Mosaic Health System 401(k) and pension plans

Mosaic Health System, ST. Joseph, MO. EIN 43-1283316. Annual reports 2009–2025. Also filed as Heartland Health.

Mosaic Health System has one active retirement plan on file, the Mosaic Health System 401(k) Retirement Plan, with 6,281 participants and $508 million in assets in 2025. Empower has been its recordkeeper since 2009.

Active plans: 1
Participants: 6,281
Plan assets: $508 million
401(k) recordkeeper: Empower
Plans on file: 3
Industry: Health care

All 3 plans

Active plans first

Mosaic Health System 401(k) Retirement Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 002Employer EIN 43-1283316
Participants (2025): 6,281
Net assets (2025): $508 million
Recordkeeper: Empower2009–2025
Plan administrator: Mosaic Health System
5325 Faraon Street
ST. Joseph, MO 64506
(816) 271-7070As filed for 2025
In effect since: January 1, 1998

Earlier sponsor: Heartland Health (2009–2018).

Earlier plan names: Heartland Health 401(k) Retirement Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	6,281	$508 million	Empower
2024	5,934	$453 million	Empower
2023	6,404	$413 million	Empower
2022	6,203	$356 million	Empower
2021	6,683	$410 million	Empower
2020	6,517	$368 million	Empower
2019	6,031	$323 million	Empower
2018	5,317	$262 million	Empower
2017	5,166	$281 million	Empower
2016	4,912	$228 million	Empower
2015	5,044	$208 million	Empower
2014	4,532	$199 million	Empower
2013	4,502	$177 million	Empower
2012	4,356	$138 million	Empower
2011	4,553	$109 million	Empower
2010	4,080	$102 million	Empower
2009	3,769	$80.6 million	Empower

Mosaic Health System 403(b) Savings Plan

403(b)Closed

Closed. The plan filed its final annual report for 2020, which means its assets were paid out or moved and it no longer exists.

Plan number: 004Employer EIN 43-1283316
Participants (2019): 4,512
Net assets (2019): $9.4 million
Recordkeeper: Empower2009–2020
Plan administrator: Mosaic Health System
5325 Faraon Street
ST. Joseph, MO 64506
(816) 271-7070As filed for 2020
In effect since: January 1, 2001

Earlier sponsor: Heartland Health (2009–2018).

Earlier plan names: Heartland Health 403(b) Savings Plan.

Year by year, 2009 to 2020

Plan year	Participants	Net assets	Recordkeeper
2020	0	$0	Empower
2019	4,512	$9.4 million	Empower
2018	4,083	$9.2 million	Empower
2017	1,766	$10.8 million	Empower
2016	1,847	$10.6 million	Empower
2015	1,951	$10.4 million	Empower
2014	2,111	$11.6 million	Empower
2013	2,254	$12.1 million	Empower
2012	2,408	$10.6 million	Empower
2011	2,569	$9.7 million	Empower
2010	2,775	$9.7 million	Empower
2009	3,107	$9.5 million	Empower

Heartland Health Defined Benefit Retirement Plan

Pension (defined benefit), frozenClosed

Closed. The plan filed its final annual report for 2017, which means its assets were paid out or moved and it no longer exists.

Plan number: 001Employer EIN 43-1283316
Participants (2016): 1,174
Net assets (2016): $78.3 million
Last listed administrator: BNY Mellon2015
Plan administrator: Heartland Health
5325 Faraon Street
ST. Joseph, MO 64506
(816) 271-7070As filed for 2017
In effect since: December 31, 1985

Year by year, 2009 to 2017

Plan year	Participants	Net assets	Recordkeeper
2017	0	$0	not listed
2016	1,174	$78.3 million	not listed
2015	1,178	$59.4 million	BNY Mellon
2014	1,862	$116 million	not listed
2013	1,904	$110 million	not listed
2012	1,949	$95.6 million	not listed
2011	1,999	$82.6 million	not listed
2010	2,037	$80.4 million	not listed
2009	2,104	$69.9 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the Mosaic Health System 401(k) Retirement Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((816) 271-7070). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.