Lowe'S Companies 401(k) plan

Lowe'S Companies, Inc., Mooresville, NC. EIN 56-0578072. Annual reports 2009–2025. Also filed as Lowes Companies, Inc.; Lowes Companies Inc.

Lowe'S Companies, Inc. has one active retirement plan on file, the Lowes 401(k) Plan, with 289,398 participants and $9.2 billion in assets in 2025. Principal has been its recordkeeper since 2020. No traditional pension plan appears in Lowe'S Companies's filings since 2009.

Active plans: 1
Participants: 289,398
Plan assets: $9.2 billion
401(k) recordkeeper: Principal
Plans on file: 1
Industry: Retail

The plan

Lowes 401(k) Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 56-0578072
Participants (2025): 289,398
Net assets (2025): $9.2 billion
Recordkeeper: PrincipalEarlier: Wells Fargo (2012–2019)
Plan administrator: Lowes Administrative Committee
1000 Lowes BLVD
Mooresville, NC 28117
(704) 758-1000As filed for 2025
In effect since: February 1, 1984

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	289,398	$9.2 billion	Principal
2024	295,951	$8.6 billion	Principal
2023	302,895	$8.1 billion	Principal
2022	311,196	$7.4 billion	Principal
2021	306,635	$9.5 billion	Principal
2020	333,986	$7.5 billion	Principal
2019	296,609	$6.6 billion	Wells Fargo
2018	271,759	$5.6 billion	Wells Fargo
2017	260,759	$6.1 billion	Wells Fargo
2016	265,574	$5.3 billion	Wells Fargo
2015	262,224	$5.5 billion	Wells Fargo
2014	259,536	$5.4 billion	Wells Fargo
2013	262,454	$4.5 billion	Wells Fargo
2012	244,875	$3.5 billion	Wells Fargo
2011	253,891	$2.9 billion	not listed
2010	259,691	$2.8 billion	not listed
2009	242,684	$2.4 billion	not listed

If you had money in one of these plans

Call Principal (principal.com), which runs the Lowes 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((704) 758-1000). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Lowes 401(k) Plan

If you had money in one of these plans

What these numbers are

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