Penney Opco 401(k) and retirement plans

Penney Opco, LLC, Plano, TX. EIN 85-3718114. Annual reports 2009–2024. Also filed as J.C. Penney Corporation, Inc. Tax Services - MS1203; J. C. Penney Corporation, Inc.; J.C. Penney Corporation, Inc; J.C. Penney Corporation, Inc.

Penney Opco, LLC has one active retirement plan on file, the J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan, with 61,998 participants and $2.2 billion in assets in 2024. No traditional pension plan appears in Penney Opco's filings since 2009.

Active plans: 1
Participants: 61,998
Plan assets: $2.2 billion
Plans on file: 2
Industry: Retail

All 2 plans

Active plans first

J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 006Employer EIN 85-3718114
Participants (2024): 61,998
Net assets (2024): $2.2 billion
Plan administrator: Penney Opco, LLC
Atten HR Benefits, 6501 Legacy Drive, Suite B100
Plano, TX 75024
(972) 431-1000As filed for 2024
In effect since: January 1, 2017

Plans merged into this one: J. C. Penney Corporation, Inc. Savings and Profit Sharing (2021).

Earlier sponsor: J. C. Penney Corporation, Inc. (2017–2020).

Earlier plan names: J.C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan.

Year by year, 2017 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	61,998	$2.2 billion	not listed
2023	64,254	$2.1 billion	not listed
2022	66,137	$1.9 billion	not listed
2021	67,780	$2.3 billion	not listed
2020	49,218	$550 million	not listed
2019	79,175	$561 million	not listed
2018	83,537	$450 million	not listed
2017	82,282	$459 million	not listed

J. C. Penney Corporation, Inc. Savings and Profit Sharing

401(k) with ESOPMerged

Merged. In 2021 its assets moved to the J.C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan, sponsored by Penney Opco, LLC (EIN 13-5583779, plan 006). Accounts moved with them, so that plan is the one to contact.

Plan number: 003Employer EIN 85-3718114
Participants (2020): 22,911
Net assets (2020): $1.7 billion
Last listed recordkeeper: Alight2009–2016
Plan administrator: J. Penney Opco, LLC
Atten HR Benefits, 2401 S. Stemmons Freeway,suite 400
Lewisville, TX 75067
(972) 431-1000As filed for 2021
In effect since: August 22, 1988

Earlier sponsors: J.C. Penney Corporation, Inc. Tax Services - MS1203 (2009–2010); J. C. Penney Corporation, Inc. (2011–2020); J.C. Penney Corporation, Inc (2015–2017).

Earlier plan names: J.C. Penney Corporation, Inc. Savings Profit- Sharing & Stock Ownership; J. C. Penney Corporation, Inc. Savings Profit- Sharing & Stock Ownership; J. C. Penney Corporation, Inc. Savings Profit Sharing & Stock Ownership.

Year by year, 2009 to 2021

Plan year	Participants	Net assets	Recordkeeper
2021	0	$0	not listed
2020	22,911	$1.7 billion	not listed
2019	27,517	$2.0 billion	not listed
2018	30,167	$1.9 billion	not listed
2017	33,773	$2.2 billion	not listed
2016	116,856	$2.7 billion	Alight
2015	115,098	$2.7 billion	Alight
2014	125,192	$2.9 billion	Alight
2013	134,760	$3.0 billion	Alight
2012	135,138	$3.1 billion	Alight
2011	169,960	$3.6 billion	Alight
2010	168,681	$3.7 billion	Alight
2009	178,193	$3.4 billion	Alight

If you had money in one of these plans

Or call the plan administrator listed on the plan below ((972) 431-1000). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 2 plans

J. C. Penney Corporation, Inc. Safe Harbor 401(k) Savings Plan

J. C. Penney Corporation, Inc. Savings and Profit Sharing

If you had money in one of these plans

What these numbers are

Other retail employers in TX