Cummins 401(k) and pension plans

Cummins Inc., Columbus, IN. EIN 35-0257090. Annual reports 2009–2025. Also filed as Cummins Inc; Cummins Bridgeway, LLC; Cummins, Inc.; Cummins Mid-South, L.L.C.

Cummins Inc. has 3 active retirement plans on file. The largest is the Cummins Retirement and Savings Plan, with 37,997 participants and $7.5 billion in assets in 2025.

Active plans: 3
Participants: 83,247
Plan assets: $10.8 billion
Administered by: Alight
Plans on file: 6
Industry: Manufacturing

All 6 plans

Active plans first

Cummins Retirement and Savings Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 020Employer EIN 35-0257090
Participants (2025): 37,997
Net assets (2025): $7.5 billion
Plan administrator: Cummins Benefits Policy Committee
P.O. Box 3005, Mail Code 60803
Columbus, IN 47202
(877) 377-4357As filed for 2025
In effect since: January 1, 1992

Plans merged into this one: Nelson Retirement and Savings Plan (2009); Cummins Power South Employee Savings Retirement Plan (2016); Meritor, Inc. Savings Plan (2023); Cummins Rocky Mountain LLC 401(k) Retirement Savings Plan (2015).

Earlier plan names: Cummins Inc and Affil Ret and Sav PL for Sal and Non-Barg HR; Cummins Retirement and Savings Plan for Non-Bargaining Employees.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	37,997	$7.5 billion	not listed
2024	37,830	$6.4 billion	not listed
2023	37,066	$5.7 billion	not listed
2022	29,050	$4.4 billion	not listed
2021	31,318	$5.0 billion	not listed
2020	30,332	$4.5 billion	not listed
2019	32,343	$4.2 billion	not listed
2018	32,377	$3.4 billion	not listed
2017	29,394	$3.6 billion	not listed
2016	28,229	$2.9 billion	not listed
2015	24,059	$2.2 billion	not listed
2014	16,096	$2.3 billion	not listed
2013	16,787	$2.1 billion	not listed
2012	15,045	$1.7 billion	not listed
2011	16,447	$1.5 billion	not listed
2010	14,436	$1.6 billion	not listed
2009	14,079	$1.2 billion	not listed

Cummins Retirement and Savings Plan for Certain Collectively Bargained Employees

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 030Employer EIN 35-0257090
Participants (2025): 657
Net assets (2025): $112 million
Plan administrator: Cummins Benefits Policy Committee
P.O. Box 3005, Mail Code 60803
Columbus, IN 47202
(877) 377-4357As filed for 2025
In effect since: January 1, 1992

Earlier plan names: Cummins Inc & Affil Ret & Savings PL for Barg Unit Employees; Cummins Retirement and Savings Plan for Collectively Bargained Employees.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	657	$112 million	not listed
2024	916	$116 million	not listed
2023	1,033	$117 million	not listed
2022	826	$121 million	not listed
2021	939	$151 million	not listed
2020	1,012	$150 million	not listed
2019	1,096	$150 million	not listed
2018	1,304	$148 million	not listed
2017	1,436	$178 million	not listed
2016	3,008	$255 million	not listed
2015	4,650	$281 million	not listed
2014	3,953	$289 million	not listed
2013	4,091	$281 million	not listed
2012	4,019	$258 million	not listed
2011	4,116	$243 million	not listed
2010	4,018	$247 million	not listed
2009	4,223	$234 million	not listed

Cummins Pension Plan

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 35-0257090
Participants (2024): 44,593
Net assets (2024): $3.2 billion
Administered by: Alight2020–2024
Plan administrator: Cummins Inc.
500 Jackson Street, Mail Code 60128
Columbus, IN 47201
(812) 377-5000As filed for 2024
In effect since: January 1, 1951

Plans merged into this one: Meritor, Inc. Retirement Plan (2024).

Earlier sponsor: Cummins Bridgeway, LLC (2009–2013).

Earlier plan names: Cummins Bridgeway, LLC Pension Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	44,593	$3.2 billion	Alight
2023	46,287	$3.3 billion	Alight
2022	42,076	$3.2 billion	Alight
2021	39,674	$3.5 billion	Alight
2020	39,128	$3.4 billion	Alight
2019	41,263	$3.4 billion	not listed
2018	41,352	$2.9 billion	not listed
2017	40,590	$3.2 billion	not listed
2016	38,258	$2.8 billion	not listed
2015	36,448	$2.6 billion	not listed
2014	0	$0	not listed
2013	232	$8.6 million	not listed
2012	244	$8.4 million	not listed
2011	251	$7.9 million	not listed
2010	257	$6.3 million	not listed
2009	266	$5.8 million	not listed

Pension Plan for Employees of Cummins Bridgeway, LLC, Cummins Mid-South, L.L.C., and Cummins Rocky Mountain, LLC

Pension (defined benefit), frozenClosed

Closed. The plan filed its final annual report for 2017, which means its assets were paid out or moved and it no longer exists.

Plan number: 015Employer EIN 35-0257090
Participants (2015): 402
Net assets (2015): $8.2 million
Administered by: Alight2016
Plan administrator: Cummins Inc
500 Jackson Street
Columbus, IN 47201
(800) 682-8788As filed for 2017
In effect since: December 1, 1971

Earlier sponsor: Cummins Mid-South, L.L.C. (2009–2013).

Earlier plan names: Cummins Mid-South, L.L.C. Retirement Plan.

Year by year, 2009 to 2017

Plan year	Participants	Net assets	Recordkeeper
2017	0	$0	not listed
2016	0	$2,712	Alight
2015	402	$8.2 million	not listed
2014	1,053	$29.4 million	not listed
2013	452	$5.7 million	not listed
2012	458	$5.4 million	not listed
2011	467	$5.1 million	not listed
2010	468	$4.3 million	not listed
2009	468	$4.3 million	not listed

Cummins Power South Employee Savings Retirement Plan

401(k)Merged

Merged. In 2016 its assets moved to the Cummins Retirement and Savings Plan, sponsored by Cummins Inc. (EIN 35-0257090, plan 020). Accounts moved with them, so that plan is the one to contact.

Plan number: 104Employer EIN 35-0257090
Recordkeeper: Fidelity2016
Plan administrator: Cummins Inc.
5125 Georgia Highway 85
Atlanta, GA 30349
(404) 763-0151As filed for 2016
In effect since: January 1, 1979

Nelson Retirement and Savings Plan

401(k) with ESOPMerged

Merged. In 2009 its assets moved to the Cummins Inc and Affil Ret and Sav Plan, sponsored by Cummins Inc. (EIN 35-0257090, plan 020). Accounts moved with them, so that plan is the one to contact.

Plan number: 040Employer EIN 35-0257090
Plan administrator: Cummins Inc
500 Jackson Street, Mail Code 60128
Columbus, IN 47201
(800) 682-8788As filed for 2009
In effect since: January 1, 2002

If you had money in one of these plans

Call Alight (alight.com), which runs the Cummins Pension Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((877) 377-4357). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.