Ally Financial 401(k) and pension plans

Ally Financial Inc., Detroit, MI. EIN 38-0572512. Annual reports 2009–2024. Also filed as Gmac Inc.; Gmac Mortgage Group, LLC.

Ally Financial Inc. has one active retirement plan on file, the Ally Financial Inc. Retirement Savings Plan, with 15,192 participants and $2.9 billion in assets in 2024.

Active plans: 1
Participants: 15,192
Plan assets: $2.9 billion
Plans on file: 2
Industry: Finance and insurance

All 2 plans

Active plans first

Ally Financial Inc. Retirement Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 38-0572512
Participants (2024): 15,192
Net assets (2024): $2.9 billion
Last listed recordkeeper: Alight2009–2021
Plan administrator: Ally Financial Inc.
500 Woodward Avenue
Detroit, MI 48226
(267) 387-7010As filed for 2024
In effect since: January 1, 2008

Earlier sponsor: Gmac Inc. (2009).

Earlier plan names: Gmac Inc. Retirement Savings Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	15,192	$2.9 billion	not listed
2023	15,742	$2.6 billion	not listed
2022	15,752	$2.1 billion	not listed
2021	14,266	$2.5 billion	Alight
2020	13,429	$2.1 billion	Alight
2019	15,043	$1.8 billion	Alight
2018	14,759	$1.5 billion	Alight
2017	15,831	$1.5 billion	Alight
2016	16,758	$1.3 billion	Alight
2015	16,444	$1.1 billion	Alight
2014	16,972	$1.1 billion	Alight
2013	18,488	$1.1 billion	Alight
2012	22,433	$1.1 billion	Alight
2011	21,541	$931 million	Alight
2010	19,165	$888 million	Alight
2009	21,419	$887 million	Alight

Employees' Retirement Plan for Former Ally Business Units

Pension (defined benefit), frozenClosed

Closed. The plan filed its final annual report for 2023, which means its assets were paid out or moved and it no longer exists.

Plan number: 002Employer EIN 38-0572512
Participants (2022): 1
Net assets (2022): $0
Plan administrator: Ally Financial Inc.
500 Woodward Avenue
Detroit, MI 48226
(267) 387-7010As filed for 2023
In effect since: January 29, 1965

Plans merged into this one: Gmac Insurance Personal Lines Pension Plan (2009).

Earlier sponsor: Gmac Mortgage Group, LLC (2009–2012).

Earlier plan names: Employees Retirement Plan for Gmac Mortgage Group, LLC; Employees' Retirement Plan for Gmac Mortgage Group, LLC.

Year by year, 2009 to 2023

Plan year	Participants	Net assets	Recordkeeper
2023	0	$0	not listed
2022	1	$0	not listed
2021	2,200	$138 million	not listed
2020	2,206	$135 million	not listed
2019	2,208	$124 million	not listed
2018	2,211	$104 million	not listed
2017	2,222	$118 million	not listed
2016	2,219	$105 million	not listed
2015	2,542	$112 million	not listed
2014	2,543	$120 million	not listed
2013	3,637	$143 million	not listed
2012	3,778	$143 million	not listed
2011	10,191	$338 million	not listed
2010	12,289	$324 million	not listed
2009	12,743	$299 million	not listed

If you had money in one of these plans

Or call the plan administrator listed on the plan below ((267) 387-7010). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

Ally Financial Inc. Retirement Savings Plan

Employees' Retirement Plan for Former Ally Business Units

If you had money in one of these plans

What these numbers are

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