Heavy & General Laborers' of NJ Annuity Fund retirement plans

Heavy & General Laborers' of NJ Annuity Fund, Newark, NJ. EIN 22-2331070. Annual reports 2009–2025. Also filed as Heavy & General Laborers of NJ Annuity Fund.

Heavy & General Laborers' of NJ Annuity Fund has one active retirement plan on file, the Heavy & General Laborers' Local Unions 472 & 172 of NJ Annuity Plan, with 15,091 participants and $1.7 billion in assets in 2025. Bicc Systems has been its recordkeeper since 2010. No traditional pension plan appears in Heavy & General Laborers' of NJ Annuity Fund's filings since 2009.

Active plans: 1
Participants: 15,091
Plan assets: $1.7 billion
401(k) recordkeeper: Bicc Systems
Plans on file: 1
Industry: Construction

The plan

Heavy & General Laborers' Local Unions 472 & 172 of NJ Annuity Plan

Profit-sharing planActiveUnion (multiemployer)

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 001Employer EIN 22-2331070
Participants (2025): 15,091
Net assets (2025): $1.7 billion
Recordkeeper: Bicc Systems2010–2025
Plan administrator: Heavy & General Laborers' of NJ Annuity Fund
700 Raymond BLVD
Newark, NJ 07105
(973) 589-5050As filed for 2025
In effect since: October 21, 1980

Earlier plan names: Heavy & General Laborers Local Unions 472 & 172 of NJ Annuity Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	15,091	$1.7 billion	Bicc Systems
2024	14,981	$1.5 billion	Bicc Systems
2023	14,598	$1.4 billion	Bicc Systems
2022	14,307	$1.3 billion	Bicc Systems
2021	14,029	$1.4 billion	Bicc Systems
2020	13,985	$1.3 billion	Bicc Systems
2019	13,410	$1.2 billion	Bicc Systems
2018	13,193	$1.0 billion	Bicc Systems
2017	12,551	$1.1 billion	Bicc Systems
2016	12,123	$936 million	Bicc Systems
2015	11,868	$873 million	not listed
2014	11,585	$843 million	Bicc Systems
2013	11,305	$771 million	Bicc Systems
2012	10,791	$690 million	Bicc Systems
2011	11,155	$624 million	Bicc Systems
2010	10,924	$582 million	Bicc Systems
2009	10,057	$517 million	not listed

If you had money in one of these plans

Call Bicc Systems, which runs the Heavy & General Laborers' Local Unions 472 & 172 of NJ Annuity Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((973) 589-5050). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Heavy & General Laborers' Local Unions 472 & 172 of NJ Annuity Plan

If you had money in one of these plans

What these numbers are

Other construction employers in NJ