Kroger 401(k) and pension plans

The Kroger Co., Cincinnati, OH. EIN 31-0345740. Annual reports 2009–2024.

The Kroger Co. has 3 active retirement plans on file. The largest is the The Kroger Co. 401(k) Retirement Savings Account Plan, with 411,922 participants and $11.8 billion in assets in 2024. Fidelity is its recordkeeper.

Active plans
3
Participants
426,840
Plan assets
$13.8 billion
401(k) recordkeeper
Fidelity
Plans on file
6
Industry
Retail

All 6 plans

Active plans first

The Kroger Co. 401(k) Retirement Savings Account Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number
010Employer EIN 31-0345740
Participants (2024)
411,922
Net assets (2024)
$11.8 billion
Recordkeeper
Fidelity2024
Plan administrator
The Kroger Co.
1014 Vine ST
Cincinnati, OH 45202
(877) 373-3397As filed for 2024
In effect since
January 1, 2007

Plans merged into this one: The Kroger Co. Savings Plan (2024); Roundy'S Savings and Retirement Plus Plan (2016).

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
2024411,922$11.8 billionFidelity
2023160,358$8.4 billionnot listed
2022159,377$7.3 billionnot listed
2021138,249$8.4 billionnot listed
2020146,421$7.2 billionnot listed
2019137,604$5.9 billionnot listed
2018127,913$4.9 billionnot listed
2017130,817$5.1 billionnot listed
2016128,166$4.3 billionnot listed
2015106,525$3.6 billionnot listed
2014100,432$3.4 billionnot listed
201398,209$3.0 billionnot listed
201296,648$2.3 billionnot listed
201189,185$1.9 billionnot listed
201086,183$1.7 billionnot listed
200985,807$1.3 billionnot listed

The Kroger Consolidated Retirement Benefit Plan Spin Off

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number
011Employer EIN 31-0345740
Participants (2024)
13,402
Net assets (2024)
$1.9 billion
Plan administrator
The Kroger Co.
1014 Vine ST
Cincinnati, OH 45202
(877) 373-3397As filed for 2024
In effect since
September 1, 2017

Plans merged into this one: The Kroger Consolidated Retirement Benefit Plan (2018).

Year by year, 2017 to 2024
Plan yearParticipantsNet assetsRecordkeeper
202413,402$1.9 billionnot listed
202313,742$2.1 billionnot listed
202214,230$2.0 billionnot listed
202114,576$2.7 billionnot listed
202018,207$3.1 billionnot listed
201919,072$2.8 billionnot listed
201819,536$2.5 billionnot listed
201719,871$2.6 billionnot listed

The Kroger Co. Pension Plan for Employees Rep. By Amalgamated Meat Cutters and Butcher Workmen of North America, Afl-Cio, Local No. 876

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number
002Employer EIN 31-0345740
Participants (2024)
1,516
Net assets (2024)
$44.2 million
Plan administrator
The Kroger Co.
1014 Vine ST
Cincinnati, OH 45202
(877) 373-3397As filed for 2024
In effect since
October 1, 1977

Earlier plan names: The Kroger Co. Pension Plan for Employees Represented By Amalgamated Meats; The Kroger Co. Pension Plan Rep. By Amalgamated Meat Cutters.

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
20241,516$44.2 millionnot listed
20231,506$46.3 millionnot listed
20221,506$45.2 millionnot listed
20211,474$59.5 millionnot listed
20201,580$58.5 millionnot listed
20191,524$51.7 millionnot listed
20181,529$45.2 millionnot listed
20171,457$48.2 millionnot listed
20161,429$39.6 millionnot listed
20151,387$27.8 millionnot listed
20141,471$29.7 millionnot listed
20131,536$29.6 millionnot listed
20121,350$28.6 millionnot listed
20111,327$23.7 millionnot listed
20101,320$24.5 millionnot listed
20091,302$22.0 millionnot listed

The Kroger Co. Savings Plan

401(k) with ESOPMerged

Merged. In 2024 its assets moved to the The Kroger Co. 401(k) Retirement Savings Account Plan, sponsored by The Kroger Co. (EIN 31-0345740, plan 010). Accounts moved with them, so that plan is the one to contact.

Plan number
004Employer EIN 31-0345740
Participants (2023)
262,794
Net assets (2023)
$2.3 billion
Recordkeeper
Merrill2024
Plan administrator
The Kroger Co.
1014 Vine Street
Cincinnati, OH 45202
(877) 373-3397As filed for 2024
In effect since
April 1, 1985

Plans merged into this one: The Kroger Co. Savings Plan for Bargaining Unit Associates (2013); Roundy'S Supermarkets, Inc. Union 401(k) Plan (2016).

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
20240$0Merrill
2023262,794$2.3 billionnot listed
2022247,911$2.2 billionnot listed
2021220,836$2.5 billionnot listed
2020261,419$2.2 billionnot listed
2019242,003$2.6 billionnot listed
2018227,916$2.5 billionnot listed
2017226,865$2.7 billionnot listed
2016226,450$3.1 billionnot listed
2015220,400$3.5 billionnot listed
2014215,908$3.3 billionnot listed
2013215,864$2.7 billionnot listed
2012158,568$2.2 billionnot listed
2011158,429$2.1 billionnot listed
2010156,613$2.1 billionnot listed
2009156,561$1.9 billionnot listed

The Kroger Consolidated Retirement Benefit Plan

Cash balance pensionMerged

Merged. In 2018 its assets moved to the The Kroger Consolidated Benefit Plan Spin Off, sponsored by The Kroger Co. (EIN 31-0345740, plan 011). Accounts moved with them, so that plan is the one to contact.

Plan number
006Employer EIN 31-0345740
Participants (2016)
57,386
Net assets (2016)
$3.6 billion
Plan administrator
The Kroger Co.
1014 Vine ST
Cincinnati, OH 45202
(877) 373-3397As filed for 2018
In effect since
July 1, 1977
Year by year, 2009 to 2018
Plan yearParticipantsNet assetsRecordkeeper
20180$0not listed
20170$54.4 millionnot listed
201657,386$3.6 billionnot listed
201559,104$2.7 billionnot listed
201461,773$2.9 billionnot listed
201366,594$2.9 billionnot listed
201269,845$2.8 billionnot listed
201172,920$2.4 billionnot listed
201077,575$2.5 billionnot listed
200980,909$2.2 billionnot listed

The Kroger Co. Savings Plan for Bargaining Unit Associates

401(k)Merged

Merged. In 2013 its assets moved to the The Kroger Co. Savings Plan, sponsored by The Kroger Co. (EIN 31-0345740, plan 004). Accounts moved with them, so that plan is the one to contact.

Plan number
005Employer EIN 31-0345740
Participants (2012)
52,885
Net assets (2012)
$147 million
Plan administrator
The Kroger Co.
1014 Vine ST.
Cincinnati, OH 45202
(513) 762-4404As filed for 2013
In effect since
July 1, 1999
Year by year, 2009 to 2013
Plan yearParticipantsNet assetsRecordkeeper
20130$0not listed
201252,885$147 millionnot listed
201151,840$128 millionnot listed
201051,059$121 millionnot listed
200950,293$102 millionnot listed

If you had money in one of these plans

  1. Call Fidelity (fidelity.com), which runs the The Kroger Co. 401(k) Retirement Savings Account Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
  2. Or call the plan administrator listed on the plan below ((877) 373-3397). That number was filed for 2024; ask for the benefits or retirement plan office.
  3. If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
  4. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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