Macys 401(k) and pension plans

Macys, Inc., Springdale, OH. EIN 13-3324058. Annual reports 2009–2025. Also filed as Macys Inc.

Macys, Inc. has 2 active retirement plans on file. The largest is the Macys Inc 401(k) Retirement Investment Plan, with 155,776 participants and $5.2 billion in assets in 2025. Merrill has been its recordkeeper since 2022.

Active plans: 2
Participants: 192,037
Plan assets: $7.1 billion
401(k) recordkeeper: Merrill
Plans on file: 3
Industry: Retail

All 3 plans

Active plans first

Macys Inc 401(k) Retirement Investment Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 013Employer EIN 13-3324058
Participants (2025): 155,776
Net assets (2025): $5.2 billion
Recordkeeper: MerrillEarlier: Merril Lynch Pierce Fenner & Smith (2020–2021), Merrill (2009–2019)
Plan administrator: Macys Inc Pension & P/S Admin Comm
145 Progress Place
Springdale, OH 45246
(513) 782-1200As filed for 2025
In effect since: January 25, 1953

Earlier plan names: Macys, Inc Profit Sharing 401K Inv Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	155,776	$5.2 billion	Merrill
2024	163,125	$4.6 billion	Merrill
2023	170,858	$4.3 billion	Merrill
2022	184,203	$3.7 billion	Merrill
2021	183,519	$4.4 billion	Merril Lynch Pierce Fenner & Smith
2020	144,725	$4.0 billion	Merril Lynch Pierce Fenner & Smith
2019	164,368	$4.1 billion	Merrill
2018	166,557	$3.6 billion	Merrill
2017	167,476	$3.8 billion	Merrill
2016	187,457	$3.6 billion	Merrill
2015	174,513	$3.5 billion	Merrill
2014	172,976	$3.9 billion	Merrill
2013	170,933	$3.6 billion	Merrill
2012	163,657	$3.1 billion	Merrill
2011	163,657	$2.8 billion	Merrill
2010	157,800	$2.8 billion	Merrill
2009	162,283	$2.5 billion	Merrill

Macys Inc Cash Account Pension Plan

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 012Employer EIN 13-3324058
Participants (2024): 36,261
Net assets (2024): $1.9 billion
Administered by: Merrill2009–2024
Plan administrator: Macys Inc Pension & P/S Admin Comm
145 Progress Place
Cincinnati, OH 45246
(513) 782-1200As filed for 2024
In effect since: January 1, 1984

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	36,261	$1.9 billion	Merrill
2023	41,826	$2.0 billion	Merrill
2022	55,128	$2.3 billion	Merrill
2021	59,562	$3.0 billion	Merrill
2020	88,203	$3.5 billion	Merrill
2019	102,212	$3.3 billion	Merrill
2018	116,506	$2.9 billion	Merrill
2017	122,935	$3.4 billion	Merrill
2016	144,715	$3.3 billion	Merrill
2015	165,011	$3.4 billion	Merrill
2014	177,103	$3.7 billion	Merrill
2013	188,308	$3.6 billion	Merrill
2012	201,052	$3.3 billion	Merrill
2011	216,848	$3.0 billion	Merrill
2010	217,778	$3.0 billion	Merrill
2009	221,463	$2.2 billion	Merrill

Aetna Retirement Income Plan

Pension (defined benefit)Closed

Closed. The plan filed its final annual report for 2009, which means its assets were paid out or moved and it no longer exists.

Plan number: 025Employer EIN 13-3324058
Plan administrator: Macys, Inc.
Macys Corporate Services, Inc., 7 W 7TH ST
Cincinnati, OH 45202
(513) 579-7000As filed for 2009
In effect since: July 31, 1946

If you had money in one of these plans

Call Merrill (benefits.ml.com), which runs the Macys Inc 401(k) Retirement Investment Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((513) 782-1200). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.