Raymond James Financial 401(k) and retirement plans

Raymond James Financial, Inc., ST Petersburg, FL. EIN 59-1517485. Annual reports 2009–2025. Also filed as Raymond James Financial.

Raymond James Financial, Inc. has 3 active retirement plans on file. The largest is the Raymond James Financial, Inc. 401(k) Plan, with 18,916 participants and $3.3 billion in assets in 2025. Principal has been its recordkeeper since 2009. No traditional pension plan appears in Raymond James Financial's filings since 2009.

Active plans: 3
Participants: 54,945
Plan assets: $5.8 billion
401(k) recordkeeper: Principal
Plans on file: 3
Industry: Finance and insurance

All 3 plans

Active plans first

Raymond James Financial, Inc. 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 010Employer EIN 59-1517485
Participants (2025): 18,916
Net assets (2025): $3.3 billion
Recordkeeper: Principal2009–2025
Plan administrator: Raymond James Financial, Inc.
880 Carillon Pkwy
ST Petersburg, FL 33716
(727) 567-4317As filed for 2025
In effect since: May 1, 1987

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	18,916	$3.3 billion	Principal
2024	18,276	$2.9 billion	Principal
2023	17,831	$2.4 billion	Principal
2022	16,508	$1.9 billion	Principal
2021	15,405	$2.2 billion	Principal
2020	14,924	$1.9 billion	Principal
2019	14,842	$1.6 billion	Principal
2018	14,124	$1.2 billion	Principal
2017	13,083	$1.2 billion	Principal
2016	12,186	$938 million	Principal
2015	11,409	$776 million	Principal
2014	10,707	$728 million	Principal
2013	10,055	$639 million	Principal
2012	10,539	$505 million	Principal
2011	7,598	$379 million	Principal
2010	7,285	$363 million	Principal
2009	7,515	$295 million	Principal

Raymond James Financial, Inc. & Affiliates Profit Sharing Plan

Profit-sharing planActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 59-1517485
Participants (2024): 18,022
Net assets (2024): $1.3 billion
Recordkeeper: Principal2009–2024
Plan administrator: Raymond James Financial, Inc.
880 Carillon Pkwy
ST Petersburg, FL 33716
(727) 567-4317As filed for 2024
In effect since: September 25, 1964

Earlier plan names: Raymond James Financial Profit Sharing Plan; Raymond James Financial, Inc & Affiliates Profit Sharing Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	18,022	$1.3 billion	Principal
2023	17,564	$1.2 billion	Principal
2022	16,949	$985 million	Principal
2021	15,705	$859 million	Principal
2020	14,673	$1.0 billion	Principal
2019	14,479	$868 million	Principal
2018	14,190	$771 million	Principal
2017	11,470	$692 million	Principal
2016	10,739	$609 million	Principal
2015	9,892	$512 million	Principal
2014	9,359	$437 million	Principal
2013	9,019	$415 million	Principal
2012	9,017	$355 million	Principal
2011	9,122	$304 million	Principal
2010	6,592	$249 million	Principal
2009	6,552	$228 million	Principal

Raymond James Financial, Inc. & Affiliates Employee Stock Ownership Plan

Employee stock ownership plan (ESOP)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 002Employer EIN 59-1517485
Participants (2024): 18,007
Net assets (2024): $1.1 billion
Recordkeeper: Principal2009–2024
Plan administrator: Raymond James Financial, Inc.
880 Carillon Pkwy
ST Petersburg, FL 33716
(727) 567-4317As filed for 2024
In effect since: September 27, 1976

Earlier plan names: Raymond James Financial Esop.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	18,007	$1.1 billion	Principal
2023	17,454	$836 million	Principal
2022	16,846	$662 million	Principal
2021	15,574	$684 million	Principal
2020	14,543	$652 million	Principal
2019	14,395	$367 million	Principal
2018	14,058	$408 million	Principal
2017	11,378	$451 million	Principal
2016	10,693	$420 million	Principal
2015	10,285	$304 million	Principal
2014	9,279	$257 million	Principal
2013	9,028	$277 million	Principal
2012	9,037	$261 million	Principal
2011	9,095	$236 million	not listed
2010	6,546	$168 million	Principal
2009	6,486	$163 million	Principal

If you had money in one of these plans

Call Principal (principal.com), which runs the Raymond James Financial, Inc. 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((727) 567-4317). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.