Southstate Bank 401(k) plan

Southstate Bank, N.A., South Winter Haven, FL. EIN 59-2979916. Annual reports 2009–2025. Also filed as First Financial Holdings, Inc.; SCBT; South State Bank; South State Bank, N.A.

Southstate Bank, N.A. has one active retirement plan on file, the Southstate Bank 401(k) Retirement Savings Plan, with 7,670 participants and $810 million in assets in 2025. Fidelity has been its recordkeeper since 2017. No traditional pension plan appears in Southstate Bank's filings since 2009.

Active plans: 1
Participants: 7,670
Plan assets: $810 million
401(k) recordkeeper: Fidelity
Plans on file: 1
Industry: Finance and insurance

The plan

Southstate Bank 401(k) Retirement Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 59-2979916
Participants (2025): 7,670
Net assets (2025): $810 million
Recordkeeper: FidelityEarlier: American Pensions (2009–2012)
Plan administrator: Southstate Bank, N.A.
1101 First ST
South Winter Haven, FL 33880
(803) 765-4623As filed for 2025
In effect since: July 1, 1985

Plans merged into this one: SCBT Employees' Savings Plan (2013); Centerstate Bank 401(k) Plan (2020).

Earlier sponsors: First Financial Holdings, Inc. (2009–2012); SCBT (2013); South State Bank (2014–2022).

Earlier plan names: First Financial Holdings, Inc. Sharing Thrift Plan; South State Bank 401(k) Retirement Savings Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	7,670	$810 million	Fidelity
2024	6,369	$629 million	Fidelity
2023	6,380	$549 million	Fidelity
2022	6,241	$463 million	Fidelity
2021	6,183	$529 million	Fidelity
2020	5,949	$312 million	Fidelity
2019	3,200	$260 million	Fidelity
2018	3,250	$208 million	Fidelity
2017	3,263	$209 million	Fidelity
2016	2,649	$160 million	not listed
2015	2,732	$142 million	not listed
2014	2,699	$140 million	not listed
2013	1,072	$74.7 million	not listed
2012	1,087	$58.4 million	American Pensions
2011	1,039	$55.1 million	American Pensions
2010	1,211	$72.9 million	American Pensions
2009	1,226	$65.8 million	American Pensions

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Southstate Bank 401(k) Retirement Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((803) 765-4623). That number was filed for 2025; ask for the benefits or retirement plan office.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

The plan

Southstate Bank 401(k) Retirement Savings Plan

If you had money in one of these plans

What these numbers are

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