Upbound Group 401(k) plan

Upbound Group, Inc., Plano, TX. EIN 45-0491516. Annual reports 2009–2025. Also filed as Rent-A-Center, Inc.; Rent-A-Center, Inc.

Upbound Group, Inc. has one active retirement plan on file, the Upbound 401(k) Retirement Savings Plan, with 9,207 participants and $259 million in assets in 2025. J.P. Morgan has been its recordkeeper since 2019. No traditional pension plan appears in Upbound Group's filings since 2009.

Active plans: 1
Participants: 9,207
Plan assets: $259 million
401(k) recordkeeper: J.P. Morgan
Plans on file: 1
Industry: Other services

The plan

Upbound 401(k) Retirement Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 001Employer EIN 45-0491516
Participants (2025): 9,207
Net assets (2025): $259 million
Recordkeeper: J.P. MorganEarlier: Intrust Bank (2014–2018), Nestegg Consulting (2009–2013)
Plan administrator: Upbound Group, Inc.
5501 Headquarters Drive
Plano, TX 75024
(972) 801-4767As filed for 2025
In effect since: October 1, 1997

Earlier sponsor: Rent-A-Center, Inc. (2009–2022).

Earlier plan names: Rent-A-Center, Inc. 401(k) Retirement Plan; Rent-A-Center, Inc. 401(k) Retirement Savings Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	9,207	$259 million	J.P. Morgan
2024	10,855	$244 million	J.P. Morgan
2023	11,522	$227 million	J.P. Morgan
2022	10,146	$198 million	J.P. Morgan
2021	13,051	$249 million	J.P. Morgan
2020	13,531	$224 million	J.P. Morgan
2019	13,358	$204 million	J.P. Morgan
2018	15,144	$191 million	Intrust Bank
2017	17,224	$213 million	Intrust Bank
2016	19,544	$181 million	Intrust Bank
2015	20,258	$175 million	Intrust Bank
2014	19,682	$188 million	Intrust Bank
2013	19,956	$178 million	Nestegg Consulting
2012	18,598	$149 million	Nestegg Consulting
2011	18,713	$140 million	Nestegg Consulting
2010	17,637	$137 million	Nestegg Consulting
2009	17,656	$113 million	Nestegg Consulting

If you had money in one of these plans

Call J.P. Morgan (jpmorgan.com), which runs the Upbound 401(k) Retirement Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((972) 801-4767). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Upbound 401(k) Retirement Savings Plan

If you had money in one of these plans

What these numbers are

Other other services employers in TX