H.B. Fuller 401(k) and pension plans

H.B. Fuller Company, ST Paul, MN. EIN 41-0268370. Annual reports 2009–2025. Also filed as Para-Chem Southern, Inc.; Royal Holdings, Inc.; H. B. Fuller Company; H.B. Fuller Co.

H.B. Fuller Company has 2 active retirement plans on file. The largest is the H.B. Fuller Company 401(k) & Retirement Plan, with 3,440 participants and $562 million in assets in 2025. Empower has been its recordkeeper since 2014.

Active plans: 2
Participants: 5,472
Plan assets: $927 million
401(k) recordkeeper: Empower
Plans on file: 5
Industry: Manufacturing

All 5 plans

Active plans first

H.B. Fuller Company 401(k) & Retirement Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 41-0268370
Participants (2025): 3,440
Net assets (2025): $562 million
Recordkeeper: EmpowerEarlier: J.P. Morgan (2010–2013), Wells Fargo (2009)
Plan administrator: H.B. Fuller Company
Po Box 64683
ST Paul, MN 55164
(651) 236-5058As filed for 2025
In effect since: September 1, 1981

Plans merged into this one: Royal Holdings, Inc.- 401(k) Plan and Trust (2020).

Earlier sponsor: H. B. Fuller Company (2009).

Earlier plan names: H. B. Fuller Company Thrift Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	3,440	$562 million	Empower
2024	3,749	$529 million	Empower
2023	3,355	$488 million	Empower
2022	3,362	$418 million	Empower
2021	3,285	$497 million	Empower
2020	3,080	$439 million	Empower
2019	3,133	$394 million	Empower
2018	3,087	$284 million	Empower
2017	2,081	$305 million	Empower
2016	1,962	$280 million	Empower
2015	2,002	$260 million	Empower
2014	1,917	$283 million	Empower
2013	1,831	$291 million	J.P. Morgan
2012	1,764	$236 million	J.P. Morgan
2011	1,519	$172 million	J.P. Morgan
2010	1,520	$168 million	J.P. Morgan
2009	1,531	$163 million	Wells Fargo

H.B. Fuller Legacy Pension Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 41-0268370
Participants (2024): 2,032
Net assets (2024): $365 million
Last listed administrator: Mercer2011–2017
Plan administrator: H.B. Fuller Company
P.O. Box 64683
ST. Paul, MN 55164
(651) 236-5058As filed for 2024
In effect since: August 29, 1945

Earlier plan names: H.B. Fuller Company Retirement Plan; H. B. Fuller Legacy Pension Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	2,032	$365 million	not listed
2023	2,069	$349 million	not listed
2022	2,114	$320 million	not listed
2021	2,169	$327 million	not listed
2020	2,212	$404 million	not listed
2019	2,188	$386 million	not listed
2018	2,398	$378 million	not listed
2017	2,433	$342 million	Mercer
2016	2,471	$373 million	Mercer
2015	2,519	$331 million	Mercer
2014	2,564	$328 million	Mercer
2013	3,067	$384 million	Mercer
2012	3,103	$358 million	Mercer
2011	3,126	$332 million	Mercer
2010	3,192	$304 million	not listed
2009	3,209	$301 million	not listed

Royal Holdings, Inc. Collective Bargaining Unit 401(k) Savings Plan and Trust

401(k)Merged

Merged. In 2024 its assets moved to the H.B. Fuller Company 401(k) & Retirement Plan (EIN 42-0268370, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 002Employer EIN 22-3836399
Participants (2023): 140
Net assets (2023): $4.6 million
Recordkeeper: Empower2022–2024
Plan administrator: H.B. Fuller Co
Po Box 64683
ST Paul, MN 55164
(651) 236-5058As filed for 2024
In effect since: February 1, 2002

Earlier sponsors: Royal Holdings, Inc. (2009–2018); H.b.fuller Co. (2021); H. B. Fuller Co. (2022–2023).

Earlier plan names: Royal Holdings, Inc. Collective Bargaining Unit 401(k) Plan and Trust.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	0	$0	Empower
2023	140	$4.6 million	Empower
2022	160	$4.0 million	Empower
2021	156	$4.5 million	not listed
2020	133	$3.9 million	not listed
2019	123	$3.4 million	not listed
2018	104	$3.1 million	not listed
2017	97	$3.0 million	not listed
2016	87	$2.7 million	not listed
2015	93	$2.3 million	not listed
2014	94	$2.4 million	not listed
2013	90	$2.4 million	not listed
2012	83	$2.2 million	not listed
2011	80	$1.9 million	not listed
2010	74	$1.7 million	not listed
2009	69	$1.6 million	not listed

Royal Holdings, Inc.- 401(k) Plan and Trust

401(k)Merged

Merged. In 2020 its assets moved to the H.B. Fuller 401(k) & Retirement PLAN41-0268370, sponsored by H.B. Fuller Company (EIN 41-0268370, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 001Employer EIN 22-3836399
Participants (2017): 843
Net assets (2017): $49.7 million
Recordkeeper: FidelityEarlier: Alerus (2011–2013)
Plan administrator: Royal Holdings, Inc.
2001 West Washington Street
South Bend, IN 46628
(651) 236-5058As filed for 2020
In effect since: January 1, 2002

Plans merged into this one: Para-Chem Southern, Inc. Profit Sharing and Asset Accumulation Plan and Trust (2011).

Earlier plan names: Royal Holdings, Inc. 401(k) Plan and Trust.

Year by year, 2009 to 2020

Plan year	Participants	Net assets	Recordkeeper
2020	0	$0	Fidelity
2017	843	$49.7 million	Fidelity
2016	731	$44.8 million	Fidelity
2015	710	$39.6 million	Fidelity
2014	661	$36.9 million	Fidelity
2013	442	$18.3 million	Alerus
2012	392	$16.4 million	Alerus
2011	369	$14.4 million	Alerus
2010	115	$5.1 million	not listed
2009	98	$5.1 million	not listed

Para-Chem Southern, Inc. Profit Sharing and Asset Accumulation Plan and Trust

401(k)Merged

Merged. In 2011 its assets moved to the Royal Holdings, Inc. 401(k) Plan and Trust, sponsored by H.B. Fuller Company (EIN 22-3836399, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number: 003Employer EIN 22-3836399
Participants (2010): 166
Net assets (2010): $7.5 million
Recordkeeper: AlerusEarlier: Empower (2009)
Plan administrator: Royal Holdings, Inc.
2001 West Washington Street
South Bend, IN 46628
(574) 246-5315As filed for 2011
In effect since: August 1, 1984

Earlier sponsor: Para-Chem Southern, Inc. (2009).

Year by year, 2009 to 2011

Plan year	Participants	Net assets	Recordkeeper
2011	0	$0	Alerus
2010	166	$7.5 million	Alerus
2009	367	$7.2 million	Empower

If you had money in one of these plans

Call Empower (empower.com), which runs the H.B. Fuller Company 401(k) & Retirement Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((651) 236-5058). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 5 plans

H.B. Fuller Company 401(k) & Retirement Plan

H.B. Fuller Legacy Pension Plan

Royal Holdings, Inc. Collective Bargaining Unit 401(k) Savings Plan and Trust

Royal Holdings, Inc.- 401(k) Plan and Trust

Para-Chem Southern, Inc. Profit Sharing and Asset Accumulation Plan and Trust

If you had money in one of these plans

What these numbers are

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