Ames Construction 401(k) and retirement plans

Ames Construction, Inc., Burnsville, MN. EIN 41-0871375. Annual reports 2009–2025.

Ames Construction, Inc. has one active retirement plan on file, the Ames Construction, Inc. Retirement Savings Plan, with 2,210 participants and $231 million in assets in 2025. Empower has been its recordkeeper since 2023. No traditional pension plan appears in Ames Construction's filings since 2009.

Active plans: 1
Participants: 2,210
Plan assets: $231 million
401(k) recordkeeper: Empower
Plans on file: 3
Industry: Construction

All 3 plans

Active plans first

Ames Construction, Inc. Retirement Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 010Employer EIN 41-0871375
Participants (2025): 2,210
Net assets (2025): $231 million
Recordkeeper: EmpowerEarlier: Beneco Systems (2016–2022), Beneco (2014–2015), BTC (2012–2013), Beneco (2010–2011)
Plan administrator: Ames Construction, Inc.
2500 County Road 42 West
Burnsville, MN 55337
(952) 435-7106As filed for 2025
In effect since: August 1, 1989

Plans merged into this one: Ames Construction Inc. Retirement Savings Plan (2013); Ames Construction, Inc. Profit Sharing Plan (2022).

Earlier plan names: Ames Construction Inc. Retirement Plan; Ames Construction Inc. Retirement Savings Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	2,210	$231 million	Empower
2024	2,407	$214 million	Empower
2023	4,104	$200 million	Empower
2022	4,540	$100 million	Beneco Systems
2021	4,498	$119 million	Beneco Systems
2020	4,453	$104 million	Beneco Systems
2019	4,389	$87.8 million	Beneco Systems
2018	4,158	$70.4 million	Beneco Systems
2017	3,771	$78.2 million	Beneco Systems
2016	4,073	$72.6 million	Beneco Systems
2015	4,262	$75.8 million	Beneco
2014	4,500	$73.8 million	Beneco
2013	4,114	$63.7 million	BTC
2012	3,791	$28.1 million	BTC
2011	3,197	$25.1 million	Beneco
2010	3,090	$24.9 million	Beneco
2009	3,011	$21.9 million	not listed

Ames Construction, Inc. Profit Sharing Plan

Profit-sharing planMerged

Merged. In 2022 its assets moved to the Ames Construction, Inc. Retirement Savings Plan, sponsored by Ames Construction, Inc. (EIN 41-0871375, plan 010). Accounts moved with them, so that plan is the one to contact.

Plan number: 003Employer EIN 41-0871375
Participants (2021): 656
Net assets (2021): $74.1 million
Recordkeeper: Principal2009–2022
Plan administrator: Ames Construction, Inc.
2500 County Road 42 W
Burnsville, MN 55337
(952) 435-7106As filed for 2022
In effect since: May 1, 1976

Year by year, 2009 to 2022

Plan year	Participants	Net assets	Recordkeeper
2022	0	$0	Principal
2021	656	$74.1 million	Principal
2020	578	$83.8 million	Principal
2019	506	$73.1 million	Principal
2018	461	$61.5 million	Principal
2017	428	$54.4 million	Principal
2016	411	$64.2 million	Principal
2015	400	$57.8 million	Principal
2014	432	$54.9 million	Principal
2013	379	$52.6 million	Principal
2012	346	$48.6 million	Principal
2011	312	$40.3 million	Principal
2010	304	$35.9 million	Principal
2009	304	$32.9 million	Principal

Ames Construction Inc. Retirement Savings Plan

401(k)Merged

Merged. In 2013 its assets moved to the Ames Construction Inc. Retirement Savings Plan, sponsored by Ames Construction, Inc. (EIN 41-0871375, plan 010). Accounts moved with them, so that plan is the one to contact.

Plan number: 002Employer EIN 41-0871375
Participants (2012): 1,648
Net assets (2012): $21.9 million
Recordkeeper: BTCEarlier: Beneco (2010–2011)
Plan administrator: Ames Construction, Inc.
2000 Ames Drive
Burnsville, MN 55306
(952) 435-7106As filed for 2013
In effect since: January 1, 1999

Year by year, 2009 to 2013

Plan year	Participants	Net assets	Recordkeeper
2013	0	$0	not listed
2012	1,648	$21.9 million	BTC
2011	919	$17.7 million	Beneco
2010	839	$17.0 million	Beneco
2009	590	$14.3 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the Ames Construction, Inc. Retirement Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((952) 435-7106). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.