RBC USA Holdco 401(k) and retirement plans

RBC USA Holdco Corporation, Minneapolis, MN. EIN 20-0563684. Annual reports 2009–2025. Also filed as RBC Capital Markets.

RBC USA Holdco Corporation has one active retirement plan on file, the RBC- U.S.A. Retirement and Savings Plan, with 15,272 participants and $5.0 billion in assets in 2025. Fidelity has been its recordkeeper since 2011. No traditional pension plan appears in RBC USA Holdco's filings since 2009.

Active plans: 1
Participants: 15,272
Plan assets: $5.0 billion
401(k) recordkeeper: Fidelity
Plans on file: 2
Industry: Finance and insurance

All 2 plans

Active plans first

RBC- U.S.A. Retirement and Savings Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 20-0563684
Participants (2025): 15,272
Net assets (2025): $5.0 billion
Recordkeeper: Fidelity2011–2025
Plan administrator: RBC USA Holdco Corporation
250 Nicollet Mall, Floor 16
Minneapolis, MN 55401
(612) 371-7233As filed for 2025
In effect since: June 5, 1973

Earlier plan names: RBC USA Retirement and Savings Plan.

Year by year, 2011 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	15,272	$5.0 billion	Fidelity
2024	14,686	$4.3 billion	Fidelity
2023	15,250	$3.7 billion	Fidelity
2022	13,795	$3.2 billion	Fidelity
2021	13,541	$3.8 billion	Fidelity
2020	13,337	$3.3 billion	Fidelity
2019	13,260	$2.9 billion	Fidelity
2018	13,128	$2.4 billion	Fidelity
2017	12,856	$2.5 billion	Fidelity
2016	12,204	$2.1 billion	Fidelity
2015	12,320	$1.9 billion	Fidelity
2014	12,362	$2.0 billion	Fidelity
2013	12,346	$1.9 billion	Fidelity
2012	12,712	$1.6 billion	Fidelity
2011	17,138	$1.6 billion	Fidelity

RBC- U.S.A. Retirement and Savings Plan

401(k) with ESOPStopped filing

No annual report since the 2010 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number: 003Employer EIN 41-1228350
Participants (2010): 17,614
Net assets (2010): $1.6 billion
Recordkeeper: Fidelity2009–2010
Plan administrator: RBC USA Holdco Corporation
60 South Sixth Street
Minneapolis, MN 55402
(612) 371-2922As filed for 2010
In effect since: June 5, 1973

Earlier sponsor: RBC Capital Markets (2009).

Year by year, 2009 to 2010

Plan year	Participants	Net assets	Recordkeeper
2010	17,614	$1.6 billion	Fidelity
2009	18,033	$1.4 billion	Fidelity

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the RBC- U.S.A. Retirement and Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((612) 371-7233). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

RBC- U.S.A. Retirement and Savings Plan

RBC- U.S.A. Retirement and Savings Plan

If you had money in one of these plans

What these numbers are

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