United Wholesale Mortgage 401(k) plan

United Wholesale Mortgage, LLC, Pontiac, MI. EIN 38-2750395. Annual reports 2009–2025. Also filed as Shore Financial Services, Inc.; United Shore Financial Services, LLC.; United Shore Financial Services, LLC.

United Wholesale Mortgage, LLC has one active retirement plan on file, the United Wholesale Mortgage, LLC Profit Sharing Plan and Trust, with 11,710 participants and $260 million in assets in 2025. Fidelity has been its recordkeeper since 2021. No traditional pension plan appears in United Wholesale Mortgage's filings since 2009.

Active plans: 1
Participants: 11,710
Plan assets: $260 million
401(k) recordkeeper: Fidelity
Plans on file: 1
Industry: Finance and insurance

The plan

United Wholesale Mortgage, LLC Profit Sharing Plan and Trust

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 001Employer EIN 38-2750395
Participants (2025): 11,710
Net assets (2025): $260 million
Recordkeeper: FidelityEarlier: United of Omaha (2019–2020), Fidelity (2009–2018)
Plan administrator: United Wholesale Mortgage, LLC
585 South Boulevard East
Pontiac, MI 48341
(800) 981-8898As filed for 2025
In effect since: April 1, 1995

Earlier sponsors: Shore Financial Services, Inc. (2009–2011); United Shore Financial Services, LLC. (2012–2020).

Earlier plan names: Shore Financial Services, Inc. Profit Sharing Plan and Trust; United Shore Financial Services, LLC Profit Sharing Plan and Trust; United Shore Financial Services LLC Psp&trust.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	11,710	$260 million	Fidelity
2024	10,467	$195 million	Fidelity
2023	7,499	$149 million	Fidelity
2022	7,065	$110 million	Fidelity
2021	8,440	$121 million	Fidelity
2020	7,168	$84.0 million	United of Omaha
2019	4,693	$54.9 million	United of Omaha
2018	2,908	$34.6 million	Fidelity
2017	2,327	$30.3 million	Fidelity
2016	1,860	$19.9 million	Fidelity
2015	1,362	$14.0 million	Fidelity
2014	1,027	$11.3 million	Fidelity
2013	1,148	$9.4 million	Fidelity
2012	818	$5.4 million	Fidelity
2011	631	$3.9 million	Fidelity
2010	361	$3.1 million	Fidelity
2009	305	$2.7 million	Fidelity

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the United Wholesale Mortgage, LLC Profit Sharing Plan and Trust. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((800) 981-8898). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

United Wholesale Mortgage, LLC Profit Sharing Plan and Trust

If you had money in one of these plans

What these numbers are

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