U-Haul Holding 401(k) and retirement plans

U-Haul Holding Company, Phoenix, AZ. EIN 88-0106815. Annual reports 2009–2025. Also filed as Amerco; Amerco (U-Haul).

U-Haul Holding Company has 2 active retirement plans on file. The largest is the U-Haul Holding Company 401(k) Savings Plan, with 37,441 participants and $640 million in assets in 2025. Fidelity has been its recordkeeper since 2019. No traditional pension plan appears in U-Haul Holding's filings since 2009.

Active plans: 2
Participants: 68,465
Plan assets: $1.1 billion
401(k) recordkeeper: Fidelity
Plans on file: 2
Industry: Real estate

All 2 plans

Active plans first

U-Haul Holding Company 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 002Employer EIN 88-0106815
Participants (2025): 37,441
Net assets (2025): $640 million
Recordkeeper: Fidelity2019–2025
Plan administrator: U-Haul Holding Company
20 E Thomas RD
Phoenix, AZ 85012
(602) 635-1504As filed for 2025
In effect since: March 16, 1973

Earlier sponsors: Amerco (2009–2019); Amerco (U-Haul) (2020–2021).

Earlier plan names: Amerco Employee Savings & Profit Sharing Plan; Amerco Employee Savings and Profit Sharing Plan; Amerco Employee Savings & Profit Sharing Plans; Amerco 401(k) Savings Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	37,441	$640 million	Fidelity
2024	37,756	$552 million	Fidelity
2023	35,385	$499 million	Fidelity
2022	35,503	$433 million	Fidelity
2021	32,839	$515 million	Fidelity
2020	29,709	$455 million	Fidelity
2019	30,710	$414 million	Fidelity
2018	24,989	$352 million	not listed
2017	24,729	$357 million	not listed
2016	23,285	$309 million	not listed
2015	22,031	$277 million	not listed
2014	20,584	$262 million	not listed
2013	18,825	$236 million	not listed
2012	17,842	$202 million	not listed
2011	16,973	$181 million	not listed
2010	16,606	$171 million	not listed
2009	16,560	$151 million	not listed

U-Haul Holding Company Employee Stock Ownership Plan

Employee stock ownership plan (ESOP)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 88-0106815
Participants (2025): 31,024
Net assets (2025): $415 million
Recordkeeper: Fidelity2019–2025
Plan administrator: U-Haul Holding Company
20 E Thomas RD
Phoenix, AZ 85012
(602) 635-1504As filed for 2025
In effect since: January 1, 1988

Earlier sponsor: Amerco (2009–2021).

Earlier plan names: Amerco Employee Stock Ownership Plan; Amerco Stock Ownership Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	31,024	$415 million	Fidelity
2024	29,513	$561 million	Fidelity
2023	30,395	$619 million	Fidelity
2022	27,786	$498 million	Fidelity
2021	25,163	$655 million	Fidelity
2020	23,845	$458 million	Fidelity
2019	32,661	$384 million	Fidelity
2018	20,278	$357 million	not listed
2017	18,787	$430 million	not listed
2016	17,935	$438 million	not listed
2015	17,210	$479 million	not listed
2014	16,330	$369 million	not listed
2013	15,549	$326 million	not listed
2012	15,362	$190 million	not listed
2011	13,577	$132 million	not listed
2010	13,373	$150 million	not listed
2009	13,344	$78.1 million	not listed

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the U-Haul Holding Company 401(k) Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((602) 635-1504). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

U-Haul Holding Company 401(k) Savings Plan

U-Haul Holding Company Employee Stock Ownership Plan

If you had money in one of these plans

What these numbers are

Other employers in AZ