Pentegra Services 401(k) and pension plans

Pentegra Services, Inc, White Plains, NY. EIN 13-3745616. Annual reports 2009–2025. Also filed as Pentegra DB Plan for Financial Inst; Board of Directors of Pentegra Defined Benefit Plan; River Valley Bancorp,inc; River Valley Bancorp, Inc.

Pentegra Services, Inc has 14 active retirement plans on file. The largest is the The 401K Group Purchase Plan, with 349 participants and $15.7 million in assets in 2025. Empower is its recordkeeper.

Active plans: 14
Participants: 35,367
Plan assets: $3.4 billion
401(k) recordkeeper: Empower
Plans on file: 14
Industry: Finance and insurance

All 14 plans

Active plans first

The 401K Group Purchase Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 016Employer EIN 13-3745616
Participants (2025): 349
Net assets (2025): $15.7 million
Recordkeeper: Empower2025
Plan administrator: Pentegra Services, Inc.
701 Westchester Ave, Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2025
In effect since: July 1, 2024

Year by year, 2024 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	349	$15.7 million	Empower
2024	128	$9.8 million	not listed

A Better 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 002Employer EIN 13-5645888
Participants (2025): 79
Net assets (2025): $935,548
Plan administrator: Pentegra Services, Inc.
701 Westchester Avenue, Suite 320E
White Plains, NY 10604
(800) 872-3473As filed for 2025
In effect since: June 1, 2021

Year by year, 2021 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	79	$935,548	not listed
2024	53	$849,152	not listed
2023	344	$1.7 million	not listed
2022	342	$555,138	not listed
2021	297	$146,566	not listed

Triumph 401(k)

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 012Employer EIN 13-3745616
Participants (2025): 56
Net assets (2025): $11.5 million
Plan administrator: Pentegra Services, Inc.
701 Westchester Ave., Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2025
In effect since: May 1, 2023

Year by year, 2023 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	56	$11.5 million	not listed
2024	17	$2.2 million	not listed
2023	0	$0	not listed

Pentegra Defined Benefit Plan for Financial Inst

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 333Employer EIN 13-5645888
Participants (2024): 15,292
Net assets (2024): $3.0 billion
Plan administrator: Eric Wietsma, President, Pentegra DB Plan
701 Westchester Avenue Suite 320E
White Plains, NY 10604
(914) 694-1300As filed for 2024
In effect since: July 15, 1943

Earlier sponsor: Pentegra DB Plan for Financial Inst (2009).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	15,292	$3.0 billion	not listed
2023	18,199	$3.2 billion	not listed
2022	21,167	$3.6 billion	not listed
2021	26,556	$4.1 billion	not listed
2020	28,805	$4.7 billion	not listed
2019	30,236	$4.0 billion	not listed
2018	31,556	$3.9 billion	not listed
2017	33,651	$3.8 billion	not listed
2016	35,445	$3.7 billion	not listed
2015	36,592	$3.3 billion	not listed
2014	36,898	$3.3 billion	not listed
2013	37,595	$3.3 billion	not listed
2012	38,637	$2.9 billion	not listed
2011	39,602	$2.8 billion	not listed
2010	40,823	$2.7 billion	not listed
2009	41,378	$2.3 billion	not listed

The 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 006Employer EIN 13-3745616
Participants (2024): 9,376
Net assets (2024): $192 million
Recordkeeper: Empower2023–2024
Plan administrator: Pentegra Services, Inc.
401 Westchester Avenue, Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: January 1, 2022

Plans merged into this one: Civitas Senior Healthcare 401K Plan (2024); Telenetwork, Inc. 401(k) Plan (2023).

Year by year, 2022 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	9,376	$192 million	Empower
2023	2,429	$68.0 million	Empower
2022	903	$1.4 million	not listed

The Baldwin Group Pep

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 011Employer EIN 13-3745616
Participants (2024): 2,401
Net assets (2024): $5.5 million
Recordkeeper: Empower2024
Plan administrator: Pentegra Services, Inc
701 Westchester Ave, Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: March 1, 2023

Earlier plan names: BRP Retirement Solutions Pep.

Year by year, 2023 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	2,401	$5.5 million	Empower
2023	918	$861,281	not listed

Strategic Retirement Program

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 004Employer EIN 13-3745616
Participants (2024): 1,835
Net assets (2024): $49.5 million
Recordkeeper: Empower2022–2024
Plan administrator: Pentegra Services, Inc
701 Westchester Ave, Suite 320E,
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: December 1, 2021

Plans merged into this one: Functional Pathways 401(k) Plan (2024).

Year by year, 2021 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,835	$49.5 million	Empower
2023	287	$10.3 million	Empower
2022	176	$1.4 million	Empower
2021	12	$9,142	not listed

The Retiresmart Pep

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 009Employer EIN 13-3745616
Participants (2024): 1,800
Net assets (2024): $25.5 million
Recordkeeper: Transamerica2023–2024
Plan administrator: Pentegra Services, Inc.
701 Westchester Avenue, Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: July 1, 2022

Year by year, 2022 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,800	$25.5 million	Transamerica
2023	587	$8.0 million	Transamerica
2022	0	$0	not listed

MSTC Easy(k) Pep

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 003Employer EIN 13-5645888
Participants (2024): 1,574
Net assets (2024): $19.3 million
Recordkeeper: Pentegra Services, Icn.Earlier: Vanguard (2013–2015)
Plan administrator: Pentegra Services Inc
701 Westchester Avenue, Suite 320E
White Plains, NY 10604
(800) 872-3473As filed for 2024
In effect since: June 1, 2021

Earlier sponsor: River Valley Bancorp,inc (2012–2015).

Earlier plan names: River Valley Bancorp,inc 401(k) PLAN; River Valley Bancorp, Inc 401(k) Plan.

Year by year, 2012 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,574	$19.3 million	Pentegra Services, Icn.
2023	1,384	$16.2 million	Pentegra Services, Icn.
2022	1,241	$7.2 million	Pentegra Services, Icn.
2021	1,107	$7.6 million	Pentegra Services, Icn.
2015	135	$5.3 million	Vanguard
2014	130	$5.1 million	Vanguard
2013	124	$4.6 million	Vanguard
2012	97	$3.7 million	not listed

Smart Retirement Pep

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 010Employer EIN 13-3745616
Participants (2024): 760
Net assets (2024): $13.5 million
Recordkeeper: Empower2024
Plan administrator: Pentegra Services, Inc
701 Westchester Avenue, Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: April 1, 2023

Year by year, 2023 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	760	$13.5 million	Empower
2023	0	$0	not listed

The TSG Pep

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 014Employer EIN 13-3745616
Participants (2024): 624
Net assets (2024): $19.0 million
Plan administrator: Pentegra Retirement Services
701 Westchester Ave, Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: January 1, 2024

Key 401(k) Pooled Employer Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 015Employer EIN 13-3745616
Participants (2024): 553
Net assets (2024): $11.4 million
Recordkeeper: Transamerica2024
Plan administrator: Pentegra Services, Inc
701 Westchester Ave, Suite 320E,
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: April 1, 2024

The Gratitude Pep

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 007Employer EIN 13-3745616
Participants (2024): 525
Net assets (2024): $35.6 million
Recordkeeper: Empower2024
Plan administrator: Pentegra Services, Inc
701 Westchaster Ave, Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: January 1, 2022

Year by year, 2022 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	525	$35.6 million	Empower
2023	275	$22.3 million	not listed
2022	80	$5.4 million	not listed

Seligman Group Retirement Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 008Employer EIN 13-3745616
Participants (2024): 143
Net assets (2024): $13.9 million
Recordkeeper: Empower2023–2024
Plan administrator: Pentegra Services, Inc.
701 Westchester Ave Suite 320E
White Plains, NY 10604
(844) 367-2848As filed for 2024
In effect since: July 31, 2022

Year by year, 2022 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	143	$13.9 million	Empower
2023	186	$13.2 million	Empower
2022	203	$10.4 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the The 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((844) 367-2848). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 14 plans

The 401K Group Purchase Plan

A Better 401(k) Plan

Triumph 401(k)

Pentegra Defined Benefit Plan for Financial Inst

The 401(k) Plan

The Baldwin Group Pep

Strategic Retirement Program

The Retiresmart Pep

MSTC Easy(k) Pep

Smart Retirement Pep

The TSG Pep

Key 401(k) Pooled Employer Plan

The Gratitude Pep

Seligman Group Retirement Plan

If you had money in one of these plans

What these numbers are

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