Iuoe Local 478 Annuity Fund 401(k) plan

Iuoe Local 478 Annuity Fund, Hamden, CT. EIN 06-1230516. Annual reports 2009–2024.

Iuoe Local 478 Annuity Fund has one active retirement plan on file, the Iuoe Local 478 Annuity Fund, with 4,060 participants and $377 million in assets in 2024. Empower has been its recordkeeper since 2021. No traditional pension plan appears in Iuoe Local 478 Annuity Fund's filings since 2009.

Active plans: 1
Participants: 4,060
Plan assets: $377 million
401(k) recordkeeper: Empower
Plans on file: 1
Industry: Construction

The plan

Iuoe Local 478 Annuity Fund

401(k)ActiveUnion (multiemployer)

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 06-1230516
Participants (2024): 4,060
Net assets (2024): $377 million
Recordkeeper: EmpowerEarlier: MassMutual (2014–2020)
Plan administrator: Iuoe Local 478 Annuity Fund
1965 Dixwell Avenue
Hamden, CT 06514
(203) 288-9261As filed for 2024
In effect since: January 26, 1988

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	4,060	$377 million	Empower
2023	5,317	$340 million	Empower
2022	5,110	$297 million	Empower
2021	4,749	$344 million	Empower
2020	4,541	$301 million	MassMutual
2019	4,401	$263 million	MassMutual
2018	4,209	$221 million	MassMutual
2017	4,115	$234 million	MassMutual
2016	3,808	$204 million	MassMutual
2015	3,617	$192 million	not listed
2014	3,274	$190 million	MassMutual
2013	3,133	$178 million	not listed
2012	3,184	$154 million	not listed
2011	3,768	$139 million	not listed
2010	3,672	$144 million	not listed
2009	3,738	$135 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the Iuoe Local 478 Annuity Fund. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((203) 288-9261). That number was filed for 2024; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Iuoe Local 478 Annuity Fund

If you had money in one of these plans

What these numbers are

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