Sanford 401(k) and retirement plans

Sanford, Fargo, ND. EIN 27-1218956. Annual reports 2011–2025. Also filed as Sanford Health.

Sanford has one active retirement plan on file, the Sanford Retirement Savings Plan, with 51,686 participants and $4.4 billion in assets in 2025. Principal has been its recordkeeper since 2012. No traditional pension plan appears in Sanford's filings since 2011.

Active plans
1
Participants
51,686
Plan assets
$4.4 billion
401(k) recordkeeper
Principal
Plans on file
2
Industry
Health care

All 2 plans

Active plans first

Sanford Retirement Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number
002Employer EIN 27-1218956
Participants (2025)
51,686
Net assets (2025)
$4.4 billion
Recordkeeper
Principal2012–2025
Plan administrator
Sanford
801 Broadway N
Fargo, ND 58102
(877) 949-5678As filed for 2025
In effect since
January 1, 2011

Plans merged into this one: Sanford Health Retirement Savings Plan (2013); Meritcare Pension Plan and Trust (2013); Sanford Bismarck Money Purchase Pension Plan (Mco) (2019); Sanford Bismarck Money Purchase Pension Plan (QR) (2023).

Earlier sponsor: Sanford Health (2012–2013).

Earlier plan names: Sanford North Retirement Savings Plan.

Year by year, 2011 to 2025
Plan yearParticipantsNet assetsRecordkeeper
202551,686$4.4 billionPrincipal
202440,431$3.6 billionPrincipal
202338,920$3.1 billionPrincipal
202237,640$2.4 billionPrincipal
202136,957$2.8 billionPrincipal
202036,250$2.4 billionPrincipal
201934,687$2.0 billionPrincipal
201832,893$1.6 billionPrincipal
201732,199$1.6 billionPrincipal
201631,031$1.3 billionPrincipal
201526,813$1.1 billionPrincipal
201424,872$987 millionPrincipal
201323,980$876 millionPrincipal
201216,305$120 millionPrincipal
20118,614$44.9 millionnot listed

Sanford 403(b) Retirement Savings Plan

403(b)Closed

Closed. The plan filed its final annual report for 2024, which means its assets were paid out or moved and it no longer exists.

Plan number
004Employer EIN 27-1218956
Participants (2022)
6,389
Net assets (2022)
$179 million
Recordkeeper
PrincipalEarlier: OneAmerica (2017), Principal (2014–2016)
Plan administrator
Sanford
801 Broadway N
Fargo, ND 58102
(877) 949-5678As filed for 2024
In effect since
January 1, 2009

Plans merged into this one: Sanford North Tax Deferred Annuity Plan (2014).

Year by year, 2014 to 2024
Plan yearParticipantsNet assetsRecordkeeper
20240$0not listed
20230$1.8 millionPrincipal
20226,389$179 millionPrincipal
20217,005$232 millionPrincipal
20207,719$235 millionPrincipal
20198,583$228 millionPrincipal
20189,591$210 millionPrincipal
201710,398$242 millionOneAmerica
201611,448$224 millionPrincipal
201513,526$228 millionPrincipal
201414,960$236 millionPrincipal

If you had money in one of these plans

  1. Call Principal (principal.com), which runs the Sanford Retirement Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
  2. Or call the plan administrator listed on the plan below ((877) 949-5678). That number was filed for 2025; ask for the benefits or retirement plan office.
  3. If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
  4. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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