United Bankshares 401(k) and pension plans

United Bankshares, Inc., Parkersburg, WV. EIN 55-0641179. Annual reports 2009–2025.

United Bankshares, Inc. has 2 active retirement plans on file. The largest is the United Bankshares, Inc. Savings and Stock Investment Plan, with 3,439 participants and $282 million in assets in 2025. Empower has been its recordkeeper since 2017.

Active plans: 2
Participants: 4,502
Plan assets: $465 million
401(k) recordkeeper: Empower
Plans on file: 2
Industry: Finance and insurance

All 2 plans

Active plans first

United Bankshares, Inc. Savings and Stock Investment Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 55-0641179
Participants (2025): 3,439
Net assets (2025): $282 million
Recordkeeper: EmpowerEarlier: Hartford Life Ins. (2011)
Plan administrator: United Bankshares, Inc.
514 Market Street
Parkersburg, WV 26101
(304) 424-8800As filed for 2025
In effect since: December 29, 1989

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	3,439	$282 million	Empower
2024	3,484	$249 million	Empower
2023	3,404	$228 million	Empower
2022	3,477	$202 million	Empower
2021	3,562	$206 million	Empower
2020	3,390	$160 million	Empower
2019	2,715	$140 million	Empower
2018	2,187	$102 million	Empower
2017	2,784	$103 million	Empower
2016	2,080	$97.6 million	not listed
2015	2,042	$87.8 million	not listed
2014	2,276	$89.1 million	not listed
2013	2,055	$68.6 million	not listed
2012	2,051	$54.9 million	not listed
2011	2,052	$53.2 million	Hartford Life Ins.
2010	1,908	$46.8 million	not listed
2009	1,928	$35.5 million	not listed

United Bankshares, Inc. Pension Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 55-0641179
Participants (2024): 1,063
Net assets (2024): $183 million
Plan administrator: The Retirement Committee
514 Market Street
Parkersburg, WV 26101
(304) 424-8674As filed for 2024
In effect since: October 15, 1962

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,063	$183 million	not listed
2023	1,078	$174 million	not listed
2022	1,212	$165 million	not listed
2021	1,582	$210 million	not listed
2020	1,604	$193 million	not listed
2019	1,624	$180 million	not listed
2018	1,646	$137 million	not listed
2017	1,669	$149 million	not listed
2016	1,682	$130 million	not listed
2015	1,696	$114 million	not listed
2014	2,019	$126 million	not listed
2013	2,077	$123 million	not listed
2012	2,108	$109 million	not listed
2011	2,126	$101 million	not listed
2010	2,182	$105 million	not listed
2009	2,208	$96.6 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the United Bankshares, Inc. Savings and Stock Investment Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((304) 424-8800). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

United Bankshares, Inc. Savings and Stock Investment Plan

United Bankshares, Inc. Pension Plan

If you had money in one of these plans

What these numbers are

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