Reynolds American 401(k) and pension plans

Reynolds American Inc., Winston-Salem, NC. EIN 20-0546644. Annual reports 2009–2025. Also filed as Lorillard Tobacco Company.

Reynolds American Inc. has 4 active retirement plans on file. The largest is the Rai 401K Savings Plan, with 8,223 participants and $2.0 billion in assets in 2024. Fidelity has been its recordkeeper since 2009.

Active plans: 4
Participants: 14,662
Plan assets: $4.3 billion
401(k) recordkeeper: Fidelity
Plans on file: 15
Industry: Manufacturing

All 15 plans

Active plans first

Rai 401K Savings Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 20-0546644
Participants (2024): 8,223
Net assets (2024): $2.0 billion
Recordkeeper: Fidelity2009–2024
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P.O. Box 2990
Winston-Salem, NC 27102
(336) 741-0966As filed for 2024
In effect since: October 1, 1987

Plans merged into this one: 401(k) Retirement Savings Plan for the Employees of Lane Limited (2010); The Conwood Employee Thrift Plan (2010); Sfntc Savings Investment and Retirement Plan (2010).

Earlier plan names: Reynolds American Capital Investment Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	8,223	$2.0 billion	Fidelity
2023	8,112	$1.9 billion	Fidelity
2022	8,517	$1.8 billion	Fidelity
2021	8,751	$2.2 billion	Fidelity
2020	8,843	$2.2 billion	Fidelity
2019	9,020	$2.0 billion	Fidelity
2018	9,056	$1.8 billion	Fidelity
2017	9,174	$2.1 billion	Fidelity
2016	9,453	$1.9 billion	Fidelity
2015	9,418	$1.7 billion	Fidelity
2014	9,475	$1.7 billion	Fidelity
2013	9,439	$1.6 billion	Fidelity
2012	9,695	$1.5 billion	Fidelity
2011	10,313	$1.5 billion	Fidelity
2010	10,834	$1.6 billion	Fidelity
2009	10,014	$1.4 billion	Fidelity

Reynolds and Affiliates Pension Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 008Employer EIN 20-0546644
Participants (2024): 6,241
Net assets (2024): $2.2 billion
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P.O. Box 2990
Winston-Salem, NC 27102
(336) 741-0966As filed for 2024
In effect since: August 1, 1932

Plans merged into this one: Taylor Brothers Pension Plan (2014); American Snuff Retirement Income Plan (2013); Brown & Williamson Tobacco Corporation Factory Employees Retirement Plan (2013); Reynolds American Retirement Plan (2025); Lane Limited Pension Plan for Employees (2011).

Earlier plan names: Retirement Plan for Salaried Employees of Brown & Williamson Tobacco Corp. & Certain Affiliates; Retirement Income Plan for Certain Rai Affiliates.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	6,241	$2.2 billion	not listed
2023	6,343	$2.3 billion	not listed
2022	4,098	$2.4 billion	not listed
2021	6,617	$2.3 billion	not listed
2020	17,313	$3.3 billion	not listed
2019	17,815	$2.9 billion	not listed
2018	18,272	$2.6 billion	not listed
2017	18,742	$2.9 billion	not listed
2016	19,261	$2.6 billion	not listed
2015	16,657	$1.8 billion	not listed
2014	17,137	$2.0 billion	not listed
2013	19,116	$2.0 billion	not listed
2012	12,276	$1.6 billion	not listed
2011	12,680	$1.4 billion	not listed
2010	12,419	$1.3 billion	not listed
2009	12,655	$1.2 billion	not listed

Puerto Rico Retirement Plan

Cash balance pensionActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 019Employer EIN 20-0546644
Participants (2024): 172
Net assets (2024): $18.7 million
Last listed administrator: Aon2010–2016
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P.O. Box 2990
Winston-Salem, NC 27102
(336) 741-0966As filed for 2024
In effect since: January 1, 2010

Year by year, 2010 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	172	$18.7 million	not listed
2023	175	$20.7 million	not listed
2022	176	$18.2 million	not listed
2021	180	$25.9 million	not listed
2020	185	$28.9 million	not listed
2019	187	$27.5 million	not listed
2018	191	$25.5 million	not listed
2017	191	$28.5 million	not listed
2016	192	$28.8 million	Aon
2015	192	$30.3 million	Aon
2014	194	$33.0 million	Aon
2013	195	$29.7 million	Aon
2012	200	$35.4 million	Aon
2011	212	$36.3 million	Aon
2010	214	$33.2 million	Aon

Puerto Rico Savings & Investment Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 003Employer EIN 20-0546644
Participants (2024): 26
Net assets (2024): $5.1 million
Last listed recordkeeper: Fidelity2010–2011
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P.O. Box 2990
Winston-Salem, NC 27102
(336) 741-0966As filed for 2024
In effect since: July 1, 1989

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	26	$5.1 million	not listed
2023	28	$7.0 million	not listed
2022	29	$6.1 million	not listed
2021	32	$7.5 million	not listed
2020	35	$6.9 million	not listed
2019	37	$6.2 million	not listed
2018	42	$5.7 million	not listed
2017	45	$6.8 million	not listed
2016	51	$6.2 million	not listed
2015	77	$7.0 million	not listed
2014	83	$6.5 million	not listed
2013	85	$6.1 million	not listed
2012	91	$5.7 million	not listed
2011	99	$6.6 million	Fidelity
2010	120	$7.8 million	Fidelity
2009	179	$8.5 million	not listed

Reynolds American Retirement Plan

Cash balance pensionMerged

Merged. In 2025 its assets moved to the Retirement Income Plan for Certain Rai Affiliates, sponsored by Reynolds American Inc. (EIN 20-0546644, plan 008). Accounts moved with them, so that plan is the one to contact.

Plan number: 002Employer EIN 20-0546644
Participants (2021): 6,210
Net assets (2021): $2.7 billion
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P. O. Box 2990
Winston-Salem, NC 27102
(336) 741-0966As filed for 2025
In effect since: January 1, 1971

Plans merged into this one: Retirement Plan for Salaried Employees of R. J. Reynolds Tobacco in Puerto Rico (2009).

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	0	$0	not listed
2021	6,210	$2.7 billion	not listed
2020	13,658	$3.7 billion	not listed
2019	14,063	$3.4 billion	not listed
2018	14,439	$3.0 billion	not listed
2017	14,809	$3.4 billion	not listed
2016	15,160	$3.0 billion	not listed
2015	15,456	$2.9 billion	not listed
2014	15,738	$3.3 billion	not listed
2013	15,986	$3.2 billion	not listed
2012	16,702	$3.3 billion	not listed
2011	17,887	$3.2 billion	not listed
2010	18,133	$3.1 billion	not listed
2009	18,693	$2.7 billion	not listed

Retirement Plan for Employees of Lorillard Tobacco Company

Pension (defined benefit)Merged

Merged. In 2016 its assets moved to the Retirment Income Plan for Certain Rai Affiliates (EIN 20-2546644, plan 008). Accounts moved with them, so that plan is the one to contact.

Plan number: 020Employer EIN 20-0546644
Participants (2015): 3,992
Net assets (2015): $547 million
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P. O. Box 2990
Winston-Salem, NC 27102
(336) 741-0683As filed for 2016
In effect since: January 1, 1997

Earlier sponsor: Lorillard Tobacco Company (2009–2013).

Year by year, 2009 to 2016

Plan year	Participants	Net assets	Recordkeeper
2016	0	$0	not listed
2015	3,992	$547 million	not listed
2014	4,065	$600 million	not listed
2013	3,941	$582 million	not listed
2012	3,907	$565 million	not listed
2011	3,913	$502 million	not listed
2010	3,925	$476 million	not listed
2009	3,922	$424 million	not listed

Scott Tobacco Pension Plan

Profit-sharing planClosedUnion (multiemployer)

Closed. The plan filed its final annual report for 2015, which means its assets were paid out or moved and it no longer exists.

Plan number: 018Employer EIN 20-0546644
Participants (2014): 7
Net assets (2014): $651,399
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P.O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2015
In effect since: January 1, 1975

Year by year, 2009 to 2015

Plan year	Participants	Net assets	Recordkeeper
2015	0	$0	not listed
2014	7	$651,399	not listed
2013	24	$1.4 million	not listed
2012	25	$1.4 million	not listed
2011	27	$1.3 million	not listed
2010	30	$1.4 million	not listed
2009	31	$1.4 million	not listed

Taylor Brothers Pension Plan

Pension (defined benefit)Merged

Merged. In 2014 its assets moved to the Retirement Income Plan for Certain Rai Associates, sponsored by Reynolds American Inc. (EIN 20-0546644, plan 008). Accounts moved with them, so that plan is the one to contact.

Plan number: 017Employer EIN 20-0546644
Participants (2013): 101
Net assets (2013): $2.0 million
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P. O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2014
In effect since: July 18, 1946

Year by year, 2009 to 2014

Plan year	Participants	Net assets	Recordkeeper
2014	0	$0	not listed
2013	101	$2.0 million	not listed
2012	102	$2.1 million	not listed
2011	105	$1.9 million	not listed
2010	108	$1.5 million	not listed
2009	111	$1.3 million	not listed

American Snuff Retirement Income Plan

Pension (defined benefit)Merged

Merged. In 2013 its assets moved to the Retirement Plan for Salaried Employees of Brown & Williamson Tobacco Corp., sponsored by Reynolds American Inc. (EIN 20-0546644, plan 008). Accounts moved with them, so that plan is the one to contact.

Plan number: 016Employer EIN 20-0546644
Participants (2012): 1,137
Net assets (2012): $59.3 million
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P.O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2013
In effect since: October 19, 1985

Earlier plan names: Conwood Retirement Income Plan.

Year by year, 2009 to 2013

Plan year	Participants	Net assets	Recordkeeper
2013	0	$0	not listed
2012	1,137	$59.3 million	not listed
2011	1,257	$52.8 million	not listed
2010	1,265	$50.2 million	not listed
2009	1,295	$37.9 million	not listed

Brown & Williamson Tobacco Corporation Factory Employees Retirement Plan

Pension (defined benefit)Merged

Merged. In 2013 its assets moved to the Retirement Plan for Salaried Employees of Brown & Williamson Tobacco Corp, sponsored by Reynolds American Inc. (EIN 20-0546644, plan 008). Accounts moved with them, so that plan is the one to contact.

Plan number: 009Employer EIN 20-0546644
Participants (2012): 6,539
Net assets (2012): $476 million
Plan administrator: Rai Employee Benefits Committee
P.O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2013
In effect since: April 1, 1949

Year by year, 2009 to 2013

Plan year	Participants	Net assets	Recordkeeper
2013	0	$0	not listed
2012	6,539	$476 million	not listed
2011	6,686	$448 million	not listed
2010	6,830	$430 million	not listed
2009	6,991	$390 million	not listed

Lane Limited Pension Plan for Employees

Pension (defined benefit)Merged

Merged. In 2011 its assets moved to the Retirement Plan for Salaried Employees of Brown & Williamson, sponsored by Reynolds American Inc. (EIN 20-0546644, plan 008). Accounts moved with them, so that plan is the one to contact.

Plan number: 006Employer EIN 20-0546644
Participants (2010): 586
Net assets (2010): $37.7 million
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P.O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2011
In effect since: January 1, 1983

Year by year, 2009 to 2011

Plan year	Participants	Net assets	Recordkeeper
2011	0	$0	not listed
2010	586	$37.7 million	not listed
2009	591	$32.0 million	not listed

401(k) Retirement Savings Plan for the Employees of Lane Limited

401(k)Merged

Merged. In 2010 its assets moved to the Rai 401K Savings Plan, sponsored by Reynolds American Inc. (EIN 20-0546644, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number: 007Employer EIN 20-0546644
Participants (2009): 173
Net assets (2009): $6.2 million
Recordkeeper: Hartford Retirement Services2009–2010
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P. O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2010
In effect since: January 1, 1996

Year by year, 2009 to 2010

Plan year	Participants	Net assets	Recordkeeper
2010	0	$0	Hartford Retirement Services
2009	173	$6.2 million	Hartford Retirement Services

The Conwood Employee Thrift Plan

401(k)Merged

Merged. In 2010 its assets moved to the Rai 401K Savings Plan, sponsored by Reynolds American Inc. (EIN 20-0546644, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number: 015Employer EIN 20-0546644
Participants (2009): 1,199
Net assets (2009): $139 million
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P. O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2010
In effect since: January 1, 1976

Year by year, 2009 to 2010

Plan year	Participants	Net assets	Recordkeeper
2010	0	$0	not listed
2009	1,199	$139 million	not listed

Sfntc Savings Investment and Retirement Plan

401(k)Merged

Merged. In 2010 its assets moved to the Rai 401K Savings Plan, sponsored by Reynolds American Inc. (EIN 20-0546644, plan 001). Accounts moved with them, so that plan is the one to contact.

Plan number: 005Employer EIN 20-0546644
Participants (2009): 528
Net assets (2009): $21.4 million
Recordkeeper: Fidelity2009–2010
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P. O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2010
In effect since: January 1, 1996

Year by year, 2009 to 2010

Plan year	Participants	Net assets	Recordkeeper
2010	0	$0	Fidelity
2009	528	$21.4 million	Fidelity

Retirement Plan for Salaried Employees of R. J. Reynolds Tobacco in Puerto Rico

Cash balance pensionMerged

Merged. In 2009 its assets moved to the Reynolds American Retirement Plan, sponsored by Reynolds American Inc. (EIN 20-0546644, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 004Employer EIN 20-0546644
Administered by: Aon2009
Plan administrator: Rai Employee Benefits Committee Reynolds American Inc.
P. O. Box 2990
Winston-Salem, NC 27102
(336) 741-4858As filed for 2009
In effect since: September 1, 1970

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Rai 401K Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((336) 741-0966). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 15 plans

Rai 401K Savings Plan

Reynolds and Affiliates Pension Plan

Puerto Rico Retirement Plan

Puerto Rico Savings & Investment Plan

Reynolds American Retirement Plan

Retirement Plan for Employees of Lorillard Tobacco Company

Scott Tobacco Pension Plan

Taylor Brothers Pension Plan

American Snuff Retirement Income Plan

Brown & Williamson Tobacco Corporation Factory Employees Retirement Plan

Lane Limited Pension Plan for Employees

401(k) Retirement Savings Plan for the Employees of Lane Limited

The Conwood Employee Thrift Plan

Sfntc Savings Investment and Retirement Plan

Retirement Plan for Salaried Employees of R. J. Reynolds Tobacco in Puerto Rico

If you had money in one of these plans

What these numbers are

Other manufacturing employers in NC