CSX 401(k) and pension plans

CSX Corporation, Jacksonville, FL. EIN 62-1051971. Annual reports 2009–2024.

CSX Corporation has 3 active retirement plans on file. The largest is the CSX Corporation Capital Builder Plan, with 22,902 participants and $1.5 billion in assets in 2024. Empower has been its recordkeeper since 2014.

Active plans: 3
Participants: 43,413
Plan assets: $5.4 billion
401(k) recordkeeper: Empower
Plans on file: 3
Industry: Transportation and warehousing

All 3 plans

Active plans first

CSX Corporation Capital Builder Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 004Employer EIN 62-1051971
Participants (2024): 22,902
Net assets (2024): $1.5 billion
Recordkeeper: EmpowerEarlier: J.P. Morgan (2009–2013)
Plan administrator: CSX Corporation
500 Water Street - J730
Jacksonville, FL 32202
(904) 359-3460As filed for 2024
In effect since: August 1, 1989

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	22,902	$1.5 billion	Empower
2023	23,963	$1.5 billion	Empower
2022	24,298	$1.4 billion	Empower
2021	23,487	$1.7 billion	Empower
2020	23,674	$1.5 billion	Empower
2019	24,492	$1.4 billion	Empower
2018	25,259	$1.3 billion	Empower
2017	27,235	$1.3 billion	Empower
2016	28,453	$1.0 billion	Empower
2015	29,360	$902 million	Empower
2014	29,561	$1.1 billion	Empower
2013	28,456	$978 million	J.P. Morgan
2012	27,660	$779 million	J.P. Morgan
2011	26,300	$774 million	J.P. Morgan
2010	27,304	$819 million	J.P. Morgan
2009	29,793	$701 million	J.P. Morgan

CSX Pension Plan

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 005Employer EIN 62-1051971
Participants (2024): 14,948
Net assets (2024): $2.3 billion
Plan administrator: CSX Benefits Department
500 Water Street, J400
Jacksonville, FL 32202
(800) 633-4045As filed for 2024
In effect since: January 1, 1998

Plans merged into this one: Greenbrier Frozen Non-Agreement Pension Plan (2009).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	14,948	$2.3 billion	not listed
2023	15,381	$2.4 billion	not listed
2022	15,844	$2.2 billion	not listed
2021	16,317	$2.9 billion	not listed
2020	16,840	$2.9 billion	not listed
2019	17,400	$2.7 billion	not listed
2018	17,808	$2.3 billion	not listed
2017	18,037	$2.7 billion	not listed
2016	18,396	$2.4 billion	not listed
2015	18,639	$2.2 billion	not listed
2014	18,648	$2.4 billion	not listed
2013	19,995	$2.4 billion	not listed
2012	20,064	$2.2 billion	not listed
2011	20,070	$2.0 billion	not listed
2010	19,938	$1.8 billion	not listed
2009	19,766	$1.7 billion	not listed

CSX Corporation 401(k) Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 003Employer EIN 62-1051971
Participants (2024): 5,563
Net assets (2024): $1.5 billion
Recordkeeper: EmpowerEarlier: J.P. Morgan (2009–2013)
Plan administrator: CSX Corporation
500 Water Street - J370
Jacksonville, FL 32202
(904) 359-3460As filed for 2024
In effect since: December 1, 1985

Earlier plan names: Tax Savings Thrift Plan for Employees of CSX Corporaton and Affiliated Companies.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	5,563	$1.5 billion	Empower
2023	5,776	$1.5 billion	Empower
2022	5,757	$1.3 billion	Empower
2021	5,604	$1.6 billion	Empower
2020	5,678	$1.4 billion	Empower
2019	5,891	$1.3 billion	Empower
2018	6,134	$1.2 billion	Empower
2017	6,304	$1.2 billion	Empower
2016	6,951	$1.2 billion	Empower
2015	7,413	$1.1 billion	Empower
2014	7,536	$1.3 billion	Empower
2013	7,365	$1.2 billion	J.P. Morgan
2012	7,326	$996 million	J.P. Morgan
2011	7,429	$968 million	J.P. Morgan
2010	7,296	$994 million	J.P. Morgan
2009	6,997	$897 million	J.P. Morgan

If you had money in one of these plans

Call Empower (empower.com), which runs the CSX Corporation Capital Builder Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((904) 359-3460). That number was filed for 2024; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 3 plans

CSX Corporation Capital Builder Plan

CSX Pension Plan

CSX Corporation 401(k) Plan

If you had money in one of these plans

What these numbers are

Other transportation and warehousing employers in FL