Webster Bank 401(k) and pension plans

Webster Bank, N.A., Jericho, NY. EIN 06-0273620. Annual reports 2009–2025. Also filed as Webster Bank, N. a.; Provident Bank; Sterling National Bank; Webster Bank, National Association.

Webster Bank, N.A. has 2 active retirement plans on file. The largest is the Webster Bank Retirement Savings Plan, with 6,552 participants and $1.3 billion in assets in 2025. Fidelity has been its recordkeeper since 2009.

Active plans: 2
Participants: 9,344
Plan assets: $1.5 billion
401(k) recordkeeper: Fidelity
Plans on file: 4
Industry: Finance and insurance

All 4 plans

Active plans first

Webster Bank Retirement Savings Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 06-0273620
Participants (2025): 6,552
Net assets (2025): $1.3 billion
Recordkeeper: Fidelity2009–2025
Plan administrator: Webster Bank, N.A.
One Jericho Plaza
Jericho, NY 11753
(516) 327-7503As filed for 2025
In effect since: October 1, 1984

Plans merged into this one: Sterling National Bank 401(k) and Profit Sharing Plan (2023).

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	6,552	$1.3 billion	Fidelity
2024	6,678	$1.1 billion	Fidelity
2023	5,648	$1.0 billion	Fidelity
2022	4,964	$576 million	Fidelity
2021	5,303	$719 million	Fidelity
2020	5,011	$651 million	not listed
2019	5,081	$551 million	Fidelity
2018	4,881	$448 million	Fidelity
2017	4,879	$480 million	Fidelity
2016	4,794	$410 million	Fidelity
2015	4,445	$359 million	Fidelity
2014	4,221	$346 million	Fidelity
2013	4,257	$326 million	Fidelity
2012	4,292	$264 million	Fidelity
2011	4,394	$231 million	Fidelity
2010	4,906	$230 million	Fidelity
2009	4,577	$189 million	Fidelity

Webster Bank Pension Plan

Pension (defined benefit), frozenActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 004Employer EIN 06-0273620
Participants (2025): 2,792
Net assets (2025): $221 million
Plan administrator: Webster Bank, N. a.
1 Jericho Plaza, Webster Plaza
Jericho, NY 11753
(516) 327-7657As filed for 2025
In effect since: December 28, 1954

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	2,792	$221 million	not listed
2024	2,895	$209 million	not listed
2023	2,981	$217 million	not listed
2022	3,033	$201 million	not listed
2021	3,074	$272 million	not listed
2020	3,128	$266 million	not listed
2019	3,214	$240 million	not listed
2018	3,366	$202 million	not listed
2017	3,456	$216 million	not listed
2016	3,492	$193 million	not listed
2015	3,523	$181 million	not listed
2014	3,561	$173 million	not listed
2013	3,611	$162 million	not listed
2012	3,683	$151 million	not listed
2011	3,700	$137 million	not listed
2010	3,738	$138 million	not listed
2009	3,812	$127 million	not listed

Sterling National Bank 401(k) and Profit Sharing Plan

401(k)Merged

Merged. In 2023 its assets moved to the Webster Bank Retirement Savings Plan, sponsored by Webster Bank, N.A. (EIN 06-0273620, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 002Employer EIN 06-0273620
Participants (2022): 2,295
Net assets (2022): $346 million
Recordkeeper: Principal2009–2023
Plan administrator: Webster Bank, National Association
Retirement Plans Committee, 1 Jericho Plaza
Jericho, NY 11753
(212) 490-9809As filed for 2023
In effect since: August 1, 1991

Plans merged into this one: Sterling Bancorp/Sterling National Bank 401(k) Plan (2014); Astoria Bank 401(k) Plan (2018); Hudson Valley Bank N.A. 401(k) Savings Plan (2016); Provident Bank Employee Stock Ownership Plan (2015).

Earlier sponsors: Provident Bank (2009–2013); Sterling National Bank (2014–2021).

Earlier plan names: Provident Bank 401(k) and Profit Sharing Plan.

Year by year, 2009 to 2023

Plan year	Participants	Net assets	Recordkeeper
2023	0	$0	Principal
2022	2,295	$346 million	Principal
2021	2,541	$415 million	Principal
2020	2,580	$354 million	Principal
2019	2,799	$334 million	Principal
2018	2,799	$119 million	Principal
2017	1,520	$128 million	Principal
2016	1,503	$114 million	Principal
2015	1,235	$84.2 million	Principal
2014	843	$43.1 million	Principal
2013	691	$43.0 million	Principal
2012	697	$36.2 million	Principal
2011	678	$31.4 million	Principal
2010	662	$33.5 million	Principal
2009	715	$27.3 million	Principal

Mechanics Savings Bank Pension Plan

Money purchase pensionClosed

Closed. The plan filed its final annual report for 2009, which means its assets were paid out or moved and it no longer exists.

Plan number: 016Employer EIN 06-0273620
Plan administrator: Webster Bank, N.A.
P.O. Box 191, Webster Plaza
Waterbury, CT 06702
(203) 578-2273As filed for 2009
In effect since: November 1, 1990

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Webster Bank Retirement Savings Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((516) 327-7503). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.