United Airlines 401(k) and pension plans

United Airlines, Inc., Chicago, IL. EIN 74-2099724. Annual reports 2009–2024. Also filed as United Air Lines, Inc.; Continental Micronesia, Inc.; Continental Airlines, Inc.; United Airlines, Inc. - Whqhr.

United Airlines, Inc. has 6 active retirement plans on file. The largest is the United Airlines 401(k) Savings Plan, with 88,204 participants and $10.3 billion in assets in 2024. Fidelity has been its recordkeeper since 2013. Some of its pension plans were taken over by the PBGC.

Active plans
6
Participants
179,736
Plan assets
$36.3 billion
401(k) recordkeeper
Fidelity
Plans on file
15
Industry
Transportation and warehousing

All 15 plans

Active plans first

United Airlines 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number
222Employer EIN 74-2099724
Participants (2024)
88,204
Net assets (2024)
$10.3 billion
Recordkeeper
Fidelity2013–2024
Plan administrator
United Airlines Retirement Plans Administrative Committee
233 South Wacker Drive
Chicago, IL 60606
(877) 825-3729As filed for 2024
In effect since
January 1, 1984

Plans merged into this one: Continental Airlines, Inc. 401(k) Savings Plan (2016).

Earlier plan names: United Airlines Management and Administrative 401(k) Plan.

Year by year, 2013 to 2024
Plan yearParticipantsNet assetsRecordkeeper
202488,204$10.3 billionFidelity
202377,273$8.9 billionFidelity
202267,689$7.4 billionFidelity
202166,927$9.3 billionFidelity
202063,799$8.5 billionFidelity
201971,265$8.2 billionFidelity
201868,167$6.8 billionFidelity
201766,443$7.0 billionFidelity
201665,157$6.9 billionFidelity
201511,246$1.6 billionFidelity
201410,844$1.5 billionFidelity
201311,023$1.4 billionFidelity

United Airlines Flight Attendant 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number
008Employer EIN 74-2099724
Participants (2024)
32,849
Net assets (2024)
$5.3 billion
Recordkeeper
Fidelity2009–2024
Plan administrator
United Airlines Retirement Plans Administrative Committee
233 South Wacker Drive
Chicago, IL 60606
(877) 825-3729As filed for 2024
In effect since
January 1, 1979

Plans merged into this one: United Airlines Management and Administrative 401(k) Plan (2011); United Airlines Ground Employee 401(k) Plan (2016).

Earlier sponsor: United Air Lines, Inc. (2009–2011).

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
202432,849$5.3 billionFidelity
202332,306$4.6 billionFidelity
202229,744$3.9 billionFidelity
202127,453$4.8 billionFidelity
202021,117$4.3 billionFidelity
201928,832$4.0 billionFidelity
201827,690$3.3 billionFidelity
201727,386$3.3 billionFidelity
201626,926$2.0 billionFidelity
201515,390$2.0 billionFidelity
201415,517$2.0 billionFidelity
201315,977$1.9 billionFidelity
201216,640$1.6 billionFidelity
201117,495$1.5 billionFidelity
201018,280$1.5 billionFidelity
200918,891$1.3 billionFidelity

United Airlines Pilot Retirement Account Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number
202Employer EIN 74-2099724
Participants (2024)
20,168
Net assets (2024)
$16.8 billion
Recordkeeper
Schwab2009–2024
Plan administrator
United Airlines, Inc. Administrative Committee
233 S.wacker Drive
Chicago, IL 60606
(877) 825-3729As filed for 2024
In effect since
September 1, 2005

Plans merged into this one: Continental Pilots Defined Contribution Plan (B-Plan) (2014); United Airlines Pilot Directed Account Plan (2014).

Earlier sponsors: Continental Airlines, Inc. (2009–2011); United Airlines, Inc. - Whqhr (2018–2020).

Earlier plan names: Continental Pilots 401(k) Plan.

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
202420,168$16.8 billionSchwab
202319,509$14.3 billionSchwab
202217,386$11.8 billionSchwab
202115,404$14.4 billionSchwab
202014,553$12.7 billionSchwab
201914,652$10.8 billionSchwab
201814,190$8.7 billionSchwab
201714,111$9.0 billionSchwab
201613,962$7.5 billionSchwab
201513,807$6.7 billionSchwab
201413,371$6.7 billionSchwab
20135,476$1.1 billionSchwab
20125,341$929 millionSchwab
20115,042$828 millionSchwab
20104,984$844 millionSchwab
20094,941$756 millionSchwab

Continental Micronesia, Inc. 401(k) Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number
205Employer EIN 74-2099724
Participants (2024)
1,355
Net assets (2024)
$194 million
Recordkeeper
Asc Trust2009–2024
Plan administrator
Continental Micronesia, Inc. 401(K) Savings Plan Admin Committee
233 S. Wacker Drive
Chicago, IL 60606
(877) 825-3729As filed for 2024
In effect since
August 1, 1993

Earlier sponsor: Continental Micronesia, Inc. (2009–2016).

Year by year, 2009 to 2024
Plan yearParticipantsNet assetsRecordkeeper
20241,355$194 millionAsc Trust
20231,592$174 millionAsc Trust
20221,239$155 millionAsc Trust
20211,083$200 millionAsc Trust
20201,357$184 millionAsc Trust
20191,204$182 millionAsc Trust
20181,336$150 millionAsc Trust
20171,360$158 millionAsc Trust
20161,348$132 millionAsc Trust
20151,591$124 millionAsc Trust
20141,425$123 millionAsc Trust
20131,724$116 millionAsc Trust
20121,799$101 millionAsc Trust
20111,949$90.5 millionAsc Trust
20101,455$89.9 millionAsc Trust
20091,502$78.4 millionAsc Trust

The Continental Retirement Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2023 plan year.

Plan number
010Employer EIN 74-2099724
Participants (2023)
35,548
Net assets (2023)
$3.5 billion
Administered by
Alight2009–2023
Plan administrator
United Airlines, Inc.
609 Main Street, 18TH Floor Hscbp
Houston, TX 77002
(877) 825-3729As filed for 2023
In effect since
December 28, 1988

Plans merged into this one: United Air Lines, Inc. Employees' Variable Benefit Retirement Income Plan (2014).

Earlier sponsor: Continental Airlines, Inc. (2009–2010).

Year by year, 2009 to 2023
Plan yearParticipantsNet assetsRecordkeeper
202335,548$3.5 billionAlight
202234,959$3.2 billionAlight
202134,342$3.0 billionAlight
202035,771$3.9 billionAlight
201935,480$3.6 billionAlight
201840,649$4.1 billionAlight
201741,198$3.6 billionAlight
201641,847$3.4 billionAlight
201540,149$3.0 billionAlight
201441,838$2.6 billionnot listed
201343,185$2.5 billionnot listed
201249,078$1.8 billionnot listed
201148,577$1.4 billionnot listed
201048,962$1.2 billionAlight
200949,608$1.2 billionAlight

The Continental Pilots Retirement Plan

Pension (defined benefit), frozenActive

Active. The plan filed its annual report for the 2023 plan year.

Plan number
011Employer EIN 74-2099724
Participants (2023)
1,612
Net assets (2023)
$231 million
Administered by
Alight2009–2023
Plan administrator
United Airlines, Inc.
609 Main Street, 18TH Floor Hscbp
Houston, TX 77002
(877) 825-3729As filed for 2023
In effect since
April 30, 2005

Earlier sponsor: Continental Airlines, Inc. (2009–2010).

Year by year, 2009 to 2023
Plan yearParticipantsNet assetsRecordkeeper
20231,612$231 millionAlight
20221,695$243 millionAlight
20211,831$273 millionAlight
20202,014$441 millionAlight
20192,146$486 millionAlight
20182,436$629 millionAlight
20172,537$582 millionAlight
20162,704$719 millionAlight
20152,851$645 millionAlight
20142,920$604 millionnot listed
20133,109$683 millionnot listed
20123,187$638 millionnot listed
20113,384$654 millionnot listed
20103,423$574 millionAlight
20093,475$577 millionAlight

United Airlines Ground Employee 401(k) Plan

401(k)Merged

Merged. In 2016 its assets moved to the United Airlines Flight Attendant 401(k) Plan, sponsored by United Airlines, Inc. (EIN 74-2099724, plan 008). Accounts moved with them, so that plan is the one to contact.

Plan number
012Employer EIN 74-2099724
Participants (2015)
25,468
Net assets (2015)
$2.2 billion
Recordkeeper
Fidelity2009–2016
Plan administrator
Admin. Committee for United Airlines Ground Employee 401K Plan
233 South Wacker Drive, 25TH Floor
Chicago, IL 60666
(312) 997-8000As filed for 2016
In effect since
October 1, 1984

Earlier sponsor: United Air Lines, Inc. (2009–2011).

Year by year, 2009 to 2016
Plan yearParticipantsNet assetsRecordkeeper
20160$0Fidelity
201525,468$2.2 billionFidelity
201425,627$2.2 billionFidelity
201326,622$2.0 billionFidelity
201227,115$1.7 billionFidelity
201126,817$1.5 billionFidelity
201027,251$1.5 billionFidelity
200932,353$1.4 billionFidelity

Continental Airlines, Inc. 401(k) Savings Plan

401(k)Merged

Merged. In 2016 its assets moved to the United Airlines Management and Administrative 401(k) Plan, sponsored by United Airlines, Inc. (EIN 74-2099724, plan 222). Accounts moved with them, so that plan is the one to contact.

Plan number
201Employer EIN 74-2099724
Participants (2015)
39,060
Net assets (2015)
$2.6 billion
Recordkeeper
Alight2009–2016
Plan administrator
United Airlines, Inc. Administrative Committee
C/O Benefits Department, 233 South Wacker Drive, 25TH Floor
Chicago, IL 60666
(312) 997-8000As filed for 2016
In effect since
January 1, 1984

Earlier sponsor: Continental Airlines, Inc. (2009–2011).

Year by year, 2009 to 2016
Plan yearParticipantsNet assetsRecordkeeper
20160$0Alight
201539,060$2.6 billionAlight
201439,357$2.6 billionAlight
201341,438$2.5 billionAlight
201244,999$2.1 billionAlight
201146,262$1.8 billionAlight
201048,570$1.9 billionAlight
200949,439$1.6 billionAlight

Continental Pilots Defined Contribution Plan (B-Plan)

Money purchase pensionMerged

Merged. In 2014 its assets moved to the United Airlines Pilot Retirement Account Plan, sponsored by United Airlines, Inc. (EIN 74-2099724, plan 202). Accounts moved with them, so that plan is the one to contact.

Plan number
203Employer EIN 74-2099724
Participants (2013)
5,614
Net assets (2013)
$803 million
Recordkeeper
Schwab2009–2014
Plan administrator
United Airlines,inc. Administrative Committee
600 Jefferson Street
Houston, TX 77002
(312) 997-8000As filed for 2014
In effect since
September 1, 2005

Earlier sponsor: Continental Airlines, Inc. (2009–2011).

Year by year, 2009 to 2014
Plan yearParticipantsNet assetsRecordkeeper
20140$0Schwab
20135,614$803 millionSchwab
20125,196$576 millionSchwab
20114,891$444 millionSchwab
20104,869$386 millionSchwab
20094,802$275 millionSchwab

United Air Lines, Inc. Employees' Variable Benefit Retirement Income Plan

Pension (defined benefit), frozenMerged

Merged. In 2014 its assets moved to the Continental Retirement Plan, sponsored by United Airlines, Inc. (EIN 74-2099724, plan 010). Accounts moved with them, so that plan is the one to contact.

Plan number
003Employer EIN 74-2099724
Participants (2013)
216
Net assets (2013)
$52.9 million
Administered by
Alight2014
Plan administrator
Admin. Cmttee for United Air Lines, Inc. Employees Var Ben Ret Inc PL
P.O. Box 66100
Chicago, IL 60666
(312) 997-8000As filed for 2014
In effect since
January 1, 1955

Earlier sponsors: United Air Lines, Inc. Whqte- Pension Programs (2009); United Air Lines, Inc. (2010–2011).

Year by year, 2009 to 2014
Plan yearParticipantsNet assetsRecordkeeper
20140$0Alight
2013216$52.9 millionnot listed
2012220$40.5 millionnot listed
2011230$35.7 millionnot listed
2010240$35.8 millionnot listed
2009273$32.9 millionnot listed

United Airlines Pilot Directed Account Plan

401(k)Merged

Merged. In 2014 its assets moved to the United Airlines Pilot Retirement Account Plan, sponsored by United Airlines, Inc. (EIN 74-2099724, plan 202). Accounts moved with them, so that plan is the one to contact.

Plan number
220Employer EIN 74-2099724
Participants (2013)
7,580
Net assets (2013)
$4.4 billion
Recordkeeper
Schwab2013–2014
Plan administrator
Admin. Committee for United Airlines Pilot Directed Account Plan
P.O. Box 66100
Chicago, IL 60666
(312) 997-8000As filed for 2014
In effect since
January 1, 1955
Year by year, 2013 to 2014
Plan yearParticipantsNet assetsRecordkeeper
20140$0Schwab
20137,580$4.4 billionSchwab

United Airlines Management, Administrative and Public Contact Defined Benefit Pension Plan

Pension (defined benefit)Taken over by the PBGC

Taken over by the Pension Benefit Guaranty Corporation on June 30, 2005, after the plan ended on June 30, 2005. The PBGC now pays the plan's benefits, up to legal limits (PBGC case 19912600).

Plan number
005Employer EIN 36-2675206
Participants when it ended
43,509
Who pays it now
Pension Benefit Guaranty Corporation
1-800-400-7242PBGC Customer Contact Center

United Airlines Ground Employees' Retirement Plan

Pension (defined benefit)Taken over by the PBGC

Taken over by the Pension Benefit Guaranty Corporation on May 23, 2005, after the plan ended on March 11, 2005. The PBGC now pays the plan's benefits, up to legal limits (PBGC case 19922400).

Plan number
001Employer EIN 36-2675206
Participants when it ended
36,370
Who pays it now
Pension Benefit Guaranty Corporation
1-800-400-7242PBGC Customer Contact Center

United Air Lines, Inc. Flight Attendant Ees Ret. Plan

Pension (defined benefit)Taken over by the PBGC

Taken over by the Pension Benefit Guaranty Corporation on June 30, 2005, after the plan ended on June 30, 2005. The PBGC now pays the plan's benefits, up to legal limits (PBGC case 19962800).

Plan number
006Employer EIN 36-2675206
Participants when it ended
28,367
Who pays it now
Pension Benefit Guaranty Corporation
1-800-400-7242PBGC Customer Contact Center

United Air Lines Inc. Pilots Fixed Benefit Income Plan

Pension (defined benefit)Taken over by the PBGC

Taken over by the Pension Benefit Guaranty Corporation on October 26, 2005, after the plan ended on December 30, 2004. The PBGC now pays the plan's benefits, up to legal limits (PBGC case 19962700).

Plan number
002Employer EIN 36-2675206
Participants when it ended
14,237
Who pays it now
Pension Benefit Guaranty Corporation
1-800-400-7242PBGC Customer Contact Center

If you had money in one of these plans

  1. Call Fidelity (fidelity.com), which runs the United Airlines 401(k) Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
  2. Or call the plan administrator listed on the plan below ((877) 825-3729). That number was filed for 2024; ask for the benefits or retirement plan office.
  3. If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
  4. For a pension the PBGC took over, call the PBGC at 1-800-400-7242 or search its unclaimed pensions. Have the plan name and your Social Security number ready.
  5. Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

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