Walmart 401(k) and retirement plans

Walmart Inc., Bentonville, AR. EIN 71-0415188. Annual reports 2009–2025. Also filed as Wal-Mart Stores, Inc.; Walmart Inc; Modcloth, Inc.; Jet.com.

Walmart Inc. has 3 active retirement plans on file. The largest is the Walmart 401(k) Plan, with 1,996,659 participants and $59.0 billion in assets in 2025. Merrill has been its recordkeeper since 2009. No traditional pension plan appears in Walmart's filings since 2009.

Active plans: 3
Participants: 2,010,433
Plan assets: $59.3 billion
401(k) recordkeeper: Merrill
Plans on file: 4
Industry: Retail

All 4 plans

Active plans first

Walmart 401(k) Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 71-0415188
Participants (2025): 1,996,659
Net assets (2025): $59.0 billion
Recordkeeper: Merrill2009–2025
Plan administrator: Walmart Inc.
1 Customer Drive
Bentonville, AR 72716
(800) 421-1362As filed for 2025
In effect since: February 1, 1997

Plans merged into this one: Walmart/Modcloth 401(k) Plan (2018).

Earlier sponsor: Wal-Mart Stores, Inc. (2009–2016).

Earlier plan names: Wal-Mart Profit Sharing and 401(k) Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	1,996,659	$59.0 billion	Merrill
2024	1,970,230	$50.7 billion	Merrill
2023	1,921,006	$41.5 billion	Merrill
2022	1,881,721	$36.7 billion	Merrill
2021	1,946,270	$38.4 billion	Merrill
2020	1,860,124	$35.0 billion	Merrill
2019	1,689,489	$32.6 billion	Merrill
2018	1,664,901	$28.7 billion	Merrill
2017	1,655,031	$30.1 billion	Merrill
2016	1,666,133	$24.2 billion	Merrill
2015	1,603,151	$20.8 billion	Merrill
2014	1,486,040	$22.4 billion	Merrill
2013	1,167,246	$20.7 billion	Merrill
2012	1,184,813	$18.2 billion	Merrill
2011	1,208,305	$15.6 billion	Merrill
2010	1,214,871	$14.9 billion	Merrill
2009	1,247,844	$12.8 billion	Merrill

Walmart Puerto Rico 401(k) Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 004Employer EIN 71-0415188
Participants (2025): 13,398
Net assets (2025): $221 million
Recordkeeper: Merrill2009–2025
Plan administrator: Walmart Inc.
1 Customer Drive
Bentonville, AR 72716
(800) 421-1362As filed for 2025
In effect since: February 1, 1997

Plans merged into this one: Supermercados Amigo, Inc. Hourly Employee'S Profit Sharing & 1165(E) Plan (2013); Supermercados Amigo, Inc. Profit Sharing & 1165(E) Plan (2013).

Earlier sponsor: Wal-Mart Stores, Inc. (2009–2016).

Earlier plan names: Wal-Mart Puerto Rico Profit Sharing and 401(k) Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	13,398	$221 million	Merrill
2024	12,657	$180 million	Merrill
2023	12,406	$139 million	Merrill
2022	12,325	$113 million	Merrill
2021	13,045	$149 million	Merrill
2020	12,591	$125 million	Merrill
2019	12,868	$122 million	Merrill
2018	13,028	$98.6 million	Merrill
2017	13,787	$143 million	Merrill
2016	14,322	$138 million	Merrill
2015	14,556	$117 million	Merrill
2014	13,972	$122 million	Merrill
2013	13,769	$109 million	Merrill
2012	13,651	$90.5 million	Merrill
2011	13,844	$78.3 million	Merrill
2010	13,549	$75.6 million	Merrill
2009	13,768	$60.3 million	Merrill

Jet.com Retirement Trust

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 006Employer EIN 71-0415188
Participants (2025): 376
Net assets (2025): $4.8 million
Last listed recordkeeper: MerrillEarlier: Decimal (2017–2018)
Plan administrator: Walmart Inc.
1 Customer Drive
Bentonville, AR 72716
(800) 421-1362As filed for 2025
In effect since: April 1, 2015

Earlier sponsor: Jet.com (2015–2017).

Year by year, 2015 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	376	$4.8 million	not listed
2024	429	$4.3 million	not listed
2023	473	$4.0 million	not listed
2022	553	$3.6 million	not listed
2021	829	$5.1 million	not listed
2020	1,028	$4.9 million	Merrill
2019	1,950	$5.4 million	Merrill
2018	1,408	$5.4 million	Decimal
2017	1,409	$6.1 million	Decimal
2016	1,706	$3.8 million	not listed
2015	966	$715,720	not listed

Walmart/Modcloth 401(k) Plan

401(k)Merged

Merged. In 2018 its assets moved to the Walmart 401K Plan, sponsored by Walmart Inc. (EIN 71-0415188, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 005Employer EIN 71-0415188
Participants (2017): 415
Net assets (2017): $3.1 million
Recordkeeper: Fidelity2012–2018
Plan administrator: Walmart Inc.
508 SW 8TH Street
Betonville, AR 72716
(800) 421-1362As filed for 2018
In effect since: January 1, 2010

Earlier sponsor: Modcloth, Inc. (2010–2016).

Earlier plan names: Modcloth, Inc. 401(k) Profit Sharing Plan.

Year by year, 2010 to 2018

Plan year	Participants	Net assets	Recordkeeper
2018	0	$0	Fidelity
2017	415	$3.1 million	Fidelity
2016	549	$2.6 million	Fidelity
2015	480	$2.2 million	Fidelity
2014	334	$2.5 million	Fidelity
2013	546	$2.1 million	Fidelity
2012	478	$1.1 million	Fidelity
2010	257	$135,860	not listed

If you had money in one of these plans

Call Merrill (benefits.ml.com), which runs the Walmart 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((800) 421-1362). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 4 plans

Walmart 401(k) Plan

Walmart Puerto Rico 401(k) Plan

Jet.com Retirement Trust

Walmart/Modcloth 401(k) Plan

If you had money in one of these plans

What these numbers are

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