Principal Life Insurance 401(k) and retirement plans
Principal Life Insurance Company, Des Moines, IA. EIN 42-0127290. Annual reports 2021–2025.
Principal Life Insurance Company has 3 active retirement plans on file. The largest is the Thrivewise Pooled Employer Plan, with 9,531 participants and $732 million in assets in 2025. National Benefit Services has been its recordkeeper since 2023. No traditional pension plan appears in Principal Life Insurance's filings since 2021.
Principal Life Insurance Company 711 High Street Des Moines, IA 50392 (800) 986-3343As filed for 2025
In effect since
January 1, 2021
Earlier plan names: Kpraetorian Retirement Plan.
Year by year, 2021 to 2025
Plan year
Participants
Net assets
Recordkeeper
2025
9,531
$732 million
not listed
2024
9,840
$997 million
National Benefit Services
2023
9,435
$865 million
National Benefit Services
2022
7,433
$588 million
not listed
2021
3,219
$270 million
not listed
Principal Ease 401(k) Plan
401(k)Active
Active. The plan filed its annual report for the 2024 plan year.
Plan number
334Employer EIN 42-0127290
Participants (2024)
163,954
Net assets (2024)
$651 million
Plan administrator
Principal Life Insurance Company 711 High Street Des Moines, IA 50392 (800) 986-3343As filed for 2024
In effect since
January 1, 2021
Plans merged into this one: The Medical Team, Inc. Employee Benefit Plan (2024); Agape Management Services, Inc. 401(k) Retirement Plan (2024); Brook Valley Management 401(k) Profit Sharing Plan & Trust (2023).
Year by year, 2021 to 2024
Plan year
Participants
Net assets
Recordkeeper
2024
163,954
$651 million
not listed
2023
108,334
$384 million
not listed
2022
54,992
$154 million
not listed
2021
11,500
$42.7 million
not listed
The Navigator 401(k) Plan
401(k)Active
Active. The plan filed its annual report for the 2024 plan year.
Plan number
335Employer EIN 42-0127290
Participants (2024)
617
Net assets (2024)
$61.0 million
Plan administrator
Principal Life Insurance Company 711 High Street Des Moines, IA 50392 (800) 547-7754As filed for 2024
In effect since
January 1, 2023
Year by year, 2023 to 2024
Plan year
Participants
Net assets
Recordkeeper
2024
617
$61.0 million
not listed
2023
11
$1.0 million
not listed
Plans that moved to another employer
Plan
Now sponsored by
Since
The Principal Select Savings Plan for Individual Field
These plans once filed under Principal Life Insurance's tax ID and are now filed by another employer, usually after a sale or spin-off. Accounts moved with them.
If you had money in one of these plans
Call National Benefit Services, which runs the Thrivewise Pooled Employer Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((800) 986-3343). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.
What these numbers are
They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.