Nokia of America 401(k) and pension plans

Nokia of America Corporation, Murray Hill, NJ. EIN 22-3408857. Annual reports 2009–2025. Also filed as Alcatel-Lucent USA Inc.; Alcatel Lucent USA Inc.; Nokia USA Inc; Nokia USA Inc C/O Nokia of America Corporation.

Nokia of America Corporation has 2 active retirement plans on file. The largest is the Nokia Retirement Income Plan, with 92,572 participants and $16.2 billion in assets in 2025. Alight has been its administrator since 2015.

Active plans
2
Participants
117,273
Plan assets
$25.9 billion
401(k) recordkeeper
Alight
Plans on file
7
Industry
Manufacturing

All 7 plans

Active plans first

Nokia Retirement Income Plan

Cash balance pensionActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number
001Employer EIN 22-3408857
Participants (2025)
92,572
Net assets (2025)
$16.2 billion
Administered by
AlightEarlier: Max-It Mailing (2014), Universal Mailing Service (2009–2013)
Plan administrator
Nokia of America Corporation
600 Mountain Avenue, Room 6D-401A
Murray Hill, NJ 07974
(908) 723-9869As filed for 2025
In effect since
October 1, 1996

Plans merged into this one: Lucent Technologies Inc. Pension Plan (2025); Alcatel Data Networks Inc Retirement Pension Plan (2010); Nokia Solutions and Networks Pension Plan (2017).

Earlier sponsor: Alcatel-Lucent USA Inc. (2009–2016).

Earlier plan names: Alcatel-Lucent Retirement Income Plan.

Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
202592,572$16.2 billionAlight
202481,332$12.9 billionAlight
202386,410$13.9 billionAlight
202290,189$14.5 billionAlight
202193,628$18.7 billionAlight
202097,814$19.3 billionAlight
2019102,103$17.8 billionAlight
2018106,262$16.8 billionAlight
2017111,346$18.5 billionAlight
2016112,695$17.9 billionAlight
2015117,260$17.7 billionAlight
2014126,631$20.4 billionMax-It Mailing
2013128,666$19.5 billionUniversal Mailing Service
2012100,261$19.2 billionUniversal Mailing Service
2011107,948$18.8 billionUniversal Mailing Service
201099,677$17.4 billionUniversal Mailing Service
200994,983$16.0 billionUniversal Mailing Service

Nokia SAVINGS/401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number
003Employer EIN 22-3408857
Participants (2025)
24,701
Net assets (2025)
$9.6 billion
Recordkeeper
AlightEarlier: Fidelity (2009–2013)
Plan administrator
Nokia of America Corporation
600 Mountain Avenue, Room 6D-401A
Murray Hill, NJ 07974
(908) 723-9869As filed for 2025
In effect since
October 1, 1996

Plans merged into this one: Lucent Technologies Inc. Long Term Savings and Security Plan (2014); Nokia USA Inc. Retirement Savings and Investment Plan (2019); Nokia Solutions and Networks Savings Plan (2016).

Earlier sponsor: Alcatel-Lucent USA Inc. (2009–2016).

Earlier plan names: Alcatel-Lucent Savings Plan; Alcatel-Lucent SAVINGS/401(k) Plan.

Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
202524,701$9.6 billionAlight
202424,880$8.9 billionAlight
202326,582$8.4 billionAlight
202227,726$7.5 billionAlight
202128,306$9.2 billionAlight
202029,559$8.5 billionAlight
201930,613$7.9 billionAlight
201832,460$6.9 billionAlight
201734,386$7.8 billionAlight
201635,859$7.1 billionAlight
201534,149$6.4 billionAlight
201436,538$6.7 billionnot listed
201332,567$6.5 billionFidelity
201237,399$6.4 billionFidelity
201140,610$6.0 billionFidelity
201042,064$6.1 billionFidelity
200944,584$5.8 billionFidelity

Lucent Technologies Inc. Pension Plan

Pension (defined benefit), frozenMerged

Merged. In 2025 its assets moved to the Nokia Retirement Income Plan, sponsored by Nokia of America Corporation (EIN 22-3408857, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number
002Employer EIN 22-3408857
Participants (2024)
15,169
Net assets (2024)
$4.0 billion
Administered by
AlightEarlier: Aon (2014), Max-It Mailing (2012–2013), Max IT Mailing (2011), Max-It Mailing (2009–2010)
Plan administrator
Nokia of America Corporation
600 Mountain Avenue, Room 6D-401A
Murray Hill, NJ 07974
(908) 723-9869As filed for 2025
In effect since
October 1, 1996

Plans merged into this one: Nokia Retirement Plan (2021).

Earlier sponsor: Alcatel-Lucent USA Inc. (2009–2016).

Year by year, 2009 to 2025
Plan yearParticipantsNet assetsRecordkeeper
20250$0Alight
202415,169$4.0 billionAlight
202316,320$4.2 billionAlight
202217,516$4.4 billionAlight
202118,674$5.5 billionAlight
202018,857$5.6 billionAlight
201919,944$5.4 billionAlight
201820,831$5.2 billionAlight
201721,858$5.7 billionAlight
201622,860$5.8 billionAlight
201523,567$6.0 billionAlight
201449,079$11.3 billionAon
201350,970$11.1 billionMax-It Mailing
201283,688$13.8 billionMax-It Mailing
201195,512$14.1 billionMax IT Mailing
2010108,634$14.7 billionMax-It Mailing
2009116,784$15.2 billionMax-It Mailing

Nokia Retirement Plan

Pension (defined benefit)Merged

Merged. In 2021 its assets moved to the Lucent Technologies Inc. Pension Plan, sponsored by Nokia of America Corporation (EIN 22-3408857, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number
007Employer EIN 22-3408857
Participants (2020)
1,031
Net assets (2020)
$78.8 million
Administered by
AlightEarlier: Universal Mailing Service (2014)
Plan administrator
Nokia of America Corporation
600 Mountain Avenue,room 6D-401A
Murray Hill, NJ 07974
(908) 723-9869As filed for 2021
In effect since
December 31, 2005

Earlier sponsor: Alcatel-Lucent USA Inc. (2009–2016).

Earlier plan names: Lucent Technologies Inc. Retirement Plan.

Year by year, 2009 to 2021
Plan yearParticipantsNet assetsRecordkeeper
20210$0Alight
20201,031$78.8 millionAlight
20191,280$123 millionAlight
20181,500$156 millionAlight
20171,594$167 millionAlight
20161,729$180 millionAlight
20151,797$163 millionAlight
20141,086$121 millionUniversal Mailing Service
20131,349$189 millionnot listed
20121,447$221 millionnot listed
20111,489$211 millionnot listed
20101,417$221 millionnot listed
20091,832$360 millionnot listed

Nokia USA Inc. Retirement Savings and Investment Plan

401(k)Merged

Merged. In 2019 its assets moved to the Nokia SAVINGS/401(k) Plan, sponsored by Nokia of America Corporation (EIN 22-3408857, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number
001Employer EIN 58-1248993
Participants (2018)
529
Net assets (2018)
$71.3 million
Recordkeeper
Fidelity2014–2019
Plan administrator
Nokia of America Corporation
600 Mountain Avenue, Room 6C-403
Murray Hill, NJ 07974
(908) 723-9869As filed for 2019
In effect since
April 25, 2014

Plans merged into this one: Nokia Retirement Savings & Investment Plan (2015).

Earlier sponsors: Nokia USA Inc (2014–2017); Nokia USA Inc C/O Nokia of America Corporation (2018).

Year by year, 2014 to 2019
Plan yearParticipantsNet assetsRecordkeeper
20190$0Fidelity
2018529$71.3 millionFidelity
2017653$78.5 millionFidelity
2016631$65.7 millionFidelity
2015600$64.3 millionFidelity
20142,399$242 millionFidelity

Lucent Technologies Inc. Long Term Savings and Security Plan

401(k)Merged

Merged. In 2014 its assets moved to the Alcatel-Lucent Savings Plan, sponsored by Nokia of America Corporation (EIN 22-3408857, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number
004Employer EIN 22-3408857
Participants (2013)
8,015
Net assets (2013)
$434 million
Recordkeeper
Fidelity2009–2013
Plan administrator
Alcatel-Lucent USA Inc.
600 Mountain Avenue, Room 6D-401A
Murray Hill, NJ 07974
(908) 582-7140As filed for 2014
In effect since
October 1, 1996
Year by year, 2009 to 2014
Plan yearParticipantsNet assetsRecordkeeper
20140$0not listed
20138,015$434 millionFidelity
20128,834$463 millionFidelity
20119,700$472 millionFidelity
201010,134$509 millionFidelity
200911,437$554 millionFidelity

Net Devices, Inc. 401K Plan

401(k)ClosedUnion (multiemployer)

Closed. The plan filed its final annual report for 2011, which means its assets were paid out or moved and it no longer exists.

Plan number
008Employer EIN 22-3408857
Participants (2010)
4
Net assets (2010)
$175,424
Plan administrator
Alcatel-Lucent USA Inc.
600 Mountain Ave., Room 7C406
Murray Hill, NJ 07974
(908) 582-7140As filed for 2011
In effect since
March 1, 2003
Year by year, 2009 to 2011
Plan yearParticipantsNet assetsRecordkeeper
20110$0not listed
20104$175,424not listed
20094$147,581not listed

If you had money in one of these plans

  1. Call Alight (alight.com), which runs the Nokia SAVINGS/401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
  2. Or call the plan administrator listed on the plan below ((908) 723-9869). That number was filed for 2025; ask for the benefits or retirement plan office.
  3. If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
  4. If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
  5. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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