West Fraser 401(k) and pension plans

West Fraser, Inc., Germantown, TN. EIN 72-1489951. Annual reports 2009–2025. Also filed as Norbord Panels USA Inc; Norbord Panels USA Inc.; Gilman Investment, LLC; Gilman Investment LLC.

West Fraser, Inc. has 3 active retirement plans on file. The largest is the West Fraser, Inc. 401(k) Plan, with 3,832 participants and $350 million in assets in 2025. Fidelity has been its recordkeeper since 2020.

Active plans: 3
Participants: 5,698
Plan assets: $437 million
401(k) recordkeeper: Fidelity
Plans on file: 9
Industry: Manufacturing

All 9 plans

Active plans first

West Fraser, Inc. 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 72-1489951
Participants (2025): 3,832
Net assets (2025): $350 million
Recordkeeper: FidelityEarlier: Transamerica (2015–2019), Fidelity (2009–2014)
Plan administrator: West Fraser, Inc.
1900 Exeter RD. Suite 105
Germantown, TN 38138
(901) 620-4146As filed for 2025
In effect since: April 1, 2007

Plans merged into this one: West Fraser, Inc. 401(k) Plan for Osb Employees (2023); Gilman Investment, LLC Deferred Compensation Savings and Investment Plan (2017).

Earlier plan names: West Fraser, Inc. Salaried Savings Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	3,832	$350 million	Fidelity
2024	3,936	$322 million	Fidelity
2023	3,147	$287 million	Fidelity
2022	2,668	$139 million	Fidelity
2021	920	$152 million	Fidelity
2020	730	$82.0 million	Fidelity
2019	777	$73.5 million	Transamerica
2018	782	$63.7 million	Transamerica
2017	516	$38.2 million	Transamerica
2016	463	$33.1 million	Transamerica
2015	437	$28.6 million	Transamerica
2014	429	$24.7 million	Fidelity
2013	368	$23.8 million	Fidelity
2012	368	$19.0 million	Fidelity
2011	351	$16.5 million	Fidelity
2010	359	$15.6 million	Fidelity
2009	375	$12.8 million	Fidelity

West Fraser, Inc. 401(k) Plan for Collectively Bargained Employees

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 004Employer EIN 72-1489951
Participants (2025): 1,029
Net assets (2025): $29.3 million
Recordkeeper: FidelityEarlier: Transamerica (2015–2019), Fidelity (2009–2014)
Plan administrator: West Fraser, Inc.
1900 Exeter RD, Suite 105
Germantown, TN 38138
(901) 620-4146As filed for 2025
In effect since: April 1, 2007

Plans merged into this one: Gilman Building Products Hourly 401K Plan (2017).

Earlier plan names: West Fraser, Inc. Hourly Savings Plan.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	1,029	$29.3 million	Fidelity
2024	1,051	$27.1 million	Fidelity
2023	1,336	$28.9 million	Fidelity
2022	1,422	$24.8 million	Fidelity
2021	2,718	$27.9 million	Fidelity
2020	2,882	$59.0 million	Fidelity
2019	2,964	$57.4 million	Transamerica
2018	2,785	$47.0 million	Transamerica
2017	2,329	$43.0 million	Transamerica
2016	2,470	$36.4 million	Transamerica
2015	2,243	$31.7 million	Transamerica
2014	2,088	$26.9 million	Fidelity
2013	1,827	$23.8 million	Fidelity
2012	1,793	$18.7 million	Fidelity
2011	1,800	$15.1 million	Fidelity
2010	1,730	$13.5 million	Fidelity
2009	1,729	$10.7 million	Fidelity

West Fraser, Inc. Pension Plan

Cash balance pensionActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 002Employer EIN 72-1489951
Participants (2025): 837
Net assets (2025): $57.6 million
Last listed administrator: Fid MGMT TrustEarlier: Transamerica (2015–2020), Alight (2009–2010)
Plan administrator: West Fraser, Inc.
57 Germantown CT, Suite 300
Cordova, TN 38018
(901) 620-4200As filed for 2025
In effect since: January 1, 2001

Plans merged into this one: Gilman Investment, LLC Pension Plan for Hourly Employees at Fitzgerald and Lake Butler Divisions (2018); Gilman Investment LLC Pension Plan for Hourly Employees of the Building Products Division (2018); Gilman Investment LLC Pension Plan for Salaried and Clerical Employees (2018).

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	837	$57.6 million	not listed
2024	887	$58.6 million	not listed
2023	969	$47.9 million	Fid MGMT Trust
2022	2,117	$92.9 million	Fid MGMT Trust
2021	2,249	$129 million	Fid MGMT Trust
2020	2,253	$124 million	Transamerica
2019	2,447	$110 million	Transamerica
2018	2,568	$90.3 million	Transamerica
2017	1,321	$53.4 million	Transamerica
2016	1,376	$47.7 million	Transamerica
2015	1,431	$42.9 million	Transamerica
2014	1,484	$37.7 million	not listed
2013	1,726	$34.4 million	not listed
2012	1,754	$26.8 million	not listed
2011	1,808	$21.5 million	not listed
2010	1,956	$18.3 million	Alight
2009	2,192	$15.5 million	Alight

West Fraser, Inc. 401(k) Plan for Osb Employees

401(k)Merged

Merged. In 2023 its assets moved to the West Fraser, Inc. 401(k) Plan, sponsored by West Fraser, Inc. (EIN 72-1489951, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 001Employer EIN 72-1489951
Participants (2022): 1,206
Net assets (2022): $96.2 million
Recordkeeper: Fidelity2010–2023
Plan administrator: West Fraser, Inc.
4400 Barton Industrial BLVD.
Lanett, AL 36863
(334) 576-1500As filed for 2023
In effect since: January 1, 1994

Earlier sponsor: Norbord Panels USA Inc (2009–2021).

Earlier plan names: Norbord USA 401K Profit Sharing Plan; Norbord USA 401 K Profit Sharing Plan; Norbord USA 401(k) Profit Sharing Plan; Norbord USA 401(k) & Profit Sharing Plan.

Year by year, 2009 to 2023

Plan year	Participants	Net assets	Recordkeeper
2023	0	$0	Fidelity
2022	1,206	$96.2 million	Fidelity
2021	1,186	$117 million	Fidelity
2020	1,127	$120 million	Fidelity
2019	1,107	$112 million	Fidelity
2018	1,124	$92.4 million	Fidelity
2017	1,118	$93.7 million	Fidelity
2016	1,006	$79.4 million	Fidelity
2015	999	$74.7 million	Fidelity
2014	993	$77.6 million	Fidelity
2013	1,006	$72.8 million	Fidelity
2012	1,067	$60.7 million	Fidelity
2011	1,077	$53.4 million	Fidelity
2010	1,093	$54.6 million	Fidelity
2009	893	$29.3 million	not listed

Gilman Investment, LLC Pension Plan for Hourly Employees at Fitzgerald and Lake Butler Divisions

Pension (defined benefit)Merged

Merged. In 2018 its assets moved to the West Fraser, Inc. Pension Plan, sponsored by West Fraser, Inc. (EIN 72-1489951, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 006Employer EIN 72-1489951
Participants (2017): 670
Net assets (2017): $13.4 million
Administered by: Transamerica2018
Plan administrator: West Fraser, Inc.
1900 Exeter Road, Suite 105
Germantown, TN 38138
(912) 576-0333As filed for 2018
In effect since: January 1, 1989

Earlier sponsor: Gilman Investment, LLC (2010–2016).

Earlier plan names: Gilman Investment, LLC Pension Plan for Hourly Employees at Fitzgerald, Lake Butler, and Perry Lumber; Gilman Investment, LLC Pension Plan for Hourly Employees at Fitzgerald, Lake Butler, Perry Lumber and the Trucking Divis; Gilman Inv LLC PP for Hrly Ees at Eastman, Fitzgerald, Lake Butler, Mcdowell, Perry Lumber & Trucking Divisions; Gilman Investment, LLC Pension Plan for Hourly Employees at Fitzgerald and Lake Butler.

Year by year, 2010 to 2018

Plan year	Participants	Net assets	Recordkeeper
2018	0	$0	Transamerica
2017	670	$13.4 million	not listed
2016	590	$11.5 million	not listed
2015	597	$11.0 million	not listed
2014	586	$11.5 million	not listed
2013	578	$10.3 million	not listed
2012	602	$7.7 million	not listed
2011	585	$6.3 million	not listed
2010	548	$5.6 million	not listed

Gilman Investment LLC Pension Plan for Hourly Employees of the Building Products Division

Pension (defined benefit)Merged

Merged. In 2018 its assets moved to the West Fraser, Inc. Pension Plan, sponsored by West Fraser, Inc. (EIN 72-1489951, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 009Employer EIN 72-1489951
Participants (2017): 607
Net assets (2017): $18.5 million
Administered by: Transamerica2018
Plan administrator: West Fraser, Inc.
1900 Exeter Road, Suite 105
Germantown, TN 38138
(912) 576-0333As filed for 2018
In effect since: February 1, 1977

Earlier sponsor: Gilman Investment, LLC (2010–2016).

Earlier plan names: Gilman Investment, LLC Pension Plan for Hourly Employees of the Building Products Division; Gilman Inv PP for Hrly Ees of Building Products Division.

Year by year, 2010 to 2018

Plan year	Participants	Net assets	Recordkeeper
2018	0	$0	Transamerica
2017	607	$18.5 million	not listed
2016	523	$15.9 million	not listed
2015	526	$15.3 million	not listed
2014	514	$15.9 million	not listed
2013	482	$13.9 million	not listed
2012	490	$10.8 million	not listed
2011	476	$9.1 million	not listed
2010	485	$8.2 million	not listed

Gilman Investment LLC Pension Plan for Salaried and Clerical Employees

Pension (defined benefit), frozenMerged

Merged. In 2018 its assets moved to the West Fraser, Inc. Pension Plan, sponsored by West Fraser, Inc. (EIN 72-1489951, plan 002). Accounts moved with them, so that plan is the one to contact.

Plan number: 007Employer EIN 72-1489951
Participants (2017): 134
Net assets (2017): $15.5 million
Administered by: Transamerica2018
Plan administrator: West Fraser, Inc.
1900 Exeter Road, Suite 105
Germantown, TN 38138
(912) 576-0333As filed for 2018
In effect since: July 1, 1987

Earlier sponsor: Gilman Investment, LLC (2010–2016).

Earlier plan names: Gilman Investment, LLC Pension Plan for Salaried & Clerical Employees; Gilman Investment, LLC Pension Plan for Salaried and Clerical Employees; Gilman Investment LLC PP for Salaried and Clerical Employees.

Year by year, 2010 to 2018

Plan year	Participants	Net assets	Recordkeeper
2018	0	$0	Transamerica
2017	134	$15.5 million	not listed
2016	137	$13.6 million	not listed
2015	646	$54.3 million	not listed
2014	1,044	$85.9 million	not listed
2013	1,083	$78.8 million	not listed
2012	1,116	$68.3 million	not listed
2011	1,131	$62.1 million	not listed
2010	1,153	$58.9 million	not listed

Gilman Building Products Hourly 401K Plan

401(k)Merged

Merged. In 2017 its assets moved to the West Fraser, Inc. Hourly Savings Plan, sponsored by West Fraser, Inc. (EIN 72-1489951, plan 004). Accounts moved with them, so that plan is the one to contact.

Plan number: 010Employer EIN 72-1489951
Recordkeeper: Penservco2017
Plan administrator: West Fraser, Inc.
1900 Exeter Road, Suite 105
Germantown, TN 38138
(912) 576-0327As filed for 2017
In effect since: January 1, 2001

Gilman Investment, LLC Deferred Compensation Savings and Investment Plan

401(k)Merged

Merged. In 2017 its assets moved to the West Fraser, Inc. Salaried Savings Plan, sponsored by West Fraser, Inc. (EIN 72-1489951, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 008Employer EIN 72-1489951
Plan administrator: West Fraser, Inc.
1900 Exeter Road, Suite 105
Germantown, TN 38138
(901) 620-4200As filed for 2017
In effect since: May 1, 1979

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the West Fraser, Inc. 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((901) 620-4146). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.

All 9 plans

West Fraser, Inc. 401(k) Plan

West Fraser, Inc. 401(k) Plan for Collectively Bargained Employees

West Fraser, Inc. Pension Plan

West Fraser, Inc. 401(k) Plan for Osb Employees

Gilman Investment, LLC Pension Plan for Hourly Employees at Fitzgerald and Lake Butler Divisions

Gilman Investment LLC Pension Plan for Hourly Employees of the Building Products Division

Gilman Investment LLC Pension Plan for Salaried and Clerical Employees

Gilman Building Products Hourly 401K Plan

Gilman Investment, LLC Deferred Compensation Savings and Investment Plan

If you had money in one of these plans

What these numbers are

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