Zions Bancorporation 401(k) and pension plans

Zions Bancorporation, National Association, Salt Lake City, UT. EIN 87-0189025. Annual reports 2009–2024. Also filed as Zions Bancorporation; Zions Bancorporation, N.A.

Zions Bancorporation, National Association has one active retirement plan on file, the Zions Bancorporation, N.A. Payshelter 401K and Employee Stock Ownership Plan, with 14,957 participants and $1.9 billion in assets in 2024. Fidelity has been its recordkeeper since 2009.

Active plans: 1
Participants: 14,957
Plan assets: $1.9 billion
401(k) recordkeeper: Fidelity
Plans on file: 3
Industry: Finance and insurance

All 3 plans

Active plans first

Zions Bancorporation, N.A. Payshelter 401K and Employee Stock Ownership Plan

401(k) with ESOPActive

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 006Employer EIN 87-0189025
Participants (2024): 14,957
Net assets (2024): $1.9 billion
Recordkeeper: Fidelity2009–2024
Plan administrator: Zions Bancorporation, National Association
One South Main Street, Suite 600
Salt Lake City, UT 84133
(801) 844-7600As filed for 2024
In effect since: January 31, 1990

Earlier sponsor: Zions Bancorporation (2009–2017).

Earlier plan names: Zions Bancorporation Payshelter 401K and Employee Stock Ownership Plan.

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	14,957	$1.9 billion	Fidelity
2023	14,506	$1.7 billion	Fidelity
2022	14,556	$1.5 billion	Fidelity
2021	14,232	$1.8 billion	Fidelity
2020	13,975	$1.5 billion	Fidelity
2019	14,536	$1.4 billion	Fidelity
2018	14,558	$1.1 billion	Fidelity
2017	14,281	$1.2 billion	Fidelity
2016	14,373	$1.0 billion	Fidelity
2015	14,470	$856 million	Fidelity
2014	14,404	$874 million	Fidelity
2013	14,543	$843 million	Fidelity
2012	13,982	$670 million	Fidelity
2011	14,294	$555 million	Fidelity
2010	13,939	$578 million	Fidelity
2009	14,796	$433 million	Fidelity

Zions Bancorporation, N. a. Pension Plan

Cash balance pension, frozenClosed

Closed. The plan filed its final annual report for 2020, which means its assets were paid out or moved and it no longer exists.

Plan number: 001Employer EIN 87-0189025
Participants (2019): 3,647
Net assets (2019): $171 million
Plan administrator: Zions Bancorporation, N.A.
1 South Main Street
Salt Lake City, UT 84133
(801) 844-7600As filed for 2020
In effect since: January 1, 1968

Earlier plan names: Zions Bancorporation Pension Plan; Zions Bancorporation, N.A. Pension Plan.

Year by year, 2009 to 2020

Plan year	Participants	Net assets	Recordkeeper
2020	0	$0	not listed
2019	3,647	$171 million	not listed
2018	3,848	$158 million	not listed
2017	4,046	$169 million	not listed
2016	4,784	$161 million	not listed
2015	4,988	$157 million	not listed
2014	5,229	$170 million	not listed
2013	5,442	$173 million	not listed
2012	5,680	$158 million	not listed
2011	5,894	$147 million	not listed
2010	6,076	$161 million	not listed
2009	6,270	$132 million	not listed

Tri-State Finance Profit Sharing Plan

Profit-sharing planClosed

Closed. The plan filed its final annual report for 2009, which means its assets were paid out or moved and it no longer exists.

Plan number: 008Employer EIN 87-0227400
Plan administrator: Zions Bancorporation
One South Main Street 6TH Floor
Salt Lake City, UT 84133
(801) 844-7608As filed for 2009
In effect since: January 1, 1972

If you had money in one of these plans

Call Fidelity (fidelity.com), which runs the Zions Bancorporation, N.A. Payshelter 401K and Employee Stock Ownership Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((801) 844-7600). That number was filed for 2024; ask for the benefits or retirement plan office.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.