Irb Holding 401(k) plan

Irb Holding Corporation, Atlanta, GA. EIN 82-3952653. Annual reports 2009–2025. Also filed as Wendy'S International, Inc.; Arby'S Restaurant Group, Inc.; Arg Resources, LLC D/B/A; Arg Resources, LLC (Arby'S Restaurant Group, Inc.).

Irb Holding Corporation has one active retirement plan on file, the Inspire Brands, Inc. 401(k) Retirement Plan, with 41,945 participants and $688 million in assets in 2025. Fidelity is its recordkeeper. No traditional pension plan appears in Irb Holding's filings since 2009.

Active plans: 1
Participants: 41,945
Plan assets: $688 million
401(k) recordkeeper: Fidelity
Plans on file: 1
Industry: Hotels and restaurants

The plan

Inspire Brands, Inc. 401(k) Retirement Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 005Employer EIN 82-3952653
Participants (2025): 41,945
Net assets (2025): $688 million
Recordkeeper: FidelityEarlier: T. Rowe Price (2017–2024), Mercer (2011–2016), Fidelity (2009–2010)
Plan administrator: Irb Holding Corporation
Three Glenlake Parkway Ne
Atlanta, GA 30328
(678) 514-4559As filed for 2025
In effect since: August 1, 2011

Plans merged into this one: Jimmy John'S 401(k) Retirement Plan (2020); Dunkin' Brands Inc. 401(k) Retirement Plan (2021).

Earlier sponsors: Wendy'S International, Inc. (2009–2010); Arby'S Restaurant Group, Inc. (2011); Arg Resources, LLC D/B/A (2012–2015); Arg Resources, LLC (Arby'S Restaurant Group, Inc.) (2016–2017).

Earlier plan names: Wendys International, Inc. Profit Sharing and Savings Plan; Wendy'S/Arby'S Group, Inc. 401(k) Retirement Plan; Arby'S Restaurant Group, Inc. 401K Retirement Plan; Inspire Brands, Inc. 401K Retirement Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	41,945	$688 million	Fidelity
2024	43,661	$596 million	T. Rowe Price
2023	47,349	$562 million	T. Rowe Price
2022	45,466	$483 million	T. Rowe Price
2021	41,472	$592 million	T. Rowe Price
2020	41,556	$288 million	T. Rowe Price
2019	44,318	$253 million	T. Rowe Price
2018	41,397	$139 million	T. Rowe Price
2017	13,001	$84.6 million	T. Rowe Price
2016	12,924	$66.8 million	Mercer
2015	14,633	$56.6 million	Mercer
2014	13,438	$52.1 million	Mercer
2013	13,210	$45.1 million	Mercer
2012	13,471	$33.8 million	Mercer
2011	15,177	$23.9 million	Mercer
2010	0	$0	Fidelity
2009	6,803	$194 million	Fidelity

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Inspire Brands, Inc. 401(k) Retirement Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((678) 514-4559). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Inspire Brands, Inc. 401(k) Retirement Plan

If you had money in one of these plans

What these numbers are

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