Toast 401(k) plan

Toast, Inc., Boston, MA. EIN 45-4168768. Annual reports 2015–2024. Also filed as Toast, Inc.

Toast, Inc. has one active retirement plan on file, the Toast, Inc. 401(k) Plan, with 6,116 participants and $323 million in assets in 2024. Fidelity has been its recordkeeper since 2021. No traditional pension plan appears in Toast's filings since 2015.

Active plans: 1
Participants: 6,116
Plan assets: $323 million
401(k) recordkeeper: Fidelity
Plans on file: 1
Industry: Professional services

The plan

Toast, Inc. 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 45-4168768
Participants (2024): 6,116
Net assets (2024): $323 million
Recordkeeper: FidelityEarlier: ADP (2016–2020)
Plan administrator: Toast, Inc.
333 Summer ST
Boston, MA 02210
(617) 807-0266As filed for 2024
In effect since: January 1, 2015

Earlier plan names: Toast, Inc 401K Plan.

Year by year, 2015 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	6,116	$323 million	Fidelity
2023	5,681	$227 million	Fidelity
2022	5,510	$124 million	Fidelity
2021	3,814	$86.1 million	Fidelity
2020	2,778	$43.7 million	ADP
2019	2,519	$27.4 million	ADP
2018	1,276	$7.7 million	ADP
2017	815	$4.0 million	ADP
2016	394	$1.3 million	ADP
2015	186	$608,621	not listed

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Toast, Inc. 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((617) 807-0266). That number was filed for 2024; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Toast, Inc. 401(k) Plan

If you had money in one of these plans

What these numbers are

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