Sofi Technologies 401(k) plan

Sofi Technologies, Inc., San Francisco, CA. EIN 45-2499523. Annual reports 2013–2025. Also filed as Social Finance, Inc; Social Finance, Inc.; Sofi Technologies.

Sofi Technologies, Inc. has one active retirement plan on file, the Sofi Technologies, Inc. 401(k) Plan, with 5,657 participants and $296 million in assets in 2025. Fidelity is its recordkeeper. No traditional pension plan appears in Sofi Technologies's filings since 2013.

Active plans: 1
Participants: 5,657
Plan assets: $296 million
401(k) recordkeeper: Fidelity
Plans on file: 1
Industry: Finance and insurance

The plan

Sofi Technologies, Inc. 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 001Employer EIN 45-2499523
Participants (2025): 5,657
Net assets (2025): $296 million
Recordkeeper: FidelityEarlier: Empower (2019–2024), Vanguard (2015–2018)
Plan administrator: Sofi Technologies, Inc.
234 1ST Street
San Francisco, CA 94105
(415) 612-8229As filed for 2025
In effect since: July 1, 2013

Earlier sponsor: Social Finance, Inc (2013–2022).

Earlier plan names: Social Finance, Inc 401(k) Plan; Social Finance, Inc. 401(k) Plan.

Year by year, 2013 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	5,657	$296 million	Fidelity
2024	4,448	$193 million	Empower
2023	3,971	$140 million	Empower
2022	3,452	$89.3 million	Empower
2021	2,845	$80.0 million	Empower
2020	2,199	$54.3 million	Empower
2019	1,810	$31.0 million	Empower
2018	1,522	$16.5 million	Vanguard
2017	1,540	$11.9 million	Vanguard
2016	766	$4.9 million	Vanguard
2015	506	$2.0 million	Vanguard
2014	178	$529,822	not listed
2013	71	$153,105	not listed

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Sofi Technologies, Inc. 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((415) 612-8229). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Sofi Technologies, Inc. 401(k) Plan

If you had money in one of these plans

What these numbers are

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