Essentia Health 401(k) and retirement plans

Essentia Health, Duluth, MN. EIN 20-0360007. Annual reports 2009–2024. Also filed as Essential Health.

Essentia Health has 2 active retirement plans on file. The largest is the Essentia Health Retirement Plan, with 20,507 participants and $2.2 billion in assets in 2024. Empower has been its recordkeeper since 2021. No traditional pension plan appears in Essentia Health's filings since 2009.

Active plans: 2
Participants: 21,878
Plan assets: $2.3 billion
401(k) recordkeeper: Empower
Plans on file: 2
Industry: Health care

All 2 plans

Active plans first

Essentia Health Retirement Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 002Employer EIN 20-0360007
Participants (2024): 20,507
Net assets (2024): $2.2 billion
Recordkeeper: EmpowerEarlier: Transamerica (2013–2020)
Plan administrator: Essentia Health
407 East 3RD Street
Duluth, MN 55805
(218) 786-4468As filed for 2024
In effect since: December 22, 1965

Plans merged into this one: Echc Employees Retirement and 401(k) Plan (2011); Miller-Dwan Medical Center, Inc. 401A Plan (2012).

Year by year, 2013 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	20,507	$2.2 billion	Empower
2023	20,185	$1.9 billion	Empower
2022	19,726	$1.6 billion	Empower
2021	18,774	$1.9 billion	Empower
2020	18,855	$1.7 billion	Transamerica
2019	19,396	$1.6 billion	Transamerica
2018	19,063	$1.3 billion	Transamerica
2017	20,427	$1.3 billion	Transamerica
2016	19,088	$1.1 billion	Transamerica
2015	17,964	$1.0 billion	Transamerica
2014	16,848	$982 million	Transamerica
2013	16,705	$865 million	Transamerica

Essentia Health 403(b) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 20-0360007
Participants (2024): 1,371
Net assets (2024): $90.4 million
Recordkeeper: EmpowerEarlier: Transamerica (2012–2020)
Plan administrator: Essential Health
407 E 3RD Street
Duluth, MN 55805
(218) 606-9584As filed for 2024
In effect since: January 1, 2009

Earlier sponsor: Essentia Health (2009–2023).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,371	$90.4 million	Empower
2023	1,504	$90.2 million	Empower
2022	1,612	$85.4 million	Empower
2021	1,756	$112 million	Empower
2020	1,918	$108 million	Transamerica
2019	2,165	$110 million	Transamerica
2018	2,298	$99.8 million	Transamerica
2017	2,451	$114 million	Transamerica
2016	2,620	$103 million	Transamerica
2015	2,626	$97.1 million	Transamerica
2014	2,836	$103 million	Transamerica
2013	3,043	$104 million	Transamerica
2012	3,236	$95.8 million	Transamerica
2011	11,988	$88.8 million	not listed
2010	9,576	$64.0 million	not listed
2009	6,756	$32.3 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the Essentia Health Retirement Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((218) 786-4468). That number was filed for 2024; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

Essentia Health Retirement Plan

Essentia Health 403(b) Plan

If you had money in one of these plans

What these numbers are

Other health care employers in MN