Bdo USA, P.C. 401(k) and pension plans

Bdo USA, P.C., Chicago, IL. EIN 13-5381590. Annual reports 2009–2024. Also filed as Bdo USA, LLP; Bdo Seidman, LLP.

Bdo USA, P.C. has 3 active retirement plans on file. The largest is the Bdo USA Retirement Plan, with 15,045 participants and $1.9 billion in assets in 2024. T. Rowe Price has been its recordkeeper since 2018.

Active plans: 3
Participants: 15,045
Plan assets: $1.4 billion
401(k) recordkeeper: T. Rowe Price
Plans on file: 4
Industry: Professional services

All 4 plans

Active plans first

Bdo USA Retirement Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 13-5381590
Participants (2024): 15,045
Net assets (2024): $1.9 billion
Recordkeeper: T. Rowe PriceEarlier: Milliman (2009–2017)
Plan administrator: Bdo USA, P.C.
330 North Wabash, Suite 3200
Chicago, IL 60011
(704) 887-4235As filed for 2024
In effect since: September 1, 1984

Plans merged into this one: Bdo USA, LLP Cash Balance Plan (2024).

Earlier sponsor: Bdo Seidman, LLP (2009).

Earlier plan names: Bdo Seidman, LLP Retirement Plan; Bdo USA, LLP Retirement Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	15,045	$1.9 billion	T. Rowe Price
2023	14,510	$1.7 billion	T. Rowe Price
2022	14,565	$1.4 billion	T. Rowe Price
2021	13,234	$1.5 billion	T. Rowe Price
2020	11,713	$1.2 billion	T. Rowe Price
2019	10,868	$1.0 billion	T. Rowe Price
2018	9,873	$790 million	T. Rowe Price
2017	9,085	$779 million	Milliman
2016	8,784	$620 million	Milliman
2015	7,767	$523 million	Milliman
2014	6,687	$472 million	Milliman
2013	5,250	$415 million	Milliman
2012	4,480	$322 million	Milliman
2011	4,040	$269 million	Milliman
2010	3,870	$273 million	Milliman
2009	4,176	$235 million	Milliman

Bdo USA Employee Stock Ownership Plan

Employee stock ownership plan (ESOP)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 004Employer EIN 13-5381590
Participants (2024): 0
Net assets (2024): $-148 million
Plan administrator: Bdo USA, P.C.
330 North Wabash, Suite 3200
Chicago, IL 60011
(616) 575-4236As filed for 2024
In effect since: August 31, 2023

Year by year, 2023 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	n/a	$-148 million	not listed
2023	n/a	$-369 million	not listed

Bdo USA Employee Stock Ownership Plan

Employee stock ownership plan (ESOP)Active

Active. The plan filed its annual report for the 2023 plan year.

Plan number: 002Employer EIN 13-5381590
Participants (2023): 0
Net assets (2023): $-369 million
Plan administrator: Bdo USA, P.C.
330 North Wabash, Suite 3200
Chicago, IL 60011
(616) 575-4236As filed for 2023
In effect since: August 31, 2023

Earlier plan names: Bdo Seidman, LLP Puerto Rico Retirement Plan.

Year by year, 2009 to 2023

Plan year	Participants	Net assets	Recordkeeper
2023	n/a	$-369 million	not listed
2010	0	$0	not listed
2009	0	n/a	not listed

Bdo USA, LLP Cash Balance Plan

Cash balance pension, frozenMerged

Merged. In 2024 its assets moved to the Bdo USA Retirement Plan, sponsored by Bdo USA, P.C. (EIN 13-5381590, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number: 003Employer EIN 13-5381590
Participants (2023): 832
Net assets (2023): $116 million
Plan administrator: Bdo USA, P.C.
330 North Wabash, Suite 3200
Chicago, IL 60611
(312) 856-9100As filed for 2024
In effect since: January 1, 2012

Year by year, 2012 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	0	$0	not listed
2023	832	$116 million	not listed
2022	927	$135 million	not listed
2021	822	$123 million	not listed
2020	782	$96.8 million	not listed
2019	724	$78.5 million	not listed
2018	670	$62.9 million	not listed
2017	624	$54.8 million	not listed
2016	514	$40.8 million	not listed
2015	460	$29.8 million	not listed
2014	355	$19.3 million	not listed
2013	262	$10.1 million	not listed
2012	247	$4.9 million	not listed

If you had money in one of these plans

Call T. Rowe Price (troweprice.com), which runs the Bdo USA Retirement Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((704) 887-4235). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 4 plans

Bdo USA Retirement Plan

Bdo USA Employee Stock Ownership Plan

Bdo USA Employee Stock Ownership Plan

Bdo USA, LLP Cash Balance Plan

If you had money in one of these plans

What these numbers are

Other professional services employers in IL