BNSF Railway 401(k) and pension plans

BNSF Railway Company, Fort Worth, TX. EIN 41-6034000. Annual reports 2009–2024.

BNSF Railway Company has 2 active retirement plans on file. The largest is the BNSF Railway Company Non-Salaried Employees 401(k) Retirement Plan, with 33,118 participants and $4.8 billion in assets in 2024. Vanguard has been its recordkeeper since 2009.

Active plans: 2
Participants: 33,174
Plan assets: $4.8 billion
401(k) recordkeeper: Vanguard
Plans on file: 4
Industry: Transportation and warehousing

All 4 plans

Active plans first

BNSF Railway Company Non-Salaried Employees 401(k) Retirement Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 006Employer EIN 41-6034000
Participants (2024): 33,118
Net assets (2024): $4.8 billion
Recordkeeper: Vanguard2009–2024
Plan administrator: SVP & Chief Human Resources Officer BNSF Railway Company
2301 Lou Menk Drive
Fort Worth, TX 76131
(817) 352-1667As filed for 2024
In effect since: January 1, 1995

Plans merged into this one: BNSF Railway Company 401(k) Plan for Tcu Employees (2011).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	33,118	$4.8 billion	Vanguard
2023	32,807	$4.1 billion	Vanguard
2022	31,796	$3.6 billion	Vanguard
2021	33,091	$4.2 billion	Vanguard
2020	33,731	$3.7 billion	Vanguard
2019	33,457	$3.5 billion	Vanguard
2018	32,728	$2.9 billion	Vanguard
2017	40,642	$3.0 billion	Vanguard
2016	42,299	$2.7 billion	Vanguard
2015	43,436	$2.5 billion	Vanguard
2014	39,775	$2.5 billion	Vanguard
2013	38,246	$2.3 billion	Vanguard
2012	38,091	$2.0 billion	Vanguard
2011	35,513	$1.8 billion	Vanguard
2010	37,636	$1.7 billion	Vanguard
2009	38,392	$1.5 billion	Vanguard

Utu Consolidated Pension Plan

Cash balance pensionActiveUnion (multiemployer)

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 005Employer EIN 41-6034000
Participants (2024): 56
Net assets (2024): $6.6 million
Last listed administrator: AonEarlier: WTW (2019), Tower Watson Delware (2018), WTW (2009–2017)
Plan administrator: Administration Committee
2301 Lou Menk DR.
Fort Worth, TX 76131
(817) 352-1667As filed for 2024
In effect since: October 1, 1992

Plans merged into this one: BNSF Railway Co. Pension Plan for Conductors, Trainmen and Yardmen on the Western Region Coast Lines and Texas Division (2019).

Earlier plan names: BNSF Railway Co. Pension Plan for Conductors, Trainmen and Yardmen on the Former Eastern and Western Lines Excl. N. & S. Divisions; BNSF Railway Co. Pension Plan for Conductors, Trainmen and Yardmen on the Former Eastern and Western Lines Excl. N.& S. Divisions.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	56	$6.6 million	not listed
2023	63	$7.6 million	not listed
2022	71	$9.1 million	not listed
2021	97	$13.6 million	Aon
2020	138	$19.8 million	Aon
2019	181	$25.4 million	WTW
2018	144	$20.0 million	Tower Watson Delware
2017	177	$25.2 million	WTW
2016	231	$30.9 million	WTW
2015	303	$38.5 million	WTW
2014	374	$48.6 million	WTW
2013	447	$56.5 million	WTW
2012	528	$54.5 million	WTW
2011	595	$52.3 million	WTW
2010	677	$55.9 million	WTW
2009	770	$51.3 million	WTW

BNSF Railway Co. Pension Plan for Conductors, Trainmen and Yardmen on the Western Region Coast Lines and Texas Division

Cash balance pensionMerged

Merged. In 2019 its assets moved to the Utu Consolidated Pension Plan, sponsored by BNSF Railway Company (EIN 41-6034000, plan 005). Accounts moved with them, so that plan is the one to contact.

Plan number: 008Employer EIN 41-6034000
Participants (2018): 119
Net assets (2018): $16.0 million
Administered by: WTWEarlier: Tower Watson Delware (2018), WTW (2009–2017)
Plan administrator: Administration Committee
2301 Lou Menk DR.
Fort Worth, TX 76131
(817) 352-1667As filed for 2019
In effect since: September 1, 1989

Year by year, 2009 to 2019

Plan year	Participants	Net assets	Recordkeeper
2019	0	$0	WTW
2018	119	$16.0 million	Tower Watson Delware
2017	154	$21.0 million	WTW
2016	179	$22.8 million	WTW
2015	227	$27.0 million	WTW
2014	259	$31.3 million	WTW
2013	301	$35.5 million	WTW
2012	340	$32.3 million	WTW
2011	409	$33.9 million	WTW
2010	452	$35.6 million	WTW
2009	509	$32.0 million	WTW

BNSF Railway Company 401(k) Plan for Tcu Employees

401(k)Merged

Merged. In 2011 its assets moved to the BNSF Non-Salaried Employee 401(k), sponsored by BNSF Railway Company (EIN 41-6034000, plan 006). Accounts moved with them, so that plan is the one to contact.

Plan number: 001Employer EIN 41-6034000
Participants (2010): 804
Net assets (2010): $53.9 million
Recordkeeper: T. Rowe Price2009–2011
Plan administrator: Review Committee
2500 Lou Menk Drive
Fort Worth, TX 76131
(817) 352-1667As filed for 2011
In effect since: January 2, 1986

Year by year, 2009 to 2011

Plan year	Participants	Net assets	Recordkeeper
2011	0	$0	T. Rowe Price
2010	804	$53.9 million	T. Rowe Price
2009	965	$58.0 million	T. Rowe Price

If you had money in one of these plans

Call Vanguard (investor.vanguard.com), which runs the BNSF Railway Company Non-Salaried Employees 401(k) Retirement Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((817) 352-1667). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.