Deseret Mutual Benefit Administrators 401(k) and pension plans

Deseret Mutual Benefit Administrators, Salt Lake City, UT. EIN 87-0440163. Annual reports 2009–2025.

Deseret Mutual Benefit Administrators has 3 active retirement plans on file. The largest is the Deseret 401(k) Plan, with 41,648 participants and $7.2 billion in assets in 2025. Empower has been its recordkeeper since 2014.

Active plans: 3
Participants: 73,912
Plan assets: $14.2 billion
401(k) recordkeeper: Empower
Plans on file: 6
Industry: Finance and insurance

All 6 plans

Active plans first

Deseret 401(k) Plan

401(k)Active

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 003Employer EIN 87-0440163
Participants (2025): 41,648
Net assets (2025): $7.2 billion
Recordkeeper: EmpowerEarlier: Schwab (2012–2013)
Plan administrator: Deseret Mutual Benefit Administrators
Po Box 45530
Salt Lake City, UT 84145
(801) 578-5600As filed for 2025
In effect since: February 1, 1984

Plans merged into this one: Deseret Mutual Retirement Plus Plan (2019); Deseret Mutual Thrift Plan (2015).

Earlier plan names: Deseret Mutual Thrift Plan; Deseret Mutual Thrift Plan 5/4.

Year by year, 2009 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	41,648	$7.2 billion	Empower
2024	40,172	$6.1 billion	Empower
2023	39,425	$5.5 billion	Empower
2022	38,347	$4.7 billion	Empower
2021	36,740	$5.4 billion	Empower
2020	35,896	$4.8 billion	Empower
2019	35,981	$4.3 billion	Empower
2018	34,700	$3.4 billion	Empower
2017	33,755	$3.6 billion	Empower
2016	33,432	$3.2 billion	Empower
2015	33,691	$2.9 billion	Empower
2014	27,590	$2.9 billion	Empower
2013	29,481	$2.6 billion	Schwab
2012	29,476	$2.2 billion	Schwab
2011	28,583	$1.9 billion	not listed
2010	29,978	$1.9 billion	not listed
2009	31,093	$1.6 billion	not listed

Deseret Mutual Puerto Rico Thrift Plan

Profit-sharing planActive

Active. The plan filed its annual report for the 2025 plan year.

Plan number: 005Employer EIN 87-0440163
Participants (2025): 29
Net assets (2025): $2.1 million
Plan administrator: Deseret Mutual Benefit Administrators
P.O. Box 45530
Salt Lake City, UT 84145
(801) 578-5795As filed for 2025
In effect since: December 1, 2010

Year by year, 2010 to 2025

Plan year	Participants	Net assets	Recordkeeper
2025	29	$2.1 million	not listed
2024	29	$1.8 million	not listed
2023	26	$1.5 million	not listed
2022	21	$1.3 million	not listed
2021	19	$1.4 million	not listed
2020	18	$1.2 million	not listed
2019	18	$1.1 million	not listed
2018	18	$898,877	not listed
2017	18	$1.0 million	not listed
2016	19	$913,507	not listed
2015	20	$768,925	not listed
2014	24	$815,428	not listed
2013	21	$776,164	not listed
2012	20	$807,999	not listed
2011	19	$699,452	not listed
2010	25	$110,922	not listed

Deseret Mutual Master Retirement Plan

Pension (defined benefit)Active

Active. The plan filed its annual report for the 2024 plan year.

Plan number: 001Employer EIN 87-0440163
Participants (2024): 32,235
Net assets (2024): $7.0 billion
Administered by: Factset Research SystemsEarlier: Markit North America (2023), Keystone National Group (2016), Keystone Deseret (2015)
Plan administrator: Deseret Mutual Benefit Administrators
Po Box 45530
Salt Lake City, UT 84145
(801) 578-5795As filed for 2024
In effect since: January 1, 1970

Year by year, 2009 to 2024

Plan year	Participants	Net assets	Recordkeeper
2024	32,235	$7.0 billion	Factset Research Systems
2023	33,144	$7.5 billion	Markit North America
2022	34,127	$7.6 billion	not listed
2021	35,040	$9.0 billion	not listed
2020	35,550	$7.9 billion	not listed
2019	36,050	$7.0 billion	not listed
2018	36,742	$6.2 billion	not listed
2017	37,508	$6.3 billion	not listed
2016	38,585	$5.6 billion	Keystone National Group
2015	39,307	$5.2 billion	Keystone Deseret
2014	44,126	$5.2 billion	not listed
2013	43,370	$4.9 billion	not listed
2012	42,617	$4.2 billion	not listed
2011	41,383	$3.7 billion	not listed
2010	40,793	$3.4 billion	not listed
2009	40,812	$2.9 billion	not listed

Deseret Mutual Retirement Plus Plan

Profit-sharing planMerged

Merged. In 2019 its assets moved to the Deseret 401(k) Plan, sponsored by Deseret Mutual Benefit Administrators (EIN 87-0440163, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 004Employer EIN 87-0440163
Participants (2017): 12,757
Net assets (2017): $97.3 million
Recordkeeper: Empower2014–2019
Plan administrator: Deseret Mutual Benefit Administrators
P.O. Box 45530
Salt Lake City, UT 84145
(801) 578-5795As filed for 2019
In effect since: January 1, 2009

Year by year, 2009 to 2019

Plan year	Participants	Net assets	Recordkeeper
2019	0	$0	Empower
2018	n/a	$124 million	Empower
2017	12,757	$97.3 million	Empower
2016	11,467	$51.7 million	Empower
2015	9,830	$17.1 million	Empower
2014	954	$3.1 million	Empower
2013	571	$2.5 million	not listed
2012	467	$1.6 million	not listed
2011	655	$1.1 million	not listed
2010	422	$767,688	not listed
2009	333	$356,369	not listed

Deseret Mutual Transitional Master Retirement Plan

Pension (defined benefit), frozenClosed

Closed. The plan filed its final annual report for 2018, which means its assets were paid out or moved and it no longer exists.

Plan number: 007Employer EIN 87-0440163
Participants (2017): 2
Net assets (2017): $0
Plan administrator: Deseret Mutual Benefit Administrators
150 Social Hall Avenue, Suite 170
Salt Lake City, UT 84145
(801) 578-5795As filed for 2018
In effect since: April 1, 2015

Year by year, 2015 to 2018

Plan year	Participants	Net assets	Recordkeeper
2018	0	$0	not listed
2017	2	$0	not listed
2016	0	$0	not listed
2015	4,956	$24.7 million	not listed

Deseret Mutual Thrift Plan

401(k)Merged

Merged. In 2015 its assets moved to the Deseret Mutual Thrift Plan 5/4, sponsored by Deseret Mutual Benefit Administrators (EIN 87-0440163, plan 003). Accounts moved with them, so that plan is the one to contact.

Plan number: 006Employer EIN 87-0440163
Participants (2014): 8,463
Net assets (2014): $120 million
Recordkeeper: EmpowerEarlier: Schwab (2013)
Plan administrator: Deseret Mutual Benefit Administrators
P.O. Box 45530
Salt Lake City, UT 84145
(801) 578-5795As filed for 2015
In effect since: April 1, 2010

Earlier plan names: Deseret Mutual Thrift Plan 6/6.

Year by year, 2010 to 2015

Plan year	Participants	Net assets	Recordkeeper
2015	0	$0	Empower
2014	8,463	$120 million	Empower
2013	6,741	$79.3 million	Schwab
2012	4,739	$39.5 million	not listed
2011	2,644	$14.2 million	not listed
2010	639	$2.7 million	not listed

If you had money in one of these plans

Call Empower (empower.com), which runs the Deseret 401(k) Plan. With your Social Security number and the plan name, it can tell you whether you still have a balance and, if not, where it went.
Or call the plan administrator listed on the plan below ((801) 578-5600). That number was filed for 2025; ask for the benefits or retirement plan office.
If your plan was merged, your account moved with it. Follow the link on the plan to the plan it went into, and contact that one.
If your plan closed, unclaimed balances usually went to an IRA in your name, to the PBGC's missing participants program, or to state unclaimed property. Here is how to check each one.
Still stuck? The Department of Labor's benefits advisers help for free: askebsa.dol.gov or 1-866-444-3272. Never pay anyone to find your own money.

What these numbers are

They come from the Form 5500 annual reports each plan files with the Department of Labor, as the plan filed them. A plan year is usually a calendar year.
Participants counts everyone in the plan at year end: current employees, former employees who still have a balance or a pension coming, and retirees or beneficiaries being paid.
The recordkeeper is the service provider whose Schedule C entry says it keeps the plan's records. Small plans do not file Schedule C, so some plans show none.
We cannot see anyone's account. Only the plan or its recordkeeper can tell you your balance.

Sources: U.S. Department of Labor, Form 5500 datasets and PBGC trusteed plans. How we read them.