Unitedhealth Group 401(k) plan

Unitedhealth Group Incorporated, Minnetonka, MN. EIN 41-1321939. Annual reports 2009–2025.

Unitedhealth Group Incorporated has one active retirement plan on file, the Unitedhealth Group 401(k) Savings Plan, with 262,812 participants and $30.3 billion in assets in 2025. Fidelity has been its recordkeeper since 2011. No traditional pension plan appears in Unitedhealth Group's filings since 2009.

Active plans
1
Participants
262,812
Plan assets
$30.3 billion
401(k) recordkeeper
Fidelity
Plans on file
1
Industry
Professional services

The plan

Unitedhealth Group 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number
001Employer EIN 41-1321939
Participants (2025)
262,812
Net assets (2025)
$30.3 billion
Recordkeeper
FidelityEarlier: Wells Fargo (2010), Wachovia Bank (2009)
Plan administrator
Unitedhealth Group Employee Benefits Plans Administrative Committee
6022 Blue Circle Drive, MN103-0300
Minnetonka, MN 55343
(952) 936-1300As filed for 2025
In effect since
July 1, 1985

Plans merged into this one: OPTUM360 401(k) Savings Plan (2021); Reliant 401(k) Savings Plan (2021); The Advisory Board Company 401(k) Profit Sharing Plan (2018); Caremount Health Solutions Incentive Savings and Profit Sharing Plan (2024); Navihealth, Inc. 401(k) Plan (2021); Optum Clinical Services, Inc. 401(k) Savings Plan (2015); Genoa Healthcare, LLC 401K Plan (2020); Sierra Health Automatic Retirement Plan (2011); The Polyclinic a P.C. 401(k) Profit Sharing Plan (2023); Diplomat Specialty Pharmacy, Inc. 401(k) Profit Sharing Plan (2021); Beaver Medical Group 401(k) Profit-Sharing Plan (2024); Equian LLC 401(k) Retirement Savings Plan (2020); Executive Health Resources, Inc. 401(k) Profit Sharing Plan (2014); Usmd Holdings, Inc. 401(k) Plan (2018); Rally Health 401(k) Plan (2021); Optumcare Florida, LLC 401(k) Retirement Savings Plan (2021); Ableto 401(k) Plan (2023); Healthsmart Benefits Management, LLC 401(k) Retirement Benefit Plan (2023); Healthmarkets 401(k) and Savings Plan (2019); Helios 401(k) Plan (2017); Wellmed Medical Management, Inc. 401(k) Plan (2015); Peoples Health Network 401(k) Profit Sharing Plan (2019); Rocky Mountain Health Management Corporation Profit Sharing Plan (2018).

Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
2025262,812$30.3 billionFidelity
2024274,906$26.6 billionFidelity
2023278,507$22.4 billionFidelity
2022266,722$18.6 billionFidelity
2021235,888$21.0 billionFidelity
2020207,447$17.2 billionFidelity
2019200,119$14.8 billionFidelity
2018187,879$11.3 billionFidelity
2017176,599$11.2 billionFidelity
2016173,403$8.9 billionFidelity
2015155,705$7.5 billionFidelity
2014124,515$7.0 billionFidelity
2013121,459$6.3 billionFidelity
2012118,072$5.0 billionFidelity
2011109,952$3.9 billionFidelity
201096,131$3.6 billionWells Fargo
200991,113$2.9 billionWachovia Bank

If you had money in one of these plans

  1. Call Fidelity (fidelity.com), which runs the Unitedhealth Group 401(k) Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
  2. Or call the plan administrator listed on the plan below ((952) 936-1300). That number was filed for 2025; ask for the benefits or retirement plan office.
  3. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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