Mayo Clinic 401(k) and pension plans

Mayo Clinic, Rochester, MN. EIN 41-6011702. Annual reports 2009–2025. Also filed as Mayo Clinic Health System in Waycross, Inc.

Mayo Clinic has 2 active retirement plans on file. The largest is the Mayo 403(b) Plan, with 112,693 participants and $15.1 billion in assets in 2025. Fidelity has been its recordkeeper since 2009.

Active plans: 2
Participants: 206,440
Plan assets: $26.8 billion
401(k) recordkeeper: Fidelity
Plans on file: 6
Industry: Health care

All 6 plans

Active plans first

Mayo 403(b) Plan

403(b)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 002Employer EIN 41-6011702
Participants (2025): 112,693
Net assets (2025): $15.1 billion
Recordkeeper: Fidelity2009–2025
Plan administrator: Mayo Clinic
200 First Street SW
Rochester, MN 55905
(507) 538-1700As filed for 2025
In effect since: October 1, 1971

Plans merged into this one: Mayo 403(b) Matching Plan (2015); Okefenokee Health System 403(b) Plan (2017); Mayo Community 403(b) Plan (2015); Mayo Clinic Health System- Mankato 403(b) Plan (2017); Austin Medical Center 403B Plan (2023); Mayo Clinic Health System - Albert Lea 403(b) Plan (2018); Franciscan Skemp Healthcare 403B Plan (2010); Mayo Clinic Health System - Fairmont Tax Deferred Annuity Plan (2015).

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	112,693	$15.1 billion	Fidelity
2024	114,636	$12.8 billion	Fidelity
2023	108,627	$11.2 billion	Fidelity
2022	108,142	$9.5 billion	Fidelity
2021	102,301	$10.7 billion	Fidelity
2020	97,568	$9.1 billion	Fidelity
2019	91,685	$7.6 billion	Fidelity
2018	86,133	$6.0 billion	Fidelity
2017	82,215	$6.0 billion	Fidelity
2016	79,386	$4.7 billion	Fidelity
2015	75,938	$4.1 billion	Fidelity
2014	70,448	$3.5 billion	Fidelity
2013	59,260	$3.2 billion	Fidelity
2012	58,949	$2.6 billion	Fidelity
2011	47,608	$2.1 billion	Fidelity
2010	46,077	$2.0 billion	Fidelity
2009	48,733	$1.7 billion	Fidelity

Mayo Pension Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 41-6011702
Participants (2024): 93,747
Net assets (2024): $11.7 billion
Last listed administrator: Morneau Shapell SBC LimitedEarlier: Morneau Shepell SBC Limited (2014–2017), Mornoau Shepell SBC (2013), Fidelity (2010)
Plan administrator: Mayo Clinic
200 First Street SW
Rochester, MN 55905
(507) 538-1700As filed for 2024
In effect since: November 1, 1969

Earlier plan names: Mayo 403(b) Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	93,747	$11.7 billion	not listed
2023	89,614	$10.9 billion	not listed
2022	85,563	$10.1 billion	not listed
2021	81,362	$12.1 billion	not listed
2020	78,036	$11.0 billion	not listed
2019	75,896	$9.6 billion	not listed
2018	74,146	$8.3 billion	Morneau Shapell SBC Limited
2017	69,096	$8.7 billion	Morneau Shepell SBC Limited
2016	70,586	$7.5 billion	Morneau Shepell SBC Limited
2015	67,358	$7.1 billion	Morneau Shepell SBC Limited
2014	53,764	$6.8 billion	Morneau Shepell SBC Limited
2013	53,051	$6.3 billion	Mornoau Shepell SBC
2012	53,468	$5.6 billion	not listed
2011	51,031	$4.9 billion	not listed
2010	46,077	$2.0 billion	Fidelity
2009	47,741	$3.8 billion	not listed

Okefenokee Health System 403(b) Plan

401(k)Merged

Merged. In 2017 its assets moved to the Mayo 403(b) Plan, sponsored by Mayo Clinic (EIN 41-6011702, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 003Employer EIN 41-6011702
Participants (2016): 1,171
Net assets (2016): $39.7 million
Recordkeeper: Fidelity2009–2017
Plan administrator: Mayo Clinic
200 First Street SW
Rochester, MN 55905
(507) 284-3332As filed for 2017
In effect since: January 1, 2016

Earlier sponsor: Mayo Clinic Health System in Waycross, Inc. (2016).

Earlier plan names: Mayo 401(k) Matching Plan F.K.A. Gold Cross Ambulance Servie, Inc. 401K Plan; Mayo 401(k) Matching Plan.

Year by year, 2009 to 2017

Plan year	Participants	Net assets	Recordkeeper
2017	0	$0	Fidelity
2016	1,171	$39.7 million	Fidelity
2015	0	$0	Fidelity
2014	451	$24.8 million	Fidelity
2013	452	$22.7 million	Fidelity
2012	458	$17.6 million	Fidelity
2011	387	$14.6 million	Fidelity
2010	374	$14.4 million	Fidelity
2009	364	$11.5 million	Fidelity

Mayo 403(b) Matching Plan

403(b)Merged

Merged. In 2015 its assets moved to the Mayo 403(b) Plan, sponsored by Mayo Clinic (EIN 41-6011702, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 004Employer EIN 41-6011702
Participants (2014): 163
Net assets (2014): $2.6 million
Recordkeeper: Fidelity2009–2015
Plan administrator: Mayo Clinic
200 First Street SW
Rochester, MN 55905
(507) 284-0126As filed for 2015
In effect since: December 1, 2004

Year by year, 2009 to 2015

Plan year	Participants	Net assets	Recordkeeper
2015	0	$0	Fidelity
2014	163	$2.6 million	Fidelity
2013	156	$2.3 million	Fidelity
2012	153	$1.8 million	Fidelity
2011	164	$1.6 million	Fidelity
2010	166	$1.5 million	Fidelity
2009	185	$1.1 million	Fidelity

Mayo Community 403(b) Plan

403(b)Merged

Merged. In 2015 its assets moved to the Mayo 403(b) Plan, sponsored by Mayo Clinic (EIN 41-6011702, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 005Employer EIN 41-6011702
Participants (2014): 1,511
Net assets (2014): $39.4 million
Recordkeeper: Fidelity2013–2015
Plan administrator: Mayo Clinic
200 First Street SW
Rochester, MN 55905As filed for 2015
In effect since: January 1, 2013

Plans merged into this one: Satilla Health Services Supplemental Retirement Plan (2014).

Year by year, 2013 to 2015

Plan year	Participants	Net assets	Recordkeeper
2015	0	$0	Fidelity
2014	1,511	$39.4 million	Fidelity
2013	1,323	$5.8 million	Fidelity

Mayo 403(b) Matching Plan

403(b)Stopped filing

No annual report since the 2009 plan year, and no final report on record. The plan may have been merged, renamed or re-filed under another number; ask the plan administrator below.

Plan number: 004Employer EIN 41-1937751
Participants (2009): 185
Net assets (2009): $1.1 million
Recordkeeper: Fidelity2009
Plan administrator: Mayo Clinic
200 First Street SW
Rochester, MN 55905
(507) 284-0126As filed for 2009
In effect since: December 1, 2004

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Mayo 403(b) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((507) 538-1700). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 6 plans

Mayo 403(b) Plan

Mayo Pension Plan

Okefenokee Health System 403(b) Plan

Mayo 403(b) Matching Plan

Mayo Community 403(b) Plan

Mayo 403(b) Matching Plan

If you had money in one of these plans

What these numbers are

Other health care employers in MN