Synovus Financial 401(k) and retirement plans

Synovus Financial Corp., Columbus, GA. EIN 58-1134883. Annual reports 2009–2024. Also filed as Synovus Financial Corporation.

Synovus Financial Corp. has one active retirement plan on file, the Synovus 401(k) Savings Plan, with 6,703 participants and $856 million in assets in 2024. Fidelity has been its recordkeeper since 2009. No traditional pension plan appears in Synovus Financial's filings since 2009.

Active plans: 1
Participants: 6,703
Plan assets: $856 million
401(k) recordkeeper: Fidelity
Plans on file: 3
Industry: Holding companies

All 3 plans

Active plans first

Synovus 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 010Employer EIN 58-1134883
Participants (2024): 6,703
Net assets (2024): $856 million
Recordkeeper: Fidelity2009–2024
Plan administrator: Synovus Financial Corp.
Retirement Benefits, 33 W 14TH Street, 2ND Floor
Columbus, GA 31901
(706) 641-3964As filed for 2024
In effect since: January 1, 1995

Plans merged into this one: Synovus Profit Sharing Plan (2017).

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	6,703	$856 million	Fidelity
2023	6,955	$788 million	Fidelity
2022	7,136	$703 million	Fidelity
2021	7,004	$849 million	Fidelity
2020	7,057	$777 million	Fidelity
2019	7,161	$683 million	Fidelity
2018	6,270	$549 million	Fidelity
2017	6,169	$585 million	Fidelity
2016	5,737	$270 million	Fidelity
2015	5,762	$250 million	Fidelity
2014	5,857	$243 million	Fidelity
2013	6,945	$223 million	Fidelity
2012	6,278	$180 million	Fidelity
2011	6,594	$160 million	Fidelity
2010	7,359	$175 million	Fidelity
2009	7,446	$155 million	Fidelity

Synovus Profit Sharing Plan

Profit-sharing planMerged

Merged. In 2017 its assets moved to the Synovus 401(k) Savings Plan, sponsored by Synovus Financial Corp. (EIN 58-1134883, plan 010). Accounts moved with them, so that plan is the one to contact.

Plan number: 006Employer EIN 58-1134883
Participants (2016): 4,353
Net assets (2016): $246 million
Plan administrator: Synovus Financial Corp.
P.O. Box 120
Columbus, GA 31901
(706) 641-3964As filed for 2017
In effect since: January 1, 1952

Plans merged into this one: Synovus Money Purchase Pension Plan (2013).

Year by year, 2009 to 2017

Plan year	Participants	Net assets	Recordkeeper
2017	0	$0	not listed
2016	4,353	$246 million	not listed
2015	5,081	$252 million	not listed
2014	4,614	$274 million	not listed
2013	5,030	$289 million	not listed
2012	5,252	$117 million	not listed
2011	5,811	$122 million	not listed
2010	5,956	$146 million	not listed
2009	6,292	$138 million	not listed

Synovus Money Purchase Pension Plan

Money purchase pensionMerged

Merged. In 2013 its assets moved to the Synovus Profit Sharing Plan, sponsored by Synovus Financial Corp. (EIN 58-1134883, plan 006). Accounts moved with them, so that plan is the one to contact.

Plan number: 009Employer EIN 58-1134883
Participants (2012): 5,262
Net assets (2012): $167 million
Plan administrator: Synovus Financial Corp.
P.O. Box 120
Columbus, GA 31901
(706) 641-3964As filed for 2013
In effect since: January 1, 1995

Year by year, 2009 to 2013

Plan year	Participants	Net assets	Recordkeeper
2013	0	$0	not listed
2012	5,262	$167 million	not listed
2011	6,328	$159 million	not listed
2010	6,861	$179 million	not listed
2009	6,576	$163 million	not listed

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Synovus 401(k) Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((706) 641-3964). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.