Member Cooperatives of CHS 401(k) and pension plans

Member Cooperatives of CHS Inc, Inver Grove Heights, MN. EIN 41-0251095. Annual reports 2009–2024. Also filed as CHS Inc; CHS, Inc.; CHS Inc.

Member Cooperatives of CHS Inc has 5 active retirement plans on file. The largest is the CHS Inc. 401(k) Plan, with 13,421 participants and $1.8 billion in assets in 2024. Vanguard has been its recordkeeper since 2009.

Active plans: 5
Participants: 27,686
Plan assets: $2.6 billion
401(k) recordkeeper: Vanguard
Plans on file: 5
Industry: Agriculture

All 5 plans

Active plans first

CHS Inc. 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 014Employer EIN 41-0251095
Participants (2024): 13,421
Net assets (2024): $1.8 billion
Recordkeeper: Vanguard2009–2024
Plan administrator: CHS, Inc.
5500 Cenex DR, MS480
Inver Grove Heights, MN 55077
(651) 355-6000As filed for 2024
In effect since: September 1, 1979

Plans merged into this one: National Cooperative Refinery Association Thrift (2015).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	13,421	$1.8 billion	Vanguard
2023	13,095	$1.6 billion	Vanguard
2022	12,553	$1.4 billion	Vanguard
2021	12,215	$1.6 billion	Vanguard
2020	12,367	$1.5 billion	Vanguard
2019	12,475	$1.3 billion	Vanguard
2018	11,919	$1.1 billion	Vanguard
2017	12,164	$1.1 billion	Vanguard
2016	12,297	$940 million	Vanguard
2015	12,117	$853 million	Vanguard
2014	10,466	$731 million	Vanguard
2013	9,594	$659 million	Vanguard
2012	9,216	$532 million	Vanguard
2011	9,295	$448 million	Vanguard
2010	8,415	$428 million	Vanguard
2009	7,917	$378 million	Vanguard

CHS Inc. Pension Plan

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 41-0251095
Participants (2024): 11,793
Net assets (2024): $714 million
Last listed administrator: AonEarlier: Alight (2016–2017), Merrill (2015)
Plan administrator: CHS Inc.
5500 Cenex DR, MS480
Inver Grove Heights, MN 55077
(651) 355-6000As filed for 2024
In effect since: October 1, 1946

Plans merged into this one: Ncra Employee Retirement Plan (2015); Ncra Savings and Retirement Plan (2015).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	11,793	$714 million	not listed
2023	11,099	$738 million	not listed
2022	10,866	$719 million	not listed
2021	11,506	$936 million	not listed
2020	11,771	$936 million	not listed
2019	11,887	$867 million	not listed
2018	12,637	$752 million	Aon
2017	13,337	$806 million	Alight
2016	13,033	$771 million	Alight
2015	12,554	$762 million	Merrill
2014	10,493	$515 million	not listed
2013	11,006	$481 million	not listed
2012	10,505	$444 million	not listed
2011	8,639	$304 million	not listed
2010	8,360	$315 million	not listed
2009	8,134	$279 million	not listed

Pension Plan for Cooperatives

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 019Employer EIN 41-0251095
Participants (2024): 1,524
Net assets (2024): $83.8 million
Administered by: Securian2014–2024
Plan administrator: Member Cooperatives of CHS Inc
5500 Cenex Drive
Inver Grove Heights, MN 55077
(651) 355-6950As filed for 2024
In effect since: July 1, 1955

Earlier plan names: Pension Plan for Ee'S of the Member Co-Ops of CHS Inc.; Pension Plan for Ees of the Member Co-Ops of CHS Inc.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	1,524	$83.8 million	Securian
2023	1,667	$93.1 million	Securian
2022	1,536	$82.0 million	Securian
2021	1,581	$82.2 million	Securian
2020	1,585	$104 million	Securian
2019	1,619	$86.9 million	Securian
2018	1,612	$82.3 million	Securian
2017	1,613	$76.3 million	Securian
2016	1,540	$72.4 million	Securian
2015	1,552	$66.0 million	Securian
2014	1,621	$74.7 million	Securian
2013	1,540	$72.9 million	not listed
2012	1,520	$62.4 million	not listed
2011	1,460	$55.3 million	not listed
2010	1,395	$55.7 million	not listed
2009	1,441	$38.4 million	not listed

CHS Inc. Retirement Plan for Union Production Employees

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 002Employer EIN 41-0251095
Participants (2024): 800
Net assets (2024): $52.1 million
Plan administrator: CHS Inc.
5500 Cenex DR, MS480
Inver Grove Heights, MN 55077
(651) 355-6000As filed for 2024
In effect since: October 1, 1946

Year by year, 2010 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	800	$52.1 million	not listed
2023	804	$55.1 million	not listed
2022	926	$55.7 million	not listed
2021	1,070	$76.0 million	not listed
2020	1,090	$77.4 million	not listed
2019	1,100	$70.1 million	not listed
2018	1,117	$61.2 million	not listed
2017	1,109	$66.7 million	not listed
2016	1,122	$61.8 million	not listed
2015	1,114	$60.4 million	not listed
2014	1,111	$63.3 million	not listed
2013	1,128	$59.0 million	not listed
2012	1,139	$56.2 million	not listed
2011	1,156	$52.6 million	not listed
2010	1,154	$49.9 million	not listed

CHS Inc. 401(k) Plan for Union Production Employees

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 028Employer EIN 41-0251095
Participants (2024): 148
Net assets (2024): $15.8 million
Last listed recordkeeper: Vanguard2009–2021
Plan administrator: CHS, Inc.
5500 Cenex DR, MS480
Inver Grove Heights, MN 55077
(651) 355-6000As filed for 2024
In effect since: January 1, 1993

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	148	$15.8 million	not listed
2023	150	$14.9 million	not listed
2022	152	$13.1 million	not listed
2021	156	$16.8 million	Vanguard
2020	165	$15.8 million	Vanguard
2019	169	$14.2 million	Vanguard
2018	184	$12.5 million	Vanguard
2017	161	$13.0 million	Vanguard
2016	167	$11.0 million	Vanguard
2015	169	$10.0 million	Vanguard
2014	160	$10.1 million	Vanguard
2013	151	$8.8 million	Vanguard
2012	153	$7.6 million	Vanguard
2011	161	$7.0 million	Vanguard
2010	159	$7.4 million	Vanguard
2009	157	$6.6 million	Vanguard

If you had money in one of these plans

Call Vanguard (investor.vanguard.com), which runs the CHS Inc. 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((651) 355-6000). That number was filed for 2024; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 5 plans

CHS Inc. 401(k) Plan

CHS Inc. Pension Plan

Pension Plan for Cooperatives

CHS Inc. Retirement Plan for Union Production Employees

CHS Inc. 401(k) Plan for Union Production Employees

If you had money in one of these plans

What these numbers are

Other employers in MN