed for 2024
In effect since
November 1, 1963

Earlier plan names: Consumers Energy Company Employees Savings Plan.

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
202423,741$2.9 billionFidelity
202326,482$2.5 billionFidelity
202226,103$2.1 billionFidelity
202125,691$2.5 billionFidelity
202024,131$2.1 billionFidelity
201910,629$1.8 billionFidelity
201810,414$1.5 billionFidelity
20179,745$1.5 billionFidelity
201610,039$1.3 billionFidelity
20159,953$1.2 billionFidelity
20149,703$1.2 billionFidelity
20139,557$1.2 billionFidelity
20129,429$977 millionFidelity
20119,425$880 millionFidelity
201010,034$870 millionFidelity
200910,462$778 millionFidelity

Pension Plan B for Employees of Consumers Energy Company

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number
001Employer EIN 38-0442310
Participants (2024)
7,269
Net assets (2024)
$1.4 billion
Administered by
Fidelity2009–2024
Plan administrator
Consumers Energy Company
One Energy Plaza
Jackson, MI 49201
(517) 247-9634As filed for 2024
In effect since
July 1, 1944

Earlier plan names: Consumers Energy Company Pension Plan.

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
20247,269$1.4 billionFidelity
20237,440$1.4 billionFidelity
20227,768$1.4 billionFidelity
20217,936$1.7 billionFidelity
20208,098$1.6 billionFidelity
20198,109$1.5 billionFidelity
20187,195$1.3 billionFidelity
201711,896$2.6 billionFidelity
201612,154$2.4 billionFidelity
201512,410$2.3 billionFidelity
201412,715$2.3 billionFidelity
201312,953$2.2 billionFidelity
201213,163$2.0 billionFidelity
201113,400$1.8 billionFidelity
201013,560$1.6 billionFidelity
200913,808$1.3 billionFidelity

Pension Plan a for Employees of Consumer Energy Company

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number
004Employer EIN 38-0442310
Participants (2024)
2,756
Net assets (2024)
$1.9 billion
Administered by
Fidelity2018–2024
Plan administrator
Consumers Energy Company
One Energy Plaza
Jackson, MI 49201
(517) 247-9634As filed for 2024
In effect since
January 1, 2018
Year by year, 2018 to 2024
Plan yearParticipantsNet assetsRecordkeeper
20242,756$1.9 billionFidelity
20232,761$2.0 billionFidelity
20222,904$1.8 billionFidelity
20213,037$2.3 billionFidelity
20203,178$2.2 billionFidelity
20193,308$1.4 billionFidelity
20183,394$1.2 billionFidelity

If you had money in one of these plans

  1. Call Fidelity (fidelity.com), which runs the Consumers Energy Company Employees' Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
  2. Or call the plan administrator listed on the plan below ((517) 247-9634). That number was filed for 2024; ask for the benefits or retirement plan office.
  3. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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