Guardian Life Insurance Company of America 401(k) and pension plans

The Guardian Life Insurance Company of America, New York, NY. EIN 13-5123390. Annual reports 2009–2024. Also filed as Association of Public Health Laboratories; Nyc Foot Care Services LLC; The Guardian Home Office Employees' Retirement Plan; Nyc Foot Care Services, LLC.

The Guardian Life Insurance Company of America has 5 active retirement plans on file. The largest is the The Guardian Home Office Employees' Retirement Pla, with 7,536 participants and $1.3 billion in assets in 2024.

Active plans: 5
Participants: 23,333
Plan assets: $4.0 billion
401(k) recordkeeper: Fidelity
Plans on file: 7
Industry: Finance and insurance

All 7 plans

Active plans first

The Guardian Home Office Employees' Retirement Pla

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 13-5123390
Participants (2024): 7,536
Net assets (2024): $1.3 billion
Last listed administrator: Caburn HopeEarlier: WTW (2011–2012)
Plan administrator: The Guardian Life Insurance Company of America
10 Hudson Yards
New York, NY 10001
(212) 919-8190As filed for 2024
In effect since: January 1, 1942

Earlier sponsors: Nyc Foot Care Services LLC (2009–2019); The Guardian Home Office Employees' Retirement Plan (2010).

Earlier plan names: Nyc Foot Care Services LLC Profit Sharing Plan; The Guardian Home Office Employees' Retirement Plan; Nyc Foot Care Services, LLC 401(k) & Profit Sharing Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	7,536	$1.3 billion	not listed
2023	7,763	$1.4 billion	not listed
2022	8,059	$1.4 billion	not listed
2021	8,373	$1.9 billion	not listed
2020	8,704	$2.0 billion	Caburn Hope
2019	4	$48,190	not listed
2018	9,420	$1.5 billion	not listed
2017	9,537	$1.5 billion	not listed
2016	9,023	$1.3 billion	not listed
2015	8,573	$1.2 billion	not listed
2014	8,815	$1.3 billion	not listed
2013	10,428	$1.2 billion	not listed
2012	10,321	$1.1 billion	WTW
2011	10,174	$978 million	WTW
2010	9,966	$930 million	not listed
2009	5	$60,602	not listed

Guardian Retirement Investment Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 008Employer EIN 13-5123390
Participants (2024): 6,420
Net assets (2024): $1.1 billion
Recordkeeper: Fidelity2019–2024
Plan administrator: The Guardian Life Insurance Company of America
10 Hudson Yards
New York, NY 10001
(212) 919-8190As filed for 2024
In effect since: January 1, 2018

Plans merged into this one: Reedgroup 401(k) Plan (2020).

Year by year, 2018 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	6,420	$1.1 billion	Fidelity
2023	6,434	$911 million	Fidelity
2022	6,811	$731 million	Fidelity
2021	6,279	$808 million	Fidelity
2020	3,453	$620 million	Fidelity
2019	1,862	$51.4 million	Fidelity
2018	559	$9.0 million	not listed

The Guardian Field Representative Employees' Retirement Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 003Employer EIN 13-5123390
Participants (2024): 4,254
Net assets (2024): $536 million
Last listed administrator: Caburn HopeEarlier: The Berwyn Group (2013), WTW (2011–2012)
Plan administrator: The Guardian Life Insurance Company of America
10 Hudson Yards
New York, NY 10001
(212) 919-8190As filed for 2024
In effect since: January 1, 1951

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	4,254	$536 million	not listed
2023	4,158	$549 million	not listed
2022	4,145	$548 million	not listed
2021	4,210	$728 million	not listed
2020	4,300	$754 million	Caburn Hope
2019	4,320	$713 million	not listed
2018	4,569	$602 million	not listed
2017	4,684	$608 million	not listed
2016	4,582	$499 million	not listed
2015	4,534	$473 million	not listed
2014	4,720	$509 million	not listed
2013	5,610	$494 million	The Berwyn Group
2012	5,622	$434 million	WTW
2011	5,349	$391 million	WTW
2010	5,075	$369 million	not listed
2009	4,945	$325 million	not listed

Guardian Cooperative Investment Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 007Employer EIN 13-5123390
Participants (2024): 3,450
Net assets (2024): $444 million
Recordkeeper: FidelityEarlier: Wells Fargo (2011–2017)
Plan administrator: The Guardian Life Insurance Company of America
10 Hudson Yards
New York, NY 10001
(212) 919-8190As filed for 2024
In effect since: October 1, 1970

Earlier plan names: The Guardian Cooperative Investment Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	3,450	$444 million	Fidelity
2023	3,225	$404 million	Fidelity
2022	3,110	$359 million	Fidelity
2021	3,112	$439 million	Fidelity
2020	3,482	$404 million	Fidelity
2019	3,591	$424 million	Fidelity
2018	3,592	$355 million	Fidelity
2017	4,347	$383 million	Wells Fargo
2016	4,320	$335 million	Wells Fargo
2015	4,466	$319 million	Wells Fargo
2014	4,648	$326 million	Wells Fargo
2013	4,818	$314 million	Wells Fargo
2012	4,629	$272 million	not listed
2011	4,542	$239 million	Wells Fargo
2010	4,346	$244 million	not listed
2009	4,179	$219 million	not listed

Guardian Life Employees Incentive Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 006Employer EIN 13-5123390
Participants (2024): 1,673
Net assets (2024): $696 million
Recordkeeper: FidelityEarlier: Wells Fargo (2011–2017)
Plan administrator: The Guardian Life Insurance Company of America
10 Hudson Yards
New York, NY 10001
(212) 919-8190As filed for 2024
In effect since: August 1, 1968

Earlier plan names: The Guardian Employees' Incentive Savings Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,673	$696 million	not listed
2023	1,859	$682 million	Fidelity
2022	2,029	$644 million	Fidelity
2021	2,185	$822 million	Fidelity
2020	5,099	$789 million	Fidelity
2019	5,393	$1.1 billion	Fidelity
2018	5,700	$908 million	Fidelity
2017	6,543	$954 million	Wells Fargo
2016	6,368	$834 million	Wells Fargo
2015	6,229	$790 million	Wells Fargo
2014	6,209	$819 million	Wells Fargo
2013	6,214	$790 million	Wells Fargo
2012	6,391	$697 million	not listed
2011	6,323	$637 million	Wells Fargo
2010	6,288	$637 million	not listed
2009	6,335	$570 million	not listed

The Guardian Retirement Plan for Field Clerical Employees

Pension (defined benefit)Stopped filing

No annual report since the 2017 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number: 010Employer EIN 13-5123390
Participants (2016): 2,015
Net assets (2016): $122 million
Last listed administrator: WTW2011–2012
Plan administrator: The Guardian Life Insurance Company of America
7 Hanover Square
New York, NY 10004
(212) 919-8190As filed for 2017
In effect since: January 1, 1951

Year by year, 2009 to 2017

Plan year	Participants	Net assets	Recordkeeper
2017	0	$105 million	not listed
2016	2,015	$122 million	not listed
2015	2,011	$117 million	not listed
2014	2,244	$131 million	not listed
2013	2,589	$129 million	not listed
2012	2,615	$114 million	WTW
2011	2,541	$104 million	WTW
2010	2,464	$99.5 million	not listed
2009	2,452	$88.7 million	not listed

Aphl 401(k) Pension Plan

401(k)Stopped filing

No annual report since the 2009 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number: 002Employer EIN 13-5123390
Participants (2009): 123
Net assets (2009): $2.5 million
Plan administrator: Association of Public Health Laboratories
8515 Georgia Avenue, Ste 700
Silver Spring, MD 20910
(240) 485-2745As filed for 2009
In effect since: October 1, 2006

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Guardian Retirement Investment Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((212) 919-8190). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 7 plans

The Guardian Home Office Employees' Retirement Pla

Guardian Retirement Investment Plan

The Guardian Field Representative Employees' Retirement Plan

Guardian Cooperative Investment Plan

Guardian Life Employees Incentive Savings Plan

The Guardian Retirement Plan for Field Clerical Employees

Aphl 401(k) Pension Plan

If you had money in one of these plans

What these numbers are

Other finance and insurance employers in NY