Cornell University 401(k) and pension plans

Cornell University, Ithaca, NY. EIN 15-0532082. Annual reports 2009–2025. Also filed as Tower Innovative Learning Solutions; Tower Innovative Learning Solutionsdba Ecornell; Tower Innovative Learningsolutionsdba Ecornell; Tower Innovative Learning Solutions, Inc. (Ecornell).

Cornell University has 5 active retirement plans on file. The largest is the Cornell University Retirement Plan for the Employees of the Endowed Colleges at Ithaca, with 27,549 participants and $3.3 billion in assets in 2025. Fidelity has been its recordkeeper since 2021.

Active plans: 5
Participants: 80,362
Plan assets: $10.1 billion
401(k) recordkeeper: Fidelity
Plans on file: 6
Industry: Education

All 6 plans

Active plans first

Cornell University Retirement Plan for the Employees of the Endowed Colleges at Ithaca

403(b)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 001Employer EIN 15-0532082
Participants (2025): 27,549
Net assets (2025): $3.3 billion
Recordkeeper: FidelityEarlier: TIAA (2020), Fidelity (2019), TIAA (2016–2018), Fidelity (2009–2015)
Plan administrator: Cornell University
395 Pine Tree Road, Suite 130
Ithaca, NY 14850
(607) 255-7074As filed for 2025
In effect since: July 1, 1937

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	27,549	$3.3 billion	Fidelity
2024	27,192	$3.0 billion	Fidelity
2023	26,557	$2.8 billion	Fidelity
2022	26,357	$2.4 billion	Fidelity
2021	25,602	$2.9 billion	Fidelity
2020	24,792	$2.6 billion	TIAA
2019	24,206	$2.4 billion	Fidelity
2018	37,183	$2.1 billion	TIAA
2017	28,836	$2.2 billion	not listed
2016	21,831	$2.0 billion	TIAA
2015	21,438	$1.9 billion	Fidelity
2014	20,800	$1.9 billion	Fidelity
2013	21,276	$1.8 billion	Fidelity
2012	20,845	$1.6 billion	Fidelity
2011	25,412	$1.4 billion	Fidelity
2010	20,995	$1.5 billion	Fidelity
2009	25,610	$1.3 billion	Fidelity

Cornell University Tax-Deferred Annuity Plan

403(b)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 15-0532082
Participants (2025): 18,403
Net assets (2025): $2.7 billion
Recordkeeper: TIAAEarlier: Fidelity (2019–2020), TIAA (2016–2018), Fidelity (2009–2015)
Plan administrator: Cornell University
395 Pine Tree Road, Suite 130
Ithaca, NY 14850
(607) 255-7074As filed for 2025
In effect since: July 1, 1976

Earlier plan names: Cornell University Tax Deferred Annuity Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	18,403	$2.7 billion	TIAA
2024	18,312	$2.4 billion	TIAA
2023	18,056	$2.2 billion	TIAA
2022	18,106	$1.9 billion	TIAA
2021	17,638	$2.3 billion	TIAA
2020	17,193	$2.0 billion	Fidelity
2019	14,742	$1.8 billion	Fidelity
2018	22,017	$1.5 billion	TIAA
2017	15,111	$1.5 billion	not listed
2016	12,711	$1.3 billion	TIAA
2015	12,554	$1.2 billion	Fidelity
2014	12,425	$1.2 billion	Fidelity
2013	12,714	$1.1 billion	Fidelity
2012	11,427	$976 million	Fidelity
2011	12,357	$882 million	Fidelity
2010	12,427	$881 million	Fidelity
2009	13,561	$794 million	Fidelity

Weill Cornell Medical College Tax Deferred Annuity Plan

403(b)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 007Employer EIN 15-0532082
Participants (2024): 16,435
Net assets (2024): $1.6 billion
Recordkeeper: TIAA2015–2024
Plan administrator: Plan Administration Committee of Weill Cornell Medical College
575 Lexington Ave
New York, NY 10022
(646) 962-3661As filed for 2024
In effect since: July 1, 1976

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	16,435	$1.6 billion	TIAA
2023	16,397	$1.4 billion	TIAA
2022	9,591	$1.1 billion	TIAA
2021	8,949	$1.3 billion	TIAA
2020	8,249	$1.1 billion	TIAA
2019	7,781	$905 million	TIAA
2018	6,932	$718 million	not listed
2017	6,784	$713 million	not listed
2016	5,619	$585 million	not listed
2015	7,077	$525 million	TIAA
2014	7,779	$496 million	not listed
2013	5,734	$464 million	not listed
2012	5,707	$392 million	not listed
2011	3,971	$351 million	not listed
2010	5,618	$347 million	not listed
2009	5,462	$311 million	not listed

Weill Cornell Medical College Retirement Plan for Faculty and Exempt Employees

403(b)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 002Employer EIN 15-0532082
Participants (2024): 10,733
Net assets (2024): $2.2 billion
Recordkeeper: TIAA2015–2024
Plan administrator: Plan Administration Committee of Weill Cornell Medical College
575 Lexington Ave
New York, NY 10022
(646) 962-3661As filed for 2024
In effect since: July 1, 1976

Earlier plan names: Retirement Plan for Faculty and Exempt Employees of Weill Cornell Medical College.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	10,733	$2.2 billion	TIAA
2023	10,177	$2.0 billion	TIAA
2022	9,801	$1.7 billion	TIAA
2021	9,403	$2.0 billion	TIAA
2020	9,226	$1.7 billion	TIAA
2019	8,821	$1.5 billion	TIAA
2018	8,298	$1.3 billion	not listed
2017	8,831	$1.3 billion	not listed
2016	8,496	$1.1 billion	not listed
2015	9,169	$1.0 billion	TIAA
2014	9,553	$1.0 billion	not listed
2013	8,099	$966 million	not listed
2012	8,027	$829 million	not listed
2011	6,605	$750 million	not listed
2010	7,798	$733 million	not listed
2009	7,388	$667 million	not listed

Weill Cornell Medical College Non-Exempt and Frozen Retirement Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 004Employer EIN 15-0532082
Participants (2024): 7,242
Net assets (2024): $218 million
Plan administrator: Weill Cornell Medical College
Box 59, 1300 York Ave
New York, NY 10065
(646) 962-9247As filed for 2024
In effect since: July 1, 1989

Earlier sponsor: Cornell Univeristy (2013).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	7,242	$218 million	not listed
2023	7,042	$204 million	not listed
2022	6,550	$181 million	not listed
2021	6,747	$163 million	not listed
2020	6,319	$186 million	not listed
2019	5,845	$147 million	not listed
2018	5,666	$141 million	not listed
2016	5,140	$118 million	not listed
2015	4,835	$99.6 million	not listed
2014	4,803	$97.9 million	not listed
2013	4,113	$89.4 million	not listed
2012	3,904	$74.1 million	not listed
2011	3,807	$62.1 million	not listed
2010	3,500	$56.5 million	not listed
2009	3,390	$42.8 million	not listed

Ecornell 401(k) Plan

401(k)Closed

Closed. The plan filed its final annual report for 2022, which means its assets were paid out or moved and it no longer exists.

Plan number: 008Employer EIN 15-0532082
Participants (2021): 196
Net assets (2021): $12.9 million
Recordkeeper: Fidelity2018–2022
Plan administrator: Cornell University
395 Pine Tree RD Ste 110
Ithaca, NY 14850
(607) 255-7074As filed for 2022
In effect since: November 1, 2000

Earlier sponsors: Tower Innovative Learning Solutions (2009–2018); Tower Innovative Learning Solutionsdba Ecornell (2010); Tower Innovative Learningsolutionsdba Ecornell (2011–2012).

Year by year, 2009 to 2022

Plan year	Participants	Net assets	Recordkeeper
2022	0	$0	Fidelity
2021	196	$12.9 million	Fidelity
2020	236	$17.0 million	Fidelity
2019	211	$12.7 million	Fidelity
2018	176	$11.3 million	Fidelity
2017	124	$9.0 million	not listed
2016	90	$7.5 million	not listed
2015	86	$6.6 million	not listed
2014	88	$6.1 million	not listed
2013	81	$5.8 million	not listed
2012	80	$4.8 million	not listed
2011	79	$4.0 million	not listed
2010	77	$3.7 million	not listed
2009	71	$2.9 million	not listed

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Cornell University Retirement Plan for the Employees of the Endowed Colleges at Ithaca. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((607) 255-7074). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 6 plans

Cornell University Retirement Plan for the Employees of the Endowed Colleges at Ithaca

Cornell University Tax-Deferred Annuity Plan

Weill Cornell Medical College Tax Deferred Annuity Plan

Weill Cornell Medical College Retirement Plan for Faculty and Exempt Employees

Weill Cornell Medical College Non-Exempt and Frozen Retirement Plan

Ecornell 401(k) Plan

If you had money in one of these plans

What these numbers are

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