I.U.O.E. Local 4 Annuity Fund 401(k) plan

I.U.O.E. Local 4 Annuity Fund, Medway, MA. EIN 04-3002474. Annual reports 2009–2024. Also filed as Iuoe Local 4 Annuity Fund.

I.U.O.E. Local 4 Annuity Fund has one active retirement plan on file, the International Union of Operating Engineers Local 4 Annuity, with 6,298 participants and $725 million in assets in 2024. Fidelity is its recordkeeper. No traditional pension plan appears in I.U.O.E. Local 4 Annuity Fund's filings since 2009.

Active plans: 1
Participants: 6,298
Plan assets: $725 million
401(k) recordkeeper: Fidelity
Plans on file: 1
Industry: Construction

The plan

International Union of Operating Engineers Local 4 Annuity

401(k)ActiveUnion (multiemployer)

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 002Employer EIN 04-3002474
Participants (2024): 6,298
Net assets (2024): $725 million
Recordkeeper: FidelityEarlier: Empower (2021–2022), MassMutual (2018–2020), VSG Hosting (2017), Vitech Systems Group (2014–2016), MassMutual (2011–2013), Mass Mututual Insurance (2010), Vitech (2009)
Plan administrator: I.U.O.E. Local 4 Annuity Fund
16 Trotter Drive
Medway, MA 02053
(508) 533-1400As filed for 2024
In effect since: December 1, 1987

Earlier plan names: Int Union of Oper Engineers Local 4 Annuity; International Union of Operating Engineers Local 4 Annuity Fund.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	6,298	$725 million	Fidelity
2023	8,612	$655 million	not listed
2022	7,539	$579 million	Empower
2021	7,379	$679 million	Empower
2020	7,194	$604 million	MassMutual
2019	7,114	$529 million	MassMutual
2018	6,823	$440 million	MassMutual
2017	6,616	$450 million	VSG Hosting
2016	6,688	$387 million	Vitech Systems Group
2015	6,593	$357 million	Vitech Systems Group
2014	6,392	$357 million	Vitech Systems Group
2013	6,250	$332 million	MassMutual
2012	6,065	$282 million	MassMutual
2011	5,984	$253 million	MassMutual
2010	5,648	$251 million	Mass Mututual Insurance
2009	6,098	$229 million	Vitech

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the International Union of Operating Engineers Local 4 Annuity. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((508) 533-1400). That number was filed for 2024; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

International Union of Operating Engineers Local 4 Annuity

If you had money in one of these plans

What these numbers are

Other construction employers in MA