Regions Financial 401(k) and pension plans

Regions Financial Corporation, Hoover, AL. EIN 63-0589368. Annual reports 2009–2025.

Regions Financial Corporation has 3 active retirement plans on file. The largest is the Regions Financial Corporation 401(k) Plan, with 30,298 participants and $3.6 billion in assets in 2025. Empower has been its recordkeeper since 2021.

Active plans: 3
Participants: 44,283
Plan assets: $5.5 billion
401(k) recordkeeper: Empower
Plans on file: 3
Industry: Finance and insurance

All 3 plans

Active plans first

Regions Financial Corporation 401(k) Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 012Employer EIN 63-0589368
Participants (2025): 30,298
Net assets (2025): $3.6 billion
Recordkeeper: EmpowerEarlier: MassMutual (2017–2020), Mercer (2014–2016), MassMutual (2013), Hartford Retirement Services (2009–2012)
Plan administrator: Regions Financial Corporation
2050 Parkway Office Circle, 4TH FL
Hoover, AL 35244
(205) 820-2334As filed for 2025
In effect since: January 1, 1987

Earlier plan names: Regions Financial Corporation 401K Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	30,298	$3.6 billion	Empower
2024	29,490	$3.2 billion	Empower
2023	31,227	$2.9 billion	Empower
2022	30,770	$2.5 billion	Empower
2021	29,511	$2.9 billion	Empower
2020	28,630	$2.5 billion	MassMutual
2019	29,009	$2.2 billion	MassMutual
2018	29,418	$1.7 billion	MassMutual
2017	30,904	$2.0 billion	MassMutual
2016	31,688	$1.7 billion	Mercer
2015	34,288	$1.4 billion	Mercer
2014	31,170	$1.4 billion	Mercer
2013	31,482	$1.3 billion	MassMutual
2012	32,449	$1.0 billion	Hartford Retirement Services
2011	31,179	$856 million	Hartford Retirement Services
2010	32,380	$910 million	Hartford Retirement Services
2009	33,967	$781 million	Hartford Retirement Services

Regions Financial Corporation Retirement Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 63-0589368
Participants (2024): 11,265
Net assets (2024): $1.2 billion
Administered by: WTWEarlier: Mercer (2019), WTW (2018), Mercer (2009–2017)
Plan administrator: Regions Financial Corporation
1900 5TH Avenue North, Mail Code ALBH11805B
Birmingham, AL 35203
(877) 562-8383As filed for 2024
In effect since: January 1, 1973

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	11,265	$1.2 billion	WTW
2023	13,886	$1.2 billion	WTW
2022	14,271	$1.2 billion	WTW
2021	14,749	$1.7 billion	WTW
2020	15,157	$1.7 billion	WTW
2019	15,602	$1.3 billion	Mercer
2018	14,096	$1.1 billion	WTW
2017	14,491	$1.3 billion	Mercer
2016	15,541	$1.2 billion	Mercer
2015	21,509	$1.9 billion	Mercer
2014	23,970	$1.9 billion	Mercer
2013	26,955	$1.8 billion	Mercer
2012	32,423	$1.8 billion	Mercer
2011	33,146	$1.5 billion	Mercer
2010	33,602	$1.5 billion	Mercer
2009	34,146	$1.4 billion	Mercer

Regions Financial Corporation Retirement Plan for Associates

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 013Employer EIN 63-0589368
Participants (2024): 2,720
Net assets (2024): $708 million
Administered by: WTWEarlier: Mercer (2022), WTW (2017–2021), Mercer (2016)
Plan administrator: Regions Financial Corporation
1900 5TH Avenue North, Mail Code ALBH11805B
Birmingham, AL 35203
(877) 562-8383As filed for 2024
In effect since: January 1, 2016

Year by year, 2016 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	2,720	$708 million	WTW
2023	2,789	$716 million	WTW
2022	2,887	$700 million	Mercer
2021	3,031	$901 million	WTW
2020	3,226	$841 million	WTW
2019	3,226	$1.1 billion	WTW
2018	5,180	$929 million	WTW
2017	5,398	$1.0 billion	WTW
2016	5,642	$764 million	Mercer

If you had money in one of these plans

Call Empower (empower.com), which runs the Regions Financial Corporation 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((205) 820-2334). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.