Cargill 401(k) and pension plans

Cargill, Incorporated, Wayzata, MN. EIN 41-0177680. Annual reports 2009–2025. Also filed as Cargill ,Incorporated.

Cargill, Incorporated has 5 active retirement plans on file. The largest is the The Cargill Partnership Plan, with 41,581 participants and $9.4 billion in assets in 2025. Vanguard has been its recordkeeper since 2012.

Active plans
5
Participants
111,118
Plan assets
$13.4 billion
401(k) recordkeeper
Vanguard
Plans on file
9
Industry
Wholesale trade

All 9 plans

Active plans first

The Cargill Partnership Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number
015Employer EIN 41-0177680
Participants (2025)
41,581
Net assets (2025)
$9.4 billion
Recordkeeper
Vanguard2012–2025
Plan administrator
Cargill, Incorporated
15407 Mcginty RD. W., MS 85
Wayzata, MN 55391
(877) 366-9696As filed for 2025
In effect since
January 1, 1992
Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
202541,581$9.4 billionVanguard
202443,508$8.9 billionVanguard
202346,150$8.4 billionVanguard
202245,394$7.7 billionVanguard
202142,621$8.7 billionVanguard
202037,310$7.6 billionVanguard
201936,193$7.1 billionVanguard
201836,978$6.4 billionVanguard
201736,096$6.6 billionVanguard
201635,751$5.7 billionVanguard
201536,219$5.6 billionVanguard
201438,808$6.2 billionVanguard
201337,884$6.1 billionVanguard
201236,367$5.2 billionVanguard
201137,839$5.0 billionnot listed
201039,508$5.1 billionnot listed
200939,415$4.5 billionnot listed

Cargill Employee Retirement Account Plan

Profit-sharing planActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number
018Employer EIN 41-0177680
Participants (2025)
25,998
Net assets (2025)
$711 million
Recordkeeper
Vanguard2012–2025
Plan administrator
Cargill, Incorporated
15407 Mcginty RD. W., MS 85
Wayzata, MN 55391
(877) 366-9696As filed for 2025
In effect since
January 1, 2007
Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
202525,998$711 millionVanguard
202432,006$613 millionVanguard
202325,764$511 millionVanguard
202223,604$397 millionVanguard
202122,232$414 millionVanguard
202021,732$330 millionVanguard
201921,357$254 millionVanguard
201821,769$176 millionVanguard
201716,018$165 millionVanguard
201615,000$125 millionVanguard
201515,103$98.8 millionVanguard
201414,757$83.3 millionVanguard
201313,202$61.6 millionVanguard
201212,175$36.8 millionVanguard
201114,227$29.2 millionnot listed
201012,129$22.0 millionnot listed
200910,340$13.8 millionnot listed

Cargill, Inc. and Associated Companies Salaried Employees Pension Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number
001Employer EIN 41-0177680
Participants (2025)
16,548
Net assets (2025)
$2.0 billion
Administered by
WTWEarlier: Pbi (2019–2022), Microfacs (2018)
Plan administrator
Cargill, Incorporated
Po Box 5685
Minneapolis, MN 55440
(952) 984-0948As filed for 2025
In effect since
January 1, 1955

Plans merged into this one: Cerestar USA, Inc. Retirement Plan (2013); Cargill, Incorporated and Associated Companies Salaried Employees Pension Plan 2 (2022).

Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
202516,548$2.0 billionWTW
202416,751$2.0 billionWTW
202317,084$2.1 billionWTW
202217,300$2.1 billionPbi
20218,022$1.9 billionnot listed
20208,032$1.8 billionnot listed
20198,059$1.6 billionPbi
20188,088$1.4 billionMicrofacs
20178,102$1.4 billionnot listed
201618,836$2.0 billionnot listed
201523,675$1.9 billionnot listed
201423,945$1.9 billionnot listed
201328,077$1.8 billionnot listed
201227,866$1.6 billionnot listed
201129,170$1.4 billionnot listed
201029,598$1.4 billionnot listed
200929,828$1.2 billionnot listed

Cargill Investment Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number
013Employer EIN 41-0177680
Participants (2025)
13,907
Net assets (2025)
$650 million
Recordkeeper
Vanguard2012–2025
Plan administrator
Cargill, Incorporated
15407 Mcginty RD. W., MS 85
Wayzata, MN 55391
(877) 366-9696As filed for 2025
In effect since
January 1, 1982
Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
202513,907$650 millionVanguard
202413,535$574 millionVanguard
202313,356$505 millionVanguard
202212,829$424 millionVanguard
202112,402$480 millionVanguard
202012,391$415 millionVanguard
201911,816$356 millionVanguard
201811,749$288 millionVanguard
201710,618$294 millionVanguard
20168,333$253 millionVanguard
20158,087$239 millionVanguard
201416,998$247 millionVanguard
201324,182$237 millionVanguard
201224,639$214 millionVanguard
201124,315$201 millionnot listed
201023,865$207 millionnot listed
200926,184$193 millionnot listed

Cargill, Inc and Assoc. Co'S Pension Plan for Production Employees

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number
004Employer EIN 41-0177680
Participants (2025)
13,084
Net assets (2025)
$605 million
Administered by
WTWEarlier: Microfacs (2018)
Plan administrator
Cargill, Incorporated
Po Box 5685
Minneapolis, MN 55440
(952) 984-0948As filed for 2025
In effect since
January 1, 1964

Plans merged into this one: Cargill, Inc. and Associated Companies Pension Plan for Union Represented Hourly Wage Employees (2024); Cargill Meat Solutions Corporation Employees Retirement Plan (2024).

Earlier plan names: Cargill, Inc. and Assoc. Co'S. Pension Plan for Production Employees.

Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
202513,084$605 millionWTW
202413,465$598 millionWTW
20232,174$86.5 millionWTW
20222,230$86.2 millionnot listed
20212,310$117 millionnot listed
20202,373$111 millionnot listed
20192,451$99.0 millionnot listed
20182,534$83.1 millionMicrofacs
20172,614$91.3 millionnot listed
20162,784$83.8 millionnot listed
20154,587$107 millionnot listed
20144,971$109 millionnot listed
20136,099$115 millionnot listed
20126,219$108 millionnot listed
20116,506$95.9 millionnot listed
20106,210$89.7 millionnot listed
20096,212$81.4 millionnot listed

Cargill, Inc. and Associated Companies Pension Plan for Union Represented Hourly Wage Employees

Pension (defined benefit)Merged

Merged. In 2024 its assets moved to the Cargill, Inc and Assoc. Co'S Pension Plan for Production Employees, sponsored by Cargill, Incorporated (EIN 41-0177680, plan 004). Accounts moved with them, so that plan is the one to contact.

Plan number
003Employer EIN 41-0177680
Participants (2023)
5,688
Net assets (2023)
$422 million
Administered by
WTWEarlier: Pbi (2022), Microfacs (2018)
Plan administrator
Cargill, Incorporated
Po Box 5685
Minneapolis, MN 55440
(952) 984-0948As filed for 2024
In effect since
January 1, 1964

Plans merged into this one: Cerestar USA, Inc. Pension Plan (2013).

Earlier plan names: Cargill, Inc. and Assoc. Co.'S Pension Plan for Union Rep Hrly Wage Ee'S.

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
20240$0WTW
20235,688$422 millionWTW
20225,818$420 millionPbi
20215,956$569 millionnot listed
20206,081$544 millionnot listed
20196,200$484 millionnot listed
20186,342$402 millionMicrofacs
20176,478$442 millionnot listed
20166,615$408 millionnot listed
20158,343$402 millionnot listed
20148,593$417 millionnot listed
20139,801$421 millionnot listed
20129,507$362 millionnot listed
20119,236$318 millionnot listed
20109,249$306 millionnot listed
20099,218$270 millionnot listed

Cargill, Incorporated and Associated Companies Salaried Employees Pension Plan 2

Pension (defined benefit)Merged

Merged. In 2022 its assets moved to the Cargill, Inc. and Associated Companies Salaried Employees Pension Plan, sponsored by Cargill, Incorporated (EIN 41-0177680, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number
021Employer EIN 41-0177680
Participants (2021)
9,541
Net assets (2021)
$889 million
Administered by
PbiEarlier: Microfacs (2018)
Plan administrator
Cargill, Incorporated
Po Box 5685
Minneapolis, MN 55440
(952) 984-0948As filed for 2022
In effect since
January 1, 2017
Year by year, 2017 to 2022
Plan yearParticipantsNet assetsRecordkeeper
20220$0Pbi
20219,541$889 millionnot listed
20209,718$858 millionnot listed
20199,928$767 millionPbi
201810,115$678 millionMicrofacs
201710,383$749 millionnot listed

Cerestar USA, Inc. Retirement Plan

Pension (defined benefit), frozenMerged

Merged. In 2013 its assets moved to the Cargill, Inc. and Associated Companies Salaried Employees Pension Plan, sponsored by Cargill, Incorporated (EIN 41-0177680, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number
017Employer EIN 41-0177680
Participants (2012)
781
Net assets (2012)
$77.5 million
Plan administrator
Cargill, Incorporated
Po Box 5685
Minneapolis, MN 55440
(952) 984-0948As filed for 2013
In effect since
July 1, 2001
Year by year, 2009 to 2013
Plan yearParticipantsNet assetsRecordkeeper
20130$0not listed
2012781$77.5 millionnot listed
2011796$68.4 millionnot listed
2010827$68.4 millionnot listed
2009840$65.3 millionnot listed

Cerestar USA, Inc. Pension Plan

Pension (defined benefit)Merged

Merged. In 2013 its assets moved to the Cargill, Inc. and Associated Companies Pension Plan for Union Represented Hourly Wage Employees, sponsored by Cargill, Incorporated (EIN 41-0177680, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number
016Employer EIN 41-0177680
Participants (2012)
484
Net assets (2012)
$33.9 million
Plan administrator
Cargill, Incorporated
Po Box 5685
Minneapolis, MN 55440
(952) 984-0948As filed for 2013
In effect since
June 1, 1960
Year by year, 2009 to 2013
Plan yearParticipantsNet assetsRecordkeeper
20130$0not listed
2012484$33.9 millionnot listed
2011490$29.8 millionnot listed
2010525$30.5 millionnot listed
2009535$28.9 millionnot listed

If you had money in one of these plans

  1. Call Vanguard (investor.vanguard.com), which runs the The Cargill Partnership Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
  2. Or call the plan administrator listed on the plan below ((877) 366-9696). That number was filed for 2025; ask for the benefits or retirement plan office.
  3. If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
  4. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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