Two Farms 401(k) and retirement plans

Two Farms Inc., Baltimore, MD. EIN 52-0275060. Annual reports 2009–2025. Also filed as Cloverland Farms Dairy, Inc.; Two Farms Inc.

Two Farms Inc. has 2 active retirement plans on file. The largest is the Two Farms Inc. Employees' 401(k) Profit Sharing, with 6,051 participants and $38.7 million in assets in 2025. Vanguard has been its recordkeeper since 2020. No traditional pension plan appears in Two Farms's filings since 2009.

Active plans: 2
Participants: 6,394
Plan assets: $50.1 million
401(k) recordkeeper: Vanguard
Plans on file: 3
Industry: Agriculture

All 3 plans

Active plans first

Two Farms Inc. Employees' 401(k) Profit Sharing

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 001Employer EIN 52-0275060
Participants (2025): 6,051
Net assets (2025): $38.7 million
Recordkeeper: VanguardEarlier: T. Rowe Price (2009–2012)
Plan administrator: Two Farms Inc.
3611 Roland Avenue
Baltimore, MD 21211
(410) 889-0200As filed for 2025
In effect since: December 31, 1942

Earlier sponsor: Cloverland Farms Dairy, Inc. (2009–2012).

Earlier plan names: Cloverland Farms Dairy 401(k) Plan; Two Farms Inc Employees Profit Sharing Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	6,051	$38.7 million	Vanguard
2024	6,698	$32.7 million	Vanguard
2023	5,855	$27.7 million	Vanguard
2022	5,409	$23.8 million	Vanguard
2021	4,362	$26.6 million	Vanguard
2020	4,858	$22.8 million	Vanguard
2012	397	$6.8 million	T. Rowe Price
2011	413	$6.0 million	T. Rowe Price
2010	1,302	$7.4 million	not listed
2009	420	$5.3 million	T. Rowe Price

Cloverland Farms Dairy 401(k) Retirement Plan for Union Employees

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 52-0275060
Participants (2025): 343
Net assets (2025): $11.4 million
Recordkeeper: VanguardEarlier: Wells Fargo (2014–2016)
Plan administrator: Two Farms Inc.
3611 Roland Avenue
Baltmore, MD 21211
(410) 889-0200As filed for 2025
In effect since: January 1, 1990

Earlier sponsor: Cloverland Farms Dairy, Inc. (2013–2016).

Earlier plan names: Cloverland Farms Dairy Inc. Employees' 401(k) Profit Sharing Plan; Two Farms Inc. Employees' 401(k) Profit Sharing Plan; Two Farms Inc. Employees' 401(k) Profit Sharing.

Year by year, 2013 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	343	$11.4 million	Vanguard
2024	375	$10.3 million	Vanguard
2023	271	$9.7 million	Vanguard
2022	311	$9.0 million	Vanguard
2021	264	$12.0 million	Vanguard
2020	4,858	$22.8 million	Vanguard
2019	4,813	$18.5 million	Vanguard
2018	4,333	$13.9 million	Vanguard
2017	4,139	$14.2 million	Vanguard
2016	2,151	$11.5 million	Wells Fargo
2015	2,697	$10.5 million	Wells Fargo
2014	2,479	$10.3 million	Wells Fargo
2013	1,753	$9.7 million	not listed

Cloverland Farms Dairy 401(k) Retirement Plan for Union Employees

401(k)Stopped filing

No annual report since the 2017 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number: 004Employer EIN 52-0275060
Participants (2017): 301
Net assets (2017): $9.5 million
Recordkeeper: VanguardEarlier: T. Rowe Price (2014–2016)
Plan administrator: Two Farms Inc.
3611 Roland Avenue
Baltimore, MD 21211
(410) 889-0200As filed for 2017
In effect since: January 1, 1990

Earlier sponsor: Cloverland Farms Dairy, Inc. (2013–2014).

Year by year, 2013 to 2017

Plan year	Participants	Net assets	Recordkeeper
2017	301	$9.5 million	Vanguard
2016	292	$8.1 million	T. Rowe Price
2015	277	$7.9 million	T. Rowe Price
2014	305	$8.0 million	T. Rowe Price
2013	383	$7.7 million	not listed

If you had money in one of these plans

Call Vanguard (investor.vanguard.com), which runs the Two Farms Inc. Employees' 401(k) Profit Sharing. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((410) 889-0200). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 3 plans

Two Farms Inc. Employees' 401(k) Profit Sharing

Cloverland Farms Dairy 401(k) Retirement Plan for Union Employees

Cloverland Farms Dairy 401(k) Retirement Plan for Union Employees

If you had money in one of these plans

What these numbers are

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